Result
-€28,934 -€28,934
From profit to loss in 2025, after a profit of €22,688 in 2024.
FAMIC GO
Overview
Lifetime
3 annual accounts with figures on one time axispeak €50,649 (2023)
-€21,576▼ €57,496
lowest -€28,934 (2025)
-€28,934▼ €51,622
peak €57,430 (2024)
€43,496▼ 24.3%
€5,304▼ 68.5%
Board1 name since 2022
1 directorFAGUREL Micola
Documentsfilings and deeds
17-09-202648 days late
2025micro format
Gross margin from €35,921 to -€21,576Loss of €28,934Equity from €57,430 to €43,496Debts from €16,828 to €5,304
Key points
from the 2025 annual accountsLiquidity
7.12 was 3.42 in 2024
Short-term debts fell from €16,828 to €5,304.
Filings
3 annual accounts 3 late
The 2025 accounts came latest: 48 days after the end of the period.
Starting capital
€15,000
At the same address
9 companies
Position in the sector
-€28,934
Lower net result than 95% of companies in specialised construction. Sector median €10,189 · 35,107 companies.
Turnover not published (micro format)
Checked score
55
Fair
Financially stronger than 49% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.4%
01-2025: 1.4%● unchanged vs 12-2024
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.4%● unchanged vs 02-2025
04-2025: 1.5%▲ +0.1 percentage points vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.4%▼ -0.1 percentage points vs 05-2025
07-2025: 1.4%● unchanged vs 06-2025
08-2025: 2.0%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 0.8%▼ -1.2 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.7%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: 1.3%▲ +0.6 percentage points vs 07-2026
09-2026: 1.6%▲ +0.3 percentage points vs 08-2026
10-2026: 1.3%▼ -0.3 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Last filed accounts filed 48 days late; 1 of the last 3 accounts late
Loss of €28,934 (financial year 2025)
lowers risk
Liquidity: current ratio 7.12, cash €14,960
Equity €43,496 (89.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 85% on liquidity, 4% on profitability and 16% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as FAMIC GO has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FAMIC GO itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for FAMIC GO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 7.12 (3.42 in 2024), above the usual 1.5. Short-term debt is 10.9% and cash 30.7% of total assets. 10.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 48 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
48 days late
2024
18 days late
2023
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 32 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0792681822
Publication in the Belgian Official Gazette
Gazette deed
Incorporation
Founding capital of €15,000 · Founder: FAGUREL Micola (comparant) · Appointment: FAGUREL Micola (director) · published on 24-10-2022 · Gazette deed
First establishment
Jan Hammeneckerstraat 42, Kapelle-op-den-Bos
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FAMIC GO Kapelle-op-den-Bos | €48,799 | -€21,576 | 89.1% | - |
| Sunflower Roosdaal | €52,364 | -€11,998 | 59.2% | - |
| JAYTECH Kraainem | €52,063 | -€12,112 | 41.4% | - |
| GREEN ENERGY RESOLUTIONS Lennik | €54,452 | -€13,125 | -14.6% | - |
| JUNISOL Hoeilaart | €58,413 | -€45,510 | 8.6% | - |
| EW-Leys Heist-op-den-Berg | €49,655 | -€125 | 12.7% | - |
| FUTURENERGY Braives | €49,435 | -€71,579 | -117.0% | 0.7 |
These companies have the same main activity as FAMIC GO: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €49,400 and €58,400, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 20-10-2022Normal situation
- Registered office
- 10 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- General electrical installation workNACE 43211and 4 others
- Establishment unit
- 2.336.979.1311880 Kapelle-op-den-Bos, since 20-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- -€21,576
- €28,934
- €43,496▼ 24.3%
- €48,799▼ 34.3%
- Filing
- Filed on 17-09-2026
Insights on FAMIC GO
FAMIC GO files the micro format. That format states no turnover. The gross margin fell from €50,649 in 2023 to -€21,576 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 17-09-2026, 48 days late-€21,576
▼ €57,496
-€27,843
▼ €57,338
-€28,934
▼ €51,622
€32,433
▼ 20.2%
89.1%
▲ 11.8 percentage points
7.12
▲ 3.70
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €48,799 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
89.1%
Higher than 93% of 35,119 companies in 2025.
7.12
Higher than 90% of 34,493 companies in 2025.
-59.3%
Lower than 95% of 34,694 companies in 2025.
FAMIC GO
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
48,799 | 74,258 | 60,320 | |
21/28 |
11,062 | 16,775 | 6,123 | |
22/27 |
11,062 | 16,775 | 6,123 | |
23 |
256 | 1,676 | - | |
24 |
10,806 | 15,099 | 6,123 | |
29/58 |
37,737 | 57,483 | 54,197 | |
40/41 |
21,780 | 39,537 | 45,104 | |
40 |
17,307 | 32,435 | 39,509 | |
41 |
4,473 | 7,103 | 5,595 | |
54/58 |
14,960 | 17,143 | 9,093 | |
490/1 |
997 | 803 | - | |
| Balance sheet: equity and liabilities | ||||
10/49 |
48,799 | 74,258 | 60,320 | |
10/15 |
43,496 | 57,430 | 34,742 | |
10/11 |
15,000 | - | - | |
14 |
28,496 | 57,430 | 34,742 | |
17/49 |
5,304 | 16,828 | 25,578 | |
42/48 |
5,304 | 16,828 | 25,578 | |
44 |
5,304 | 16,828 | 9,277 | |
440/4 |
5,304 | 16,828 | 9,277 | |
45 |
- | - | 16,301 | |
450/3 |
- | - | 8,740 | |
454/9 |
- | - | 7,561 | |
| Income statement | ||||
9900 |
-21,576 | 35,921 | 50,649 | |
630 |
5,532 | 5,334 | 6,439 | |
640/8 |
736 | 1,092 | 562 | |
9901 |
-27,843 | 29,495 | 43,648 | |
75/76B |
1 | - | - | |
75 |
1 | - | - | |
65/66B |
1,092 | 1,030 | 166 | |
65 |
1,092 | 1,030 | 166 | |
9903 |
-28,934 | 28,464 | 43,482 | |
67/77 |
- | 5,776 | 8,740 | |
9904 |
-28,934 | 22,688 | 34,742 | |
9905 |
-28,934 | 22,688 | 34,742 | |
| Appropriation of the result | ||||
9906 |
28,496 | 57,430 | 34,742 | |
14P |
57,430 | 34,742 | - | |
| Document | ||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 17-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 48 days after the deadline. Filed on 17 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00516817.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| -22,312 | 34,829 | 50,087 | ||
| -23,403 | 28,022 | 41,181 | ||
| 2,444 | 15,986 | 12,562 | ||
| -2,183 | 8,050 | - | ||
| 32,433 | 40,655 | 28,619 | ||
| 89.1% | 77.3% | 57.6% | ||
| 7.12 | 3.42 | 2.12 | ||
| 0.12 | 0.29 | 0.74 | ||
| -66.5% | 39.5% | 100.0% | ||
| -59.3% | 30.6% | 57.6% | ||
| -20.43 | 33.80 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €2,444 | €15,986 | €10,496 |
| Intangible fixed assets | - | - | €2,066 |
| €5,532 | €5,334 | €6,439 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on FAMIC GO
The operating result for 2025 is a loss of €27,843, after a profit of €29,495 in 2024. It is the lowest result since 2023.
Debt's share of the balance-sheet total falls from 22.7% to 10.9%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 22-10-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 17-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “TITEL IV. BESTUUR - CONTROLE Artikel 10. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”deed of 24-10-2022
Mandates through the years
1 name, the dashed line is todayFAGUREL Micola
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- FAGUREL Micola
- Director (not named in the articles), from 20-10-2022 to date
Control
Founder
FAGUREL Micola
This company
FAMIC GO
Equity €43,496
Loss €28,934 in 2025
Capital
- Contribution
- €15,000
- Shares
- 100
- Contribution per share
- €150
- Equity per share
- €435 in 2025
- Source
- deed of 24-10-2022
Articles of association
deed of 24-10-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten voor helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal aandelen…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 24-10-2022 ↗
- FAGUREL Micola 100 shares (100%)
Capital transactions
Capital over time
- 24-10-2022 Incorporation · €15,000
- 24-10-2022 Incorporation · 100 shares
Network & group
No group
FAMIC GO has no parent and no holdings in its annual accounts. FAGUREL Micola is the only director. FAMIC GO shares no director with another company.
At the same address
Jan Hammeneckerstraat 42, 1880 Kapelle-op-den-Bos · 9 other companies| Onofrei, Marius (sole trader)
establishment since 14-09-2026 |
founded in 2026 1042.487.011 |
| Fana, Vladimir (sole trader)
establishment since 03-11-2025 |
founded in 2025 1030.047.849 |
| Dornea, Nicon (sole trader)
establishment since 05-02-2025 |
founded in 2025 1019.640.145 |
| Stimpovschi, Daniel (sole trader)
establishment since 13-01-2025 |
founded in 2025 1018.797.928 |
| Şeremet, Ion (sole trader)
establishment since 06-03-2023 |
founded in 2023 0799.330.577 |
| Mînza, Ionel (sole trader)
establishment since 01-03-2023 |
founded in 2023 0798.951.584 |
| Zaporojan, Ivan (sole trader)
establishment since 01-09-2022 |
founded in 2022 0790.964.328 |
| Onciul, Anatolii (sole trader)
establishment since 27-08-2021 |
founded in 2021 0773.760.783 |
| Fagurel, Micola (sole trader)
establishment since 05-10-2019 |
founded in 2019 0735.806.267 |
Timeline
Timeline
9 events since 2022Filings
Financial
Establishments
Other
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 48 days late
2025
Weakest financial year net -€28,934 The net result drops to -€28,934, the lowest from 2023 to 2025.
Liquidity more than doubled current ratio 7.12 The current ratio rises from 3.42 to 7.12. Short-term debt falls from €16,828 to €5,304.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0792681822
Annual accounts 2024 filed PDFmicro format · 18 days late
2024
Annual accounts 2023 filed PDFmicro format · 29 days late
2022
Publication in the Belgian Official Gazette PDF
IncorporationFounding capital of €15,000 · Founder: FAGUREL Micola (comparant) · Appointment: FAGUREL Micola (director) · published on 24-10-20227 points ▸
- Founder, FAGUREL Micola (comparant)
- Founding capital, €15,000
- 100 shares
- FAGUREL Micola holds all the shares
- Registered office clause, Jan Hammeneckerstraat 42 bus 002, 1880 Kapelle-op-den-Bos
- Director appointment, FAGUREL Micola (director (not named in the articles))
- Permanent representative, FAGUREL Micola
- The deed holds 6 more points.
First establishment Jan Hammeneckerstraat 42, Kapelle-op-den-Bos
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0792.681.822
- VAT number
- BE 0792.681.822
- Peppol ID
- 0208:0792681822
- Other Peppol ID
- 9925:BE0792681822
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-10-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 18:00deed of 24-10-2022 (in Dutch)
- Peppol
- Reachable since 18-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FAMIC GO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-10-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 24-10-2022 (in Dutch)
Activities
NACEBEL 202543211
General electrical installation work main activity
43221
Plumbing work
43331
Floor and wall tiling
43341
Painting of buildings
Codes under NACEBEL 2008
43211
Specialised construction activities main activity
41201
General construction of buildings
43221
Plumbing
43331
Floor and wall tiling
43341
Painting of buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene bouwsector,bouwsector,alle renovatie van gebouwen; Bouw van residentiële en niet-residentiële gebouwen…”deed of 24-10-2022 (in Dutch)
16 activities
- Algemene bouwsector,bouwsector,alle renovatie van gebouwen;
- Bouw van residentiële en niet-residentiële gebouwen ;
- Loodgieterij,sanitair,zinkwerk,bouw,verbouwing,renovatie,algemene bouwwerken in al hun vormen,leggen van parket,isolatie,architectuur,afbraakwerken,schilderwerken,schrijnwerkerij,elektriciteit,leggen van tegels,metselwerk,stukadoren,cementeren,installatie van centrale verwarming,ventilatiesystemen ;
- Diverse handel in bouwmaterialen,elektrische en elektronische apparatuur,sanitair en sanitair;
- Aanleg en onderhoud van tuinen ;
- Houtbewerking en vervaardiging van hout- en kurkproducten ;
- Vervaardiging en montage van metalen,pvc en houten frames;
- Vervaardiging en montage van meubelen ;
- Diverse timmerwerkzaamheden,vervaardiging,montage en installatie ;
- Onderhoud en schoonmaak van kantoren,industriële of commerciële gebouwen,huizen,flats,glazenwassen enz;
- Handelsbemiddeling in diverse producten,online verkoop;
- Vervoer van personen en goederen over land,door de lucht en over zee;
- Express koerier,vervoer van personen en goederen;
- Autoverkopen ;
- Garage,autoreparaties ;
- Bedrijfsondersteunende activiteiten.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Jan Hammeneckerstraat 42 registered office 1880 Kapelle-op-den-Bos | 20-10-2022 | 2.336.979.131 |
Buildings and parcels at the address
- Ground area
- 380 m²
- Buildings
- 129 m²
- Volume, LiDAR
- 952 m³
- Tallest building
- 10.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23039A0381/00B003 | 380 m² | 1 · 129 m² | 10.9 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0792.681.822