FAMIC GO
ActiveThe computed 12-month bankruptcy probability of FAMIC GO is 3.0% (moderate). The annual accounts of FAMIC GO for fiscal year 2025 show a net loss of 59% of total assets and of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €43k and a net result of €-29k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 27711 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.12 against 3.42 in 2024; short-term debt: 10.9% and cash: 30.7% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
-59.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
48 d late
2024
18 d late
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▼ 24.3%
2024 · €57k
2023: €35k
2024: €57k
2023 → 2025
Total assets
€49k▼ 34.3%
2024 · €74k
2023: €60k
2024: €74k
2023 → 2025
Net result
€-29k
2024 · €23k
2023: €35k
2024: €23k
2023 → 2025
Working capital
€32k▼ 20.2%
2024 · €41k
2023: €29k
2024: €41k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€35k-€57k▲ 65.3%€43k▼ 24.3%
Operating result€44k-€29k▼ 32.4%€-28k
Net result€35k-€23k▼ 34.7%€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €28k after €29k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€11k▼ 34.1%
Current assets
€38k▼ 34.4%
Equity and liabilities €49k
Equity
€43k▼ 24.3%
Debt
€5k▼ 68.5%
The debt ratio falls from 22.7% to 10.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-22k▼
2024 · €35k
Cash flow
€-23k▼
2024 · €28k
Solvency
89.1%▲
2024 · 77.3%
Current ratio
7.12▲
2024 · 3.42
Quick ratio
7.12▲
2024 · 3.42
Debt / equity
0.12▼
2024 · 0.29
ROE
-66.5%▼
2024 · 39.5%
ROA
-59.3%▼
2024 · 30.6%
Interest coverage
-20.43▼
2024 · 33.80
Debt
€5k▼
2024 · €17k
Debt ≤ 1 year
€5k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€49k▼
Fixed assets21/28€17k€11k▼
Tangible fixed assets22/27€17k€11k▼
Plant, machinery and equipment23€2k€256▼
Furniture and vehicles24€15k€11k▼
Current assets29/58€57k€38k▼
Amounts receivable within one year40/41€40k€22k▼
Trade receivables40€32k€17k▼
Other amounts receivable41€7k€4k▼
Cash at bank and in hand54/58€17k€15k▼
Deferred charges and accrued income490/1€803€997▲
Equity and liabilities
Total equity and liabilities10/49€74k€49k▼
Equity10/15€57k€43k▼
Contributions10/11-€15k
Profit (loss) carried forward14€57k€28k▼
Amounts payable17/49€17k€5k▼
Amounts payable within one year42/48€17k€5k▼
Trade debts44€17k€5k▼
Suppliers440/4€17k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€1k€736▼
Gross operating margin9900€36k€-22k▼
Operating profit (loss)9901€29k€-28k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€28k€-29k▼
Income taxes67/77€6k-
Profit (loss) for the period9904€23k€-29k▼
Profit (loss) for the period to be appropriated9905€23k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€28k▼
Profit (loss) brought forward from the previous period14P€35k€57k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
31-12
Financial
Weakest financial yearnet €-29k ▼228%
Net result drops to €-29k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 7.12
Current ratio from 3.42 to 7.12; short-term debt falls from €17k to €5k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Hammeneckerstraat 421880 Kapelle-op-den-BosGround area
380 m²
Building footprint
129 m²
Volume, LiDAR
952 m³
Parcel 23039A0381/00B003, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FAMIC GO
since 20222.336.979.131
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23039A0381/00B003 | Flanders | 380 m² | 1 · 129 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELDEC
BE 0833.617.802
Ranst · Eq €43k
Elektriciteit Verleysen
BE 0790.461.710
Herzele · Eq €44k
H.M.D. GROUP
BE 0727.889.879
Dilbeek · Eq €44k
BEFELEC
BE 0441.893.297
Herstal · Eq €43k
ELEKTRO T&D
BE 0889.976.087
Duffel · Eq €44k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2022
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
41001General construction of residential buildings
43221Plumbing work
43331Floor and wall tiling
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.