FAMEVA
ActiveSummary
FAMEVA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,163 and a net result of €101,294. Equity is shrinking by ~17.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 54% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+83
Solvency63▲+20
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 10.08 against 8.66 in 2024; short-term debt: 3.7% and cash: 5.7% of total assets), but 61.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
25.4%
Age of the figures
18 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €153,163
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
1 d early
2023
28 d early
2022
35 d early
2021
41 d early
2020
30 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 3 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€153,163▲ 195%
2024 · €51,869
Total assets
€398,988▲ 35.5%
2024 · €294,361
Net result
€101,294
2024 · -€3,446
Working capital
€134,133▲ 244%
2024 · €38,955
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€20,473▼ 84.3%-€19,489▲ 4.8%-€56,168▼ 188%-€2,959▲ 94.7%€104,615
Net result-€21,436below the sector's middle half▼ 77.3%-€20,529below the sector's middle half▲ 4.2%-€900,219below the sector's middle half▼ 4,285%-€3,446within the sector's middle half▲ 99.6%€101,294above the sector's middle half
Equity€976,063above the sector's middle half▼ 2.1%€955,534above the sector's middle half▼ 2.1%€55,316within the sector's middle half▼ 94.2%€51,869within the sector's middle half▼ 6.2%€153,163above the sector's middle half▲ 195%
Total assets€1.6mabove the sector's middle half▼ 4.9%€1.5mabove the sector's middle half▼ 3.5%€307,693within the sector's middle half▼ 79.8%€294,361within the sector's middle half▼ 4.3%€398,988above the sector's middle half▲ 35.5%
Debt€605,894▼ 9.1%€570,648▼ 5.8%€252,377▼ 55.8%€242,492▼ 3.9%€245,825▲ 1.4%
Working capital-€96,601below the sector's middle half▼ 77.6%-€109,723below the sector's middle half▼ 13.6%€301,806above the sector's middle half€38,955within the sector's middle half▼ 87.1%€134,133above the sector's middle half▲ 244%
Solvency61.7%above the sector's middle half▲ 1.8pp62.6%above the sector's middle half▲ 0.9pp18.0%within the sector's middle half▼ 44.6pp17.6%within the sector's middle half▼ 0.4pp38.4%within the sector's middle half▲ 20.8pp
Current ratio0.61below the sector's middle half▼ 0.200.50below the sector's middle half▼ 0.1186.86above the sector's middle half▲ 86.368.66above the sector's middle half▼ 78.1910.08above the sector's middle half▲ 1.41
Return on assets (ROA)-1.4%within the sector's middle half▼ 0.6pp-1.3%within the sector's middle half=-292.6%below the sector's middle half▼ 291.2pp-1.2%within the sector's middle half▲ 291.4pp25.4%above the sector's middle half▲ 26.6pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €104,615 after a loss of €2,959 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398,988
Fixed assets
€250,077 ▼ 0.1%
Current assets
€148,911 ▲ 238%
Equity and liabilities €398,988
Equity
€153,163 ▲ 195%
Debt
€245,825 ▲ 1.4%
Debt's share of the balance-sheet total falls from 82.4% to 61.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104,861▲
2024 · -€912
Cash flow
€101,540▲
2024 · -€1,399
Debt to equity
1.60▼
2024 · 4.68
ROE
66.1%▲
2024 · -6.6%
Interest coverage
37.12▲
2024 · -6.19
Debt ≤ 1 year
€14,778▲
2024 · €5,082
Debt > 1 year
€230,141▼
2024 · €237,409
Income taxes
€497▲
2024 · €397
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,767 | €15,495 | €10,773 | €2,047 | €246 | ▼ 88.0% |
| Other operating charges640/8 | - | €1,536 | €1,587 | €1,714 | €2,405 | ▲ 40.4% |
| Gross operating margin9900 | -€180 | -€2,458 | -€43,808 | €802 | €107,266 | ▲ 13,273% |
| Operating profit (loss)9901 | -€20,473 | -€19,489 | -€56,168 | -€2,959 | €104,615 | ▲ 3,636% |
| Financial income75/76B | - | - | - | €57 | €1 | ▼ 98.7% |
| Recurring financial income75 | €12 | - | - | €57 | €1 | ▼ 98.7% |
| Financial charges65/66B | - | €191 | €843,490 | €147 | €2,825 | ▲ 1,817% |
| Recurring financial charges65 | €362 | €191 | €117 | €147 | €2,825 | ▲ 1,817% |
| Non-recurring financial charges66B | - | - | €843,374 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€20,823 | -€19,681 | -€899,658 | -€3,049 | €101,791 | ▲ 3,438% |
| Income taxes67/77 | €612 | €849 | €561 | €397 | €497 | ▲ 25.2% |
| Profit (loss) for the period9904 | -€21,436 | -€20,529 | -€900,219 | -€3,446 | €101,294 | ▲ 3,039% |
| Profit (loss) for the period to be appropriated9905 | -€21,436 | -€20,529 | -€900,219 | -€3,446 | €101,294 | ▲ 3,039% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.5m | €307,693 | €294,361 | €398,988 | ▲ 35.5% |
| Fixed assets21/28 | €1.4m | €1.4m | €2,371 | €250,324 | €250,077 | ▼ 0.1% |
| Intangible fixed assets21 | €5,212 | €3,112 | €1,012 | - | - | - |
| Tangible fixed assets22/27 | €23,427 | €10,032 | €1,359 | €324 | €77 | ▼ 76.1% |
| Plant, machinery and equipment23 | - | €2,431 | €971 | €91 | - | - |
| Furniture and vehicles24 | - | €7,601 | €387 | €232 | €77 | ▼ 66.7% |
| Financial fixed assets28 | €1.4m | €1.4m | - | €250,000 | €250,000 | = |
| Current assets29/58 | €150,024 | €109,745 | €305,322 | €44,037 | €148,911 | ▲ 238% |
| Amounts receivable within one year40/41 | €12,252 | €59,738 | €53,285 | €4,029 | €126,100 | ▲ 3,030% |
| Trade receivables40 | - | €51,989 | €51,891 | €652 | €100,659 | ▲ 15,341% |
| Other amounts receivable41 | - | €7,749 | €1,393 | €3,377 | €25,441 | ▲ 653% |
| Cash at bank and in hand54/58 | €137,772 | €50,007 | €252,037 | €40,008 | €22,811 | ▼ 43.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.5m | €307,693 | €294,361 | €398,988 | ▲ 35.5% |
| Equity10/15 | €976,063 | €955,534 | €55,316 | €51,869 | €153,163 | ▲ 195% |
| Contributions10/11 | - | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €957,063 | €936,534 | €936,534 | €936,534 | €936,534 | = |
| Non-distributable reserves130/1 | - | €35,467 | €35,467 | - | - | - |
| Reserves not available under the articles1311 | - | €35,467 | €35,467 | - | - | - |
| Distributable reserves133 | - | €901,068 | €901,068 | €936,534 | €936,534 | = |
| Profit (loss) carried forward14 | - | - | -€900,219 | -€903,665 | -€802,371 | ▲ 11.2% |
| Amounts payable17/49 | €605,894 | €570,648 | €252,377 | €242,492 | €245,825 | ▲ 1.4% |
| Amounts payable after more than one year17 | €358,268 | €351,181 | €248,862 | €237,409 | €230,141 | ▼ 3.1% |
| Financial debts170/4 | - | €351,181 | - | - | - | - |
| Other amounts payable178/9 | - | - | €248,862 | €237,409 | €230,141 | ▼ 3.1% |
| Amounts payable within one year42/48 | €246,626 | €219,468 | €3,515 | €5,082 | €14,778 | ▲ 191% |
| Trade debts44 | €6,151 | €10,047 | €641 | €1,205 | €9,875 | ▲ 719% |
| Suppliers440/4 | - | €10,047 | €641 | €1,205 | €9,875 | ▲ 719% |
| Taxes, remuneration and social security45 | - | €1,836 | €2,874 | €3,877 | €4,903 | ▲ 26.5% |
| Taxes450/3 | - | €1,836 | €2,874 | €3,877 | €4,903 | ▲ 26.5% |
| Other amounts payable47/48 | - | €207,585 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €906 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€21,436 | -€20,529 | -€900,219 | -€3,446 | €101,294 | ▲ 3,039% |
| + Depreciation and write-downs630 | €18,767 | €15,495 | €10,773 | €2,047 | €246 | ▼ 88.0% |
| Operating cash flow (approximation) | -€2,668 | -€5,034 | -€889,446 | -€1,399 | €101,540 | ▲ 7,359% |
| Investment in fixed assets (approximation) | - | €0 | €1.4m | -€250,000 | €0 | ▲ 100% |
| Change in cash | - | -€87,765 | €202,030 | -€212,029 | -€17,198 | ▲ 91.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €101,294
Net result €101,294 after 5 loss-making years.
31-03
Financial
Equity above €150,000Eq €153,163 ▲195%
Equity rises from €51,869 to €153,163.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet -€900,219
Net result drops to -€900,219, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity times 174current ratio 86.86
Current ratio from 0.50 to 86.86; short-term debt falls from €219,468 to €3,515.
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2004
Ground area
3,735 m²
Building footprint
386 m²
Volume, LiDAR
2,355 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
LAVASTORE
since 20042.153.484.429
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36013A0602/00D000 | Flanders | 2,126 m² | 1 · 138 m² | 9.2 m · 2 fl. |
| 36494D0733/00M000 | Flanders | 1,609 m² | 1 · 248 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2025 list no shareholders, and no other source names one.
Holdings 1
-
45.45%
According to the annual accounts to 31-03-2025 of FAMEVA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 4,238 companies in sector 47789 we hold annual accounts for 1,019. 811 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-04-2004
Fiscal year end31-03
Activities, NACEBEL 2025
47789Other retail sale of new goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0864839231
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.