Active BE 0764.393.949Private limited company

FAMA BUSINESS

Kolomstraat 1 ·1080 Sint-Jans-Molenbeek, Belgium· 5 yrs active

Sector: Ontwikkeling van residentiële bouwprojecten (68121)

Conclusion Checked

The computed 12-month bankruptcy probability of FAMA BUSINESS is 5.5% (elevated). The 2024 annual accounts show equity of €122k and a net result of €90k. Equity is growing by ~205.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 4951 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€122k
Net result	€90k
Better than sector	79%
Active	5 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

93 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 99

Growth 78

Stability 86

Bankruptcy probability (12 mo) Checked model v1 · free

5.5% Elevated

0%0,5%1,5%4%10%≥25%

Recent warning signals +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

3 / 100

Low risk

Components

· 1 administrative flag (+3)

Trust signals 1 signals

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 1 events

Address struck

Health barometer FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 25-11-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~205.1%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	61.1%	16.7%	better than 79% of 4951 sector peers
Net result	€90k	€2k	better than 94% of 4943 sector peers
Equity	€122k	€27k	better than 77% of 4954 sector peers
Gross operating margin	€138k	€27k	better than 88% of 4937 sector peers
Total assets	€200k	€302k	better than 41% of 4953 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€136k

+366.6% 22-24

Net profit

€90k

+331.3% 22-24

Cash flow

€110k

+388.6% 22-24

Total assets

€200k

+93.5% 22-24

Equity

€122k

+335.7% 22-24

Working capital

€80k

+35.1% 22-24

Income taxes

€26k

+369.0% 22-24

Debt

€78k

+3.3% 22-24

Debt ≤ 1y

€78k

+167.8% 22-24

Current ratio

2.03

-33.2% 22-24

Quick ratio

2.03

-33.2% 22-24

Solvency

61.1%

+125.2% 22-24

Debt / equity

0.64

-76.3% 22-24

ROE

73.8%

-1.0% 22-24

ROA

45.1%

+122.9% 22-24

Interest coverage

57.94

+484.4% 22-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€136k
Net profit	€90k
Cash flow	€110k
Staff costs	-
Income taxes	€26k
Dividends	-
Total assets	€200k
Equity	€122k
Debt	€78k
of which ≤ 1y	€78k
of which > 1y	-
Working capital	€80k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	2.03
Quick ratio	2.03
Working capital ratio	39.9%
Solvency	61.1%
Debt / equity	0.64
Long-term debt ratio	-
Interest coverage	57.94
Gross margin	-
Net margin	-
ROA	45.1%
ROE	73.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €42k · 21.2% Current assets €158k · 78.8%

Equity & liabilities

Equity €122k · 61.1% Debt €78k · 38.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€200k
Fixed assets	21/28	€42k
Tangible fixed assets	22/27	€42k
Current assets	29/58	€158k
Amounts receivable within one year	40/41	€99k
Cash & bank	54/58	€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€200k
Equity	10/15	€122k
Contributions / capital	10/11	€7k
Accumulated profits (losses)	14	€115k
Amounts payable	17/49	€78k
Amounts payable within one year	42/48	€78k
Trade debts payable within one year	44	€47k
Income statement
Gross operating margin	9900	€138k
Operating result	9901	€117k
Financial income	75	€2k
Financial charges	65	€2k
Result before taxes	9903	€116k
Income taxes	67/77	€26k
Net result for the period	9904	€90k
Result to be appropriated	9905	€90k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

Dumitran Alexandru
Director
State Gazette act 24150057 (21-10-2024)

Current
21-10-2024 → present
2 events
- 21-10-2024 Appointed· Director
- 14-03-2022 Resigned· Director

Former directors (1)

Dumitran Florentina
Director
State Gazette act 22044790 (07-04-2022)

Former
07-04-2022 → 21-10-2024
2 events
- 21-10-2024 Resigned· Director
- 07-04-2022 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Ontwikkeling van residentiële bouwprojecten(68121)
Legal form	Private limited company(610)
Incorporation	26-02-2021
Status	Active
Postal code	1080

Establishment units 2 locations

FAMA BUSINESS

Bouwrijp maken van terreinen

since 20212.328.863.892

FAMA BUSINESS

Kolomstraat 1A, 1080 Sint-Jans-MolenbeekHandelsbemiddeling in de groothandel in andere specifieke goederen

since 20252.371.510.834

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (33.3%) Brussels 2 (66.7%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23094D0041/00F000	Flanders	7,975 m²	1 · 1,789 m²	-
21522B0623/00L000	Brussels	2,442 m²	1 · 406 m²	19.8 m · 2 fl.
21522B0621/00K000	Brussels	93 m²	1 · 86 m²	17.3 m · 5 fl.

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

23-02-2026

KBO administration Address struck

2025

25-11-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

21-10-2024

State Gazette act Capital & shares

04-06-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

14-09-2023

State Gazette act Registered-office change

31-01-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

07-04-2022

State Gazette act Capital & shares

Lifecycle & Insolvency Signals 1 events

23-02-2026

KBO administration Address struck

· Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 3 acts

Capital history · 2

21-10-2024

Capital change

07-04-2022

Capital change

Address history · 1

14-09-2023

Registered-office move

All acts · 3 updated 1 year ago

2024

21-10-2024 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

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  "act_meta": {
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  "decision": {
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2023

14-09-2023 Registered office moved within Zaventem Registered-office change

Imperiastraat 8, 1930 Zaventem → Lozenberg 17/B1, 1930 Zaventem

Original publication ↗

Technical details

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    "office_city": "Brussel",
    "is_associated": false
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  "act_meta": {
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    "filing_date": "2023-09-06",
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    "org_rep_person_name": null,
    "person_role_at_subject": "Zaakvoerder"
  },
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  ]
}

2022

07-04-2022 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Ontwikkeling van residentiële bouwprojecten41101Slopen43110Ontwikkeling van residentiële bouwprojecten68121Algemene bouw van residentiële gebouwen41001Ontwikkeling van niet-residentiële bouwprojecten41102Algemene bouw van residentiële gebouwen41201Slopen43110Slopen43110Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Stukadoorswerk43310Stukadoorswerk43310Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in andere motorvoertuigen (> 3,5 ton)47812Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen47830Ontwikkeling van niet-residentiële bouwprojecten68122Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110Reparatie en montage van specifieke auto-onderdelen95313Wassen en poetsen van motorvoertuigen95316

Primary activity highlighted.

Names & trade names

Legal nameNL

FAMA BUSINESS

Registered office

Kolomstraat 1 bus A

1080 Sint-Jans-Molenbeek, Belgium

Registration history

23-02-2026 Address struck

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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