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Generated 04-08-2026
Active BE 0797.840.440Private limited company

FAMA A.Y.E

W.A. Mozartlaan 2 ·1620 Drogenbos, Belgium· 3 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of FAMA A.Y.E is 2.5% (moderate). The 2024 annual accounts show equity of €25k and a net result of €25k. Its solvency ranks better than 67% of 3827 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €25k
Net result €25k
Better than sector 67%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency97Growth78Stability94
92 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 97
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 07-06-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2023: €56€56Net result 2023: €16€16Operating result 2024: €32k€32kNet result 2024: €25k€25k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 54.2% 39.4%
better than 67% of 3827 sector peers
Net result €25k €9k
better than 74% of 3824 sector peers
Equity €25k €29k
better than 46% of 3832 sector peers
Gross operating margin €32k €26k
better than 56% of 3822 sector peers
Total assets €47k €85k
better than 30% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€25k
+160846.0% far above sector median
Total assets
€47k
+226259.7% -89% vs sector
Equity
€25k
+151343.0% -82% vs sector
Working capital
€25k
+151343.0% -76% vs sector
Income taxes
€6k
+161267.0% +179% vs sector
Debt
€21k
+544940.9% -93% vs sector
Debt ≤ 1y
€21k
+544940.9% -90% vs sector
Current ratio
2.18
-58.5% +23% vs sector
Quick ratio
2.18
-58.5% +24% vs sector
Solvency
54.2%
-33.1% +58% vs sector
Debt / equity
0.85
+259.9% -56% vs sector
ROE
99.9%
+6.3% far above sector median
ROA
54.1%
-28.9% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€25k
Cash flow-
Staff costs-
Income taxes€6k
Dividends-
Total assets€47k
Equity€25k
Debt€21k
of which ≤ 1y€21k
of which > 1y-
Working capital€25k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.18
Quick ratio2.18
Working capital ratio54.2%
Solvency54.2%
Debt / equity0.85
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA54.1%
ROE99.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€47k
Current assets 29/58€47k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€44k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€47k
Equity 10/15€25k
Contributions / capital 10/11€1
Accumulated profits (losses) 14€25k
Amounts payable 17/49€21k
Amounts payable within one year 42/48€21k
Trade debts payable within one year 44€299
Income statement
Gross operating margin 9900€32k
Operating result 9901€32k
Financial charges 65€205
Result before taxes 9903€32k
Income taxes 67/77€6k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company(610)
Incorporation31-01-2023
StatusActive
Postal code1620
Establishment units 1 location
FAMA A.Y.E
Sleutelbloemenlaan(BOR) 2, 2880 BornemReparatie en onderhoud van verwarmingsinstallaties
since 20232.355.666.081
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22001A0006/00W002 Flanders 1.1 ha 1 · 794 m² 13.0 m · 4 fl.
12362G0232/00M000 Flanders 541 m² 1 · 144 m² 7.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
16-09-2024
State Gazette act Director changes
17-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
07-12-2023
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
16-09-2024 1 director appointed, 1 resigning Director changes
  • Vadim CUZIN, Bestuurder
  • Dumitru BALTEANU, Bestuurder
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
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        "name": "Dumitru BALTEANU",
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering heeft kennis ontslag van De heer Dumitru BALTEANU, als bestuurder, de vergadering",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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    },
    {
      "kind": "director_in",
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        "name": "Vadim CUZIN",
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      },
      "reason": null,
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      "evidence_quote": "De vergadering neemt kennis van de benoeming van de heer Vadim CUZIN, als bestuurder de vergadering",
      "decharge_status": null,
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    }
  ],
  "notary": {
    "name": null,
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    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-09-06",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-09-02",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0797.840.440",
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    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
07-12-2023 2 directors appointed, 1 resigning Director changes
  • Balteanu Dumitru, Bestuurder
  • BALTEANU Dumitru, Dagelijks bestuur
  • Javurek Tomas, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Javurek Tomas",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering heeft kennis ontslag van De heer Javurek Tomas, als bestuurder, de vergadering aanvaardt en ontlast hem uit zijn macht.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Balteanu Dumitru",
        "address": null,
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      },
      "reason": null,
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      "compensated": null,
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      "evidence_quote": "De vergadering neemt kennis van de benoeming van de heer Balteanu Dumitru, als bestuurder de vergadering aanvaardt en geeft hem de bevoegdheid.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "BALTEANU Dumitru",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Vergadering die dag besloten om de zetel te verplaatsen naar, 1620 Drogebos, W.A. Mozartlaan 2.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-07",
    "filing_date": "2023-11-29",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2023-11-15",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0797.840.440",
    "name_full": "FAMA A.Y.E",
    "legal_form": "BV"
  },
  "publication_proxy": {
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    "org_kbo": null,
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Loodgieterswerk43221Sanitaire werkzaamheden43221Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Schrijnwerk43320Schrijnwerk43320
Primary activity highlighted.
Names & trade names
Legal nameNL FAMA A.Y.E
Registered office
W.A. Mozartlaan 2
1620 Drogenbos, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative