FAIRCOOP
ActiveFAIRCOOP has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.65M and a net result of €-100k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 70% of 4822 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability7▼-3
Solvency95▲+6
Growth52▼-2
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days only on tighter terms
Liquidity ample (current ratio 1.82 against 1.61 in 2024), and 36.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.6%
Return on assets
-1.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 d early
2024
38 d early
2023
41 d early
2022
32 d early
2021
24 d late
2020
3 d early
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€17.99M▼ 2.3%
2024 · €18.41M
2020: €13.92M
2021: €14.65M
2022: €15.77M
2023: €17.79M
2024: €18.41M
2020 → 2025
EBIT margin
-1.0%▼ 0.7pp
2024 · -0.4%
2020: -0.1%
2021: 0.1%
2022: 0.0%
2023: 0.0%
2024: -0.4%
2020 → 2025
Net result
€-100k
2024 · €41k
2018: €53k
2019: €2k
2020: €39k
2021: €36k
2022: €34k
2023: €35k
2024: €41k
2018 → 2025
Working capital
€2.66M▲ 8.5%
2024 · €2.45M
2018: €2.04M
2019: €2.88M
2020: €3.34M
2021: €1.75M
2022: €1.46M
2023: €2.49M
2024: €2.45M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€14.65M-€15.77M▲ 7.6%€17.79M▲ 12.8%€18.41M▲ 3.5%€17.99M▼ 2.3%
Equity€5.79M-€5.87M▲ 1.4%€5.86M▼ 0.2%€5.72M▼ 2.4%€5.65M▼ 1.2%
Operating result€13k-€5k▼ 62.2%€-7k€-68k▼ 921%€-187k▼ 176%
Net result€36k-€34k▼ 6.0%€35k▲ 2.4%€41k▲ 15.9%€-100k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €187k in 2025 against €68k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.90M
Fixed assets
€2.99M▼ 8.4%
Current assets
€5.90M▼ 8.6%
Equity and liabilities €8.90M
Equity
€5.65M▼ 1.2%
Debt
€3.24M▼ 19.0%
The debt ratio falls from 41.2% to 36.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-114k▼
2024 · €14k
Cash flow
€-28k▼
2024 · €122k
Solvency
63.6%▲
2024 · 58.8%
Current ratio
1.82▲
2024 · 1.61
Quick ratio
1.77▲
2024 · 1.57
Debt / equity
0.57▼
2024 · 0.70
ROE
-1.8%▼
2024 · 0.7%
ROA
-1.1%▼
2024 · 0.4%
Interest coverage
-90.55▼
2024 · 7.05
Debt
€3.24M▼
2024 · €4.00M
Debt ≤ 1 year
€3.24M▼
2024 · €4.00M
Staff costs
€481k▼
2024 · €498k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.72M€8.90M▼
Fixed assets21/28€3.27M€2.99M▼
Intangible fixed assets21€23k€7k▼
Tangible fixed assets22/27€211k€189k▼
Plant, machinery and equipment23€54k€46k▼
Furniture and vehicles24€153k€139k▼
Other tangible fixed assets26€4k€4k=
Financial fixed assets28€3.03M€2.80M▼
Affiliated companies280/1€15k€15k=
Participating interests280€15k€15k=
Other financial fixed assets284/8€3.02M€2.78M▼
Shares284€3k€3k=
Amounts receivable and cash guarantees285/8€3.02M€2.78M▼
Current assets29/58€6.45M€5.90M▼
Stocks and contracts in progress3€189k€157k▼
Stocks30/36€189k€157k▼
Goods purchased for resale34€189k€157k▼
Amounts receivable within one year40/41€2.96M€2.98M▲
Trade receivables40€2.69M€2.69M▼
Other amounts receivable41€272k€290k▲
Current investments50/53€2.81M€2.15M▼
Other investments51/53€2.81M€2.15M▼
Cash at bank and in hand54/58€431k€567k▲
Deferred charges and accrued income490/1€58k€47k▼
Equity and liabilities
Total equity and liabilities10/49€9.72M€8.90M▼
Equity10/15€5.72M€5.65M▼
Contributions10/11€5.60M€5.64M▲
Reserves13€10k€12k▲
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€116k€2k▼
Amounts payable17/49€4.00M€3.24M▼
Amounts payable within one year42/48€4.00M€3.24M▼
Trade debts44€2.83M€2.61M▼
Suppliers440/4€2.83M€2.61M▼
Taxes, remuneration and social security45€171k€123k▼
Taxes450/3€46k€24k▼
Remuneration and social security454/9€125k€99k▼
Other amounts payable47/48€1.00M€513k▼
Accrued charges and deferred income492/3-€774
Income statement
Code20242025
Operating income70/76A€18.53M€18.23M▼
Turnover70€18.41M€17.99M▼
Other operating income74€116k€240k▲
Operating charges60/66A€18.60M€18.42M▼
Goods for resale, raw materials and consumables60€13.00M€13.55M▲
Purchases600/8€13.13M€13.52M▲
Change in stocks: decrease (increase)609€-135k€32k▲
Services and other goods61€4.97M€4.28M▼
Remuneration, social security and pensions62€498k€481k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€73k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€15k
Other operating charges640/8€48k€26k▼
Non-recurring operating charges66A€3k-
Operating profit (loss)9901€-68k€-187k▼
Financial income75/76B€135k€93k▼
Recurring financial income75€134k€93k▼
Income from financial fixed assets750€88k€47k▼
Other financial income752/9€46k€46k▲
Non-recurring financial income76B€1k-
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Debt charges650€2k€1k▼
Other financial charges652/9€4k€5k▲
Profit (loss) for the period before taxes9903€61k€-100k▼
Income taxes67/77€21k-
Taxes670/3€21k-
Tax adjustments and reversals of tax provisions77€125-
Profit (loss) for the period9904€41k€-100k▼
Profit (loss) for the period to be appropriated9905€41k€-100k▼
Appropriation of the result
Profit (loss) to be appropriated9906€152k€16k▼
Profit (loss) brought forward from the previous period14P€112k€116k▲
Profit to be distributed694/7€36k€13k▼
Return on contributions (dividend)694€36k€13k▼
Social balance
Average headcount (FTE)908710.59.1▼
The notes to these accounts (45 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Auditor reappointmentGeneral meeting · Auditor reappointment · Director appointment20 facts ▸
State Gazette act
General meeting · Auditor reappointment
General meeting · Auditor reappointment · Director appointment20 facts ▸
- General meeting, 2026-06-27
- Auditor reappointment, exercices 2025, 2026 et 2027
- Director appointment, Hick Daniel (administrateur)
- Director appointment, Laduron Xavier (administrateur)
- Director appointment, Van Poecke Tanja (administrateur)
- Director appointment, Meyers Dominique (administrateur)
- Director appointment, Frauenkron Max Prümer (administrateur)
- Director appointment, Sodoyé Benoit (administrateur)
- Director appointment, China Jérémy (administrateur)
- Director resignation, Schöpges Erwin (administrateur)
- Director resignation, Dumont Carine (administrateur)
- Director resignation, Desbruyeres Yves-Marie (administrateur)
- +8 further facts in this act
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-100k ▼347%
Net result drops to €-100k, the lowest in the series.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 24 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema
2020
31-12
Financial
Equity above €5MEq €5.50M ▲21.7%
3 profitable years in a row build equity to €5.50M.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 70 days late
2019
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26109429). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
China Jérémy
CurrentDirector · since 27-06-2026
Frauenkron Max Prümer
CurrentDirector · since 27-06-2026
Hick Daniel
CurrentManaging director · since 27-06-2026
Laduron Xavier
CurrentDirector · since 27-06-2026
Meyers Dominique
CurrentDirector · since 27-06-2026
Sodoyé Benoit
CurrentDirector · since 27-06-2026
+ 1 not shown in this overview
27-06-2026
China Jérémy: Appointed as Director
27-06-2026
Frauenkron Max Prümer: Appointed as Director
27-06-2026
Hick Daniel: Appointed as Managing director
27-06-2026
Hick Daniel: Appointed as Director
27-06-2026
Hick Daniel: Appointed as Président du ca
27-06-2026
Laduron Xavier: Appointed as Director
27-06-2026
Laduron Xavier: Appointed as Managing director
27-06-2026
Meyers Dominique: Appointed as Director
27-06-2026
Sodoyé Benoit: Appointed as Director
27-06-2026
Van Poecke Tanja: Appointed as Managing director
27-06-2026
Van Poecke Tanja: Appointed as Director
27-06-2026
Van Poecke Tanja: Appointed as Vice président du ca
27-06-2026
André Josiane: Resigned as Director
27-06-2026
Desbruyeres Yves-Marie: Resigned as Director
27-06-2026
Dumont Carine: Resigned as Managing director
27-06-2026
Dumont Carine: Resigned as Director
27-06-2026
Schöpges Erwin: Resigned as Director
27-06-2026
Schöpges Erwin: Resigned as Managing director
Location & real-estate footprint
Registered office, Amel · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Amel,Alte Hofstraße 84770 AmelGround area
1,269 m²
Building footprint
117 m²
Volume, LiDAR
739 m³
Parcel 55007D0651/00E000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Amel,Alte Hofstraße 8, 4770 Amel
since 20102.185.787.706
Marais d'Acren(DA) 46, 7864 Lessines
since 20222.345.306.085
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55007D0651/00E000 | Wallonia | 1,268 m² | 1 · 117 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| BDOCurrent Auditor | 27-06-2026 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteAmel/Amblève2.185.787.706
Similar companies · same sector, comparable size
Evergreen Garden Care Belgium
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CAPPELLE
BE 0433.536.253
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BATTAILLE
BE 0402.484.375
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CIMA
BE 0461.394.356
Nazareth-De Pinte · Eq €5.74M
LUC PAUWELS
BE 0413.346.692
Assenede · Eq €5.54M
Of 688 companies in sector 46216 we hold annual accounts for 475. 274 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded02-11-2009
Fiscal year end31-12
Activities, NACEBEL
46216Wholesale of agricultural produce and animal feed, general range
46331Wholesale trade
46170Agents in the wholesale of food, beverages and tobacco
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.