DEVLIEGER Filip
ActiveDEVLIEGER Filip has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.83M and a net result of €255k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+1
Solvency100=
Growth54▼-1
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 2.8 in 2024), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
3.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
3 d early
2023
6 d early
2022
30 d late
2021
13 d early
2020
20 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€25.79M▲ 2.3%
2024 · €25.22M
2018: €15.84M
2019: €16.54M
2020: €11.58M
2021: €14.74M
2022: €23.29M
2023: €24.77M
2024: €25.22M
2018 → 2025
EBIT margin
1.2%▲ 0.1pp
2024 · 1.1%
2018: 2.3%
2019: 3.5%
2020: 2.2%
2021: 2.7%
2022: 5.0%
2023: 3.1%
2024: 1.1%
2018 → 2025
Net result
€255k▲ 2.5%
2024 · €248k
2018: €276k
2019: €442k
2020: €226k
2021: €339k
2022: €921k
2023: €607k
2024: €248k
2018 → 2025
Working capital
€3.51M▼ 9.7%
2024 · €3.88M
2018: €2.50M
2019: €3.05M
2020: €3.32M
2021: €3.75M
2022: €3.85M
2023: €4.31M
2024: €3.88M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€14.74M-€23.29M▲ 58.0%€24.77M▲ 6.3%€25.22M▲ 1.8%€25.79M▲ 2.3%
Equity€4.44M-€4.89M▲ 10.0%€5.40M▲ 10.5%€5.61M▲ 3.9%€5.83M▲ 3.9%
Operating result€396k-€1.17M▲ 195%€775k▼ 33.7%€284k▼ 63.4%€311k▲ 9.6%
Net result€339k-€921k▲ 171%€607k▼ 34.1%€248k▼ 59.1%€255k▲ 2.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.99M
Fixed assets
€2.33M▲ 34.3%
Current assets
€5.66M▼ 6.3%
Equity and liabilities €7.99M
Equity
€5.83M▲ 3.9%
Debt
€2.16M▼ 0.1%
The debt ratio falls from 27.8% to 27.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€685k▲
2024 · €600k
Cash flow
€628k▲
2024 · €564k
Solvency
73.0%▲
2024 · 72.2%
Current ratio
2.63▼
2024 · 2.80
Quick ratio
2.05▼
2024 · 2.12
Debt / equity
0.37▼
2024 · 0.38
ROE
4.4%▼
2024 · 4.4%
ROA
3.2%▼
2024 · 3.2%
Interest coverage
50.80▲
2024 · 37.82
Debt
€2.16M▼
2024 · €2.16M
Debt ≤ 1 year
€2.15M▼
2024 · €2.16M
Debt > 1 year
€3k=
2024 · €3k
Income taxes
€105k▲
2024 · €104k
Staff costs
€2.80M▲
2024 · €2.45M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.77M€7.99M▲
Fixed assets21/28€1.73M€2.33M▲
Intangible fixed assets21€362k€309k▼
Tangible fixed assets22/27€1.36M€2.00M▲
Land and buildings22€381k€1.07M▲
Plant, machinery and equipment23€507k€463k▼
Furniture and vehicles24€469k€470k▲
Financial fixed assets28€13k€13k▼
Other financial fixed assets284/8€13k€13k▼
Shares284€2k€2k=
Amounts receivable and cash guarantees285/8€11k€11k▼
Current assets29/58€6.04M€5.66M▼
Amounts receivable after more than one year29€350k€250k▼
Other amounts receivable291€350k€250k▼
Stocks and contracts in progress3€1.47M€1.25M▼
Stocks30/36€1.47M€1.25M▼
Goods purchased for resale34€1.47M€1.25M▼
Amounts receivable within one year40/41€3.10M€3.23M▲
Trade receivables40€2.66M€2.87M▲
Other amounts receivable41€437k€364k▼
Cash at bank and in hand54/58€780k€655k▼
Deferred charges and accrued income490/1€339k€269k▼
Equity and liabilities
Total equity and liabilities10/49€7.77M€7.99M▲
Equity10/15€5.61M€5.83M▲
Contributions10/11€73k€73k=
Reserves13€5.54M€5.76M▲
Distributable reserves133€5.54M€5.76M▲
Amounts payable17/49€2.16M€2.16M▼
Amounts payable after more than one year17€3k€3k=
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€2.16M€2.15M▼
Current portion of amounts payable after more than one year42€51k€0▼
Financial debts43-€200k
Credit institutions430/8-€200k
Trade debts44€1.56M€1.32M▼
Suppliers440/4€1.56M€1.32M▼
Taxes, remuneration and social security45€466k€594k▲
Taxes450/3€87k€114k▲
Remuneration and social security454/9€379k€480k▲
Other amounts payable47/48€80k€38k▼
Accrued charges and deferred income492/3€769€769=
Income statement
Code20242025
Operating income70/76A€25.34M€25.89M▲
Turnover70€25.22M€25.79M▲
Other operating income74€96k€92k▼
Non-recurring operating income76A€21k€10k▼
Operating charges60/66A€25.06M€25.58M▲
Goods for resale, raw materials and consumables60€19.25M€19.65M▲
Purchases600/8€19.30M€19.42M▲
Change in stocks: decrease (increase)609€-55k€222k▲
Services and other goods61€3.00M€2.73M▼
Remuneration, social security and pensions62€2.45M€2.80M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€316k€374k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-204k
Other operating charges640/8€40k€233k▲
Non-recurring operating charges66A€672€0▼
Operating profit (loss)9901€284k€311k▲
Financial income75/76B€85k€80k▼
Recurring financial income75€85k€80k▼
Income from financial fixed assets750€2k€0▼
Income from current assets751€16k€10k▼
Other financial income752/9€67k€70k▲
Financial charges65/66B€16k€32k▲
Recurring financial charges65€16k€32k▲
Debt charges650€16k€13k▼
Other financial charges652/9€287€18k▲
Profit (loss) for the period before taxes9903€353k€359k▲
Income taxes67/77€104k€105k▲
Taxes670/3€300k€105k▼
Tax adjustments and reversals of tax provisions77€196k€0▼
Profit (loss) for the period9904€248k€255k▲
Profit (loss) for the period to be appropriated9905€248k€255k▲
Appropriation of the result
Profit (loss) to be appropriated9906€248k€255k▲
Transfer to equity691/2€211k€216k▲
To other reserves6921€211k€216k▲
Profit to be distributed694/7€37k€38k▲
Return on contributions (dividend)694€37k€38k▲
Social balance
Average headcount (FTE)908741.245.8▲
The notes to these accounts (71 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €5MEq €5.40M ▲10.5%
6 profitable years in a row build equity to €5.40M.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €921k ▲171%
Operating result €1.17M, net result €921k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet €226k ▼48.9%
Net result drops to €226k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 54 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Walletje 698300 Knokke-HeistGround area
2,996 m²
Building footprint
2,017 m²
Volume, LiDAR
13,246 m³
Parcel 31039F0126/00Z002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEVLIEGER FILIP
since 19962.079.324.266
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0126/00Z002 | Flanders | 2,996 m² | 1 · 2,017 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 116,194 EUR awarded · 66,003 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 70,743 EUR | 20,500 EUR |
| 2024 | 2 | 15,548 EUR | 15,833 EUR |
| 2023 | 2 | 14,421 EUR | 14,188 EUR |
| 2022 | 2 | 15,482 EUR | 15,482 EUR |
Schemes
Ecologiepremie+
Individueel Maatwerk
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.079.324.266
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LUCOKAAS
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RAFINA
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Of 390 companies in sector 46331 we hold annual accounts for 228. 120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-1996
Fiscal year end31-12
Activities, NACEBEL
46331Wholesale trade
46392Non-specialised wholesale
51331
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.