FAIMIBIS
FAIMIBIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €437k and a net result of €61k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 678 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €437k |
| Net result | €61k |
| Staff (FTE) | 1 |
| Better than sector | 37% |
Mixed profile: strong on stability, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.3% | 44.9% | |
| Net result | €61k | €48k | |
| Equity | €437k | €1.36M | |
| Gross operating margin | €152k | €42k | |
| Staff costs | €44k | €197k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €61k |
| Cash flow | n/a |
| Staff costs | €44k |
| Income taxes | €24k |
| Dividends | - |
| Total assets | €1.44M |
| Equity | €437k |
| Debt | €1.00M |
| of which ≤ 1y | €268k |
| of which > 1y | €719k |
| Working capital | n/a |
| Employees (FTE) | 1.0 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 30.3% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 4.2% |
| ROE | 13.9% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.44M |
| Fixed assets | 21/28 | €1.40M |
| Financial fixed assets | 28 | €1.40M |
| Current assets | 29/58 | €41k |
| Amounts receivable within one year | 40/41 | €24k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.44M |
| Equity | 10/15 | €437k |
| Contributions / capital | 10/11 | €150k |
| Reserves | 13 | €49k |
| Accumulated profits (losses) | 14 | €238k |
| Amounts payable | 17/49 | €1.00M |
| Amounts payable after one year | 17 | €719k |
| Amounts payable within one year | 42/48 | €268k |
| Trade debts payable within one year | 44 | €19k |
| Income statement | ||
| Turnover | 70 | €273k |
| Gross operating margin | 9900 | €152k |
| Operating result | 9901 | €105k |
| Financial income | 75 | €86 |
| Financial charges | 65 | €21k |
| Result before taxes | 9903 | €84k |
| Income taxes | 67/77 | €24k |
| Net result for the period | 9904 | €61k |
| Result to be appropriated | 9905 | €40k |
| NACE primary | Financial services(64210) |
| Legal form | Public limited company(014) |
| Incorporation | 04-12-2020 |
| Status | Active |
| Postal code | 4317 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64016A0309/00T002 | Wallonia | 1.0 ha | 1 · 1,613 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
05-03-2025 1 director appointed, 1 resigning
- Bernard SIMON, Dagelijks bestuur
- STAELENS Mathieu, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "STAELENS Mathieu",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2025-01-13",
"evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire a act\u00E9 la d\u00E9mission de Monsieur STAELENS Mathieu comme administrateur de la soci\u00E9t\u00E9 en date du 13/01/2025.",
"decharge_status": null,
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},
{
"kind": "delegation_dagelijks_bestuur_in",
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"person": {
"rrn": null,
"name": "Bernard SIMON",
"address": null,
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},
"reason": null,
"subkind": "additional",
"via_org": {
"kbo": "0456.424.095",
"name": "SIMON \u0026 CO SNC",
"address": "Quai de Meuse 39 -5100 JAMBES",
"country": "BE",
"legal_form": "SNC"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "L\u0027administrateur unique donne \u00E9galement une procuration sp\u00E9ciale \u00E0 la soci\u00E9t\u00E9 SIMON \u0026 CO SNC (BE 0456 424 095) \u00E9tablie Quai de Meuse 39 -5100 JAMBES repr\u00E9sent\u00E9e par Monsieur Bernard SIMON, avec possibilit\u00E9 de substitution, afin d\u0027effectuer les d\u00E9marches n\u00E9cessaires pour la publication au Moniteur Be",
"decharge_status": null,
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],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Faimes",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2025-03-05",
"filing_date": "2025-01-13",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2025-01-13",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0759.452.590",
"name_full": "FAIMIBIS S.A.",
"legal_form": "SA"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Geoffrey Van De Velde",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | FAIMIBIS |