FAGNES-INVEST
ActiveSummary
FAGNES-INVEST has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€28,570) and a net result of €3,560. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 5% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 23-12-1987 Normal situation
- Activity
- Real estate agency activities NACE 68310
- Establishment unit
- 2.033.438.714 4800 Verviers, since 18-01-1988
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- Soenen,Hans Jacques PolDirector · since 21-06-2005
- CELIMODirector · since 11-11-2021 · permanent representative Céline PAULY
- CELIMO50%· score 932025 annual accounts of CELIMO
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €4,043
- Turnover
- ≈ €14,000
- estimated
- Profit
- €3,560
- Equity
- -€28,570
- ▲ 11.1%
- Total assets
- €54,904
- ▼ 2.3%
- Negative equity on 31-12-2025
- 2025 accounts filed 27 days after the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€28,570lowers riskSize: total assets €54,904Founded in 1987Liquidity: current ratio 0.66, cash €43,318Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 49% on liquidity, 44% on profitability and 67% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Changes of role: CELIMO (director) and Soenen,Hans Jacques Pol (director)Permanent representative: Céline PAULY
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as FAGNES-INVEST: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €56,000 and €73,600, founded between 1988 and 1994.
| Company | Total assets | Gross margin |
|---|---|---|
| FAGNES-INVEST Theux | €54,904 | €4,043 |
| CEVEX Middelkerke | €68,252 | €4,647 |
| GESTION IMMOBILIERE PRIVEE Elsene | €56,239 | €4,261 |
| G.B.I. Sambreville | €73,578 | €3,907 |
| IMMO - THYRIA Walcourt | €55,979 | €5,310 |
| INTRAFIN VASTGOED Zaventem | €71,134 | €4,937 |
| FRANNINVEST Waregem | €69,075 | €3,068 |
Key facts about FAGNES-INVEST
- What is the company number of FAGNES-INVEST?
- The company number of FAGNES-INVEST is 0432.873.683. The VAT number is the same number with BE in front: BE 0432.873.683.
- Where is FAGNES-INVEST based?
- The registered office is at Rue Joseph Marchal 12, 4910 Theux.Company details
- What does FAGNES-INVEST do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of FAGNES-INVEST?
- The legal form of FAGNES-INVEST is Private limited company (BV).
- When was FAGNES-INVEST founded?
- FAGNES-INVEST was founded on 23-12-1987.
- Is FAGNES-INVEST still active?
- Yes, FAGNES-INVEST is an active enterprise in the KBO register.
- What is the turnover of FAGNES-INVEST?
- The turnover in financial year 2025 is ≈ €14,000. This figure is estimated from the gross margin of €4,043 and 58 comparable companies (NACE 68310). It probably lies between €7,400 and €30,000. It is a rough estimate.Financials
- Is FAGNES-INVEST profitable?
- In financial year 2025, FAGNES-INVEST made a profit of €3,560.
- Where can I find the annual accounts of FAGNES-INVEST?
- FAGNES-INVEST filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FAGNES-INVEST due?
- FAGNES-INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.