IMMO - THYRIA
ActiveIMMO - THYRIA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-18k) and a net result of €-2k. Equity is shrinking by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 9% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-2
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.05 in 2024; short-term debt: 125% and cash: 7.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-31.7%
Return on assets
-4.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
14 d early
2023
9 d early
2022
13 d late
2021
60 d late
2020
123 d early
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-18k▼ 14.9%
2024 · €-15k
2018: €-244k
2019: €8k
2020: €-2k
2021: €-10k
2022: €-10k
2023: €-14k
2024: €-15k
2018 → 2025
Total assets
€56k▼ 8.6%
2024 · €61k
2018: €260k
2019: €290k
2020: €153k
2021: €116k
2022: €74k
2023: €65k
2024: €61k
2018 → 2025
Net result
€-2k▼ 49.9%
2024 · €-2k
2018: €111k
2019: €343k
2020: €-10k
2021: €-8k
2022: €-12k
2023: €-4k
2024: €-2k
2018 → 2025
Working capital
€-66k▲ 5.3%
2024 · €-69k
2018: €-147k
2019: €63k
2020: €41k
2021: €38k
2022: €-76k
2023: €-74k
2024: €-69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€-10k▲ 7.9%€-14k▼ 45.0%€-15k▼ 11.0%€-18k▼ 14.9%
Operating result€-2k-€-1k▲ 39.6%€-4k▼ 280%€-1k▲ 67.3%€-2k▼ 58.8%
Net result€-8k-€-12k▼ 36.8%€-4k▲ 62.7%€-2k▲ 64.5%€-2k▼ 49.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€52k▼ 10.3%
Current assets
€4k▲ 17.3%
Key figures and ratios
EBITDA
€4k▼
2024 · €5k
Cash flow
€4k▼
2024 · €5k
Solvency
-31.7%▼
2024 · -25.2%
Current ratio
0.06▲
2024 · 0.05
Quick ratio
0.06▲
2024 · 0.05
Debt / equity
-3.95▲
2024 · -4.73
ROA
-4.1%▼
2024 · -2.5%
Interest coverage
18.60▼
2024 · 21.83
Debt
€70k▼
2024 · €73k
Debt ≤ 1 year
€70k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€56k▼
Fixed assets21/28€58k€52k▼
Tangible fixed assets22/27€58k€52k▼
Land and buildings22€58k€52k▼
Current assets29/58€4k€4k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€441€120▼
Equity and liabilities
Total equity and liabilities10/49€61k€56k▼
Equity10/15€-15k€-18k▼
Contributions10/11€19k€19k=
Reserves13€752€752=
Tax-exempt reserves132€752€752=
Profit (loss) carried forward14€-35k€-37k▼
Provisions and deferred taxes16€4k€4k=
Provisions for liabilities and charges160/5€4k€4k=
Major repairs and maintenance162€4k€4k=
Amounts payable17/49€73k€70k▼
Amounts payable within one year42/48€73k€70k▼
Other amounts payable47/48€73k€70k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€6k€5k▼
Operating profit (loss)9901€-1k€-2k▼
Financial charges65/66B€217€207▼
Recurring financial charges65€217€207▼
Profit (loss) for the period before taxes9903€-2k€-2k▼
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-37k▼
Profit (loss) brought forward from the previous period14P€-33k€-35k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
2022
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Liquidity times 11current ratio 25.81
Current ratio from 2.35 to 25.81; short-term debt falls from €30k to €2k.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Highest result since 2018net €343k ▲207%
Operating result €366k, net result €343k, both a record.
31-12
Financial
Liquidity times 16063current ratio 1.45
Current ratio from 0.00 to 1.45; short-term debt falls from €147k to €139k.
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 122 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Paradis(Thy) 15651 WalcourtGround area
192 m²
Building footprint
127 m²
Parcel 93078C0312/00R000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93078C0312/00R000 | Wallonia | 192 m² | 1 · 127 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 2,686 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-1992
Fiscal year end31-12
Abbreviation FR
I.T.
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:albert.navaux@gmail.com
Phone:0475 750 913