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FadilCom

Active
Private limited companyfounded 2020active for 6 yearsRue de la Tonne 310, 4000 Liège, BelgiumKBO/BCE: BE 0752.984.373
Summary

FadilCom has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,777 and a net result of €1,865. Equity has been shrinking by about 13% per year since 2021. Its solvency ranks better than 55% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 26-08-2020 Normal situation
Activity
General electrical installation work NACE 43211and 1 other
Establishment unit
2.313.353.790 4000 Liège, since 21-02-2021
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Last known board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€19,466
▲ 41.1%
Turnover
≈ €160,000
estimated
Profit
€1,865
Equity
€23,777
▲ 8.5%
Total assets
€46,519
▲ 68.3%
Staff
≈ 0.4 FTE
estimated
Score breakdownraises riskSize: total assets €46,519Founded in 2020lowers riskLiquidity: current ratio 1.93, cash €20,863Equity €23,777 (51.1% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 76-24
equity 51.1% of total assets
Liquidity 76-4
short-term debt 48.9% · cash 44.8%
Profitability 43+11
return on assets 4.0%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 2.2%▲ +0.3 percentage points vs 03-2025 05-2025: 2.5%▲ +0.3 percentage points vs 04-2025 06-2025: 2.5%● unchanged vs 05-2025 07-2025: 2.5%● unchanged vs 06-2025 08-2025: 3.6%▲ +1.1 percentage points vs 07-2025highest value 09-2025: 1.2%▼ -2.4 percentage points vs 08-2025 10-2025: 0.6%▼ -0.6 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.5 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.93 (3.6 in 2024), above the usual 1.5. Short-term debt is 48.9% and cash 44.8% of total assets. 48.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 56% of them on solvency, 74% on liquidity, 21% on profitability and 53% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.93, cash €20,863
NBB · annual accounts
raises risk · Size: total assets €46,519
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €23,777 (51.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
25 days early
2024
7 days late
2023
9 days late
2022
31 days early
2021
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 13 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 06-07-2026 at the NBB all 5 filings

Turnover
≈ €160,000
Estimated: probably between €110,000 and €340,000
Total assets
€46,519▲ 68.3%
2024 · €27,634
Net result
€1,865
2024 · -€3,180
Working capital
€21,243▲ 42.9%
2024 · €14,864
Multi-year overview
2021 to 2025, 5 financial years
Operating result
€1,891
2025
20212025
Net result
€1,865
2025
middle half of the sector
20212025
Equity
€23,777
▲ 8.5% 2025
middle half of the sector
20212025
Total assets
€46,519
▲ 68.3% 2025
lowest quarter of the sector
20212025
Debt
€22,743
▲ 297% 2025
20212025
Working capital
€21,243
▲ 42.9% 2025
middle half of the sector
20212025
Solvency
51.1%
▼ 28.2pp 2025
middle half of the sector
20212025
Current ratio
1.93
▼ 1.66 2025
middle half of the sector
20212025
Return on assets (ROA)
4.0%
▲ 15.5pp 2025
middle half of the sector
20212025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€31,013-€18,216▼ 41.3%-€17,835-€452▲ 97.5%€1,891
Net result€24,653within the sector's middle half-€13,229within the sector's middle half▼ 46.3%-€22,790below the sector's middle half-€3,180below the sector's middle half▲ 86.0%€1,865within the sector's middle half
Equity€34,653within the sector's middle half-€47,881within the sector's middle half▲ 38.2%€25,092within the sector's middle half▼ 47.6%€21,911within the sector's middle half▼ 12.7%€23,777within the sector's middle half▲ 8.5%
Total assets€56,892below the sector's middle half-€80,536within the sector's middle half▲ 41.6%€60,748below the sector's middle half▼ 24.6%€27,634below the sector's middle half▼ 54.5%€46,519below the sector's middle half▲ 68.3%
Debt€22,240-€32,655▲ 46.8%€35,656▲ 9.2%€5,722▼ 84.0%€22,743▲ 297%
Working capital€15,482within the sector's middle half-€23,545within the sector's middle half▲ 52.1%€3,298below the sector's middle half▼ 86.0%€14,864within the sector's middle half▲ 351%€21,243within the sector's middle half▲ 42.9%
Solvency60.9%within the sector's middle half-59.5%within the sector's middle half▼ 1.5pp41.3%within the sector's middle half▼ 18.1pp79.3%above the sector's middle half▲ 38.0pp51.1%within the sector's middle half▼ 28.2pp
Current ratio1.70within the sector's middle half-2.44within the sector's middle half▲ 0.741.14within the sector's middle half▼ 1.303.60above the sector's middle half▲ 2.461.93within the sector's middle half▼ 1.66
Return on assets (ROA)43.3%above the sector's middle half-16.4%within the sector's middle half▼ 26.9pp-37.5%below the sector's middle half▼ 53.9pp-11.5%below the sector's middle half▲ 26.0pp4.0%within the sector's middle half▲ 15.5pp
above within below The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is a profit of €1,891, after a loss of €452 in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46,519
Fixed assets €2,534 ▼ 64.0%
Current assets €43,985 ▲ 114%
Equity and liabilities €46,519
Equity €23,777 ▲ 8.5%
Debt €22,743 ▲ 297%
Debt's share of the balance-sheet total rises from 20.7% to 48.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6,405▼
2024 · €11,849
Cash flow
€6,379▼
2024 · €9,120
Debt to equity
0.96▲
2024 · 0.26
ROE
7.8%▲
2024 · -14.5%
Interest coverage
2.25▼
2024 · 3.27
Debt ≤ 1 year
€22,743▲
2024 · €5,722
Income taxes
-€2,819
Staff costs
€9,543▲
2024 · €1,119
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€20,024€34,132€8,861--
Depreciation and write-downs of the year€854€12,667€15,954€12,301€4,514

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,634€46,519▲
Fixed assets21/28€7,048€2,534▼
Tangible fixed assets22/27€7,048€2,534▼
Plant, machinery and equipment23€5,445€2,000▼
Furniture and vehicles24€1,603€534▼
Current assets29/58€20,586€43,985▲
Amounts receivable within one year40/41€12,380€22,878▲
Trade receivables40€9,372€19,840▲
Other amounts receivable41€3,008€3,038▲
Cash at bank and in hand54/58€8,206€20,863▲
Deferred charges and accrued income490/1-€244
Equity and liabilities
Total equity and liabilities10/49€27,634€46,519▲
Equity10/15€21,911€23,777▲
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14€11,911€13,777▲
Amounts payable17/49€5,722€22,743▲
Amounts payable within one year42/48€5,722€22,743▲
Trade debts44€1,928€6,893▲
Suppliers440/4€1,928€6,893▲
Taxes, remuneration and social security45€2,690€9,120▲
Taxes450/3€181-
Remuneration and social security454/9€2,509€9,120▲
Other amounts payable47/48€1,104€6,730▲
Income statement Code20242025
Remuneration, social security and pensions62€1,119€9,543▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,301€4,514▼
Other operating charges640/8€830€3,518▲
Gross operating margin9900€13,797€19,466▲
Operating profit (loss)9901-€452€1,891▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€3,625€2,845▼
Recurring financial charges65€3,625€2,845▼
Profit (loss) for the period before taxes9903-€4,074-€954▲
Transfer from deferred taxes780€894-
Income taxes67/77--€2,819
Profit (loss) for the period9904-€3,180€1,865▲
Profit (loss) for the period to be appropriated9905-€3,180€1,865▲
Appropriation of the result
Profit (loss) to be appropriated9906€11,911€13,777▲
Profit (loss) brought forward from the previous period14P€15,092€11,911▼

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 06-07-2026.

Line20212022202320242025Change
Remuneration, social security and pensions62€36,282€67,166€36,256€1,119€9,543▲ 753%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€854€12,667€15,954€12,301€4,514▼ 63.3%
Other operating charges640/8€910€653€3,418€830€3,518▲ 324%
Gross operating margin9900€69,058€98,702€37,793€13,797€19,466▲ 41.1%
Operating profit (loss)9901€31,013€18,216-€17,835-€452€1,891-
Financial income75/76B€0-€3€3€0▼ 99.6%
Recurring financial income75€0-€3€3€0▼ 99.6%
Financial charges65/66B€192€987€2,074€3,625€2,845▼ 21.5%
Recurring financial charges65€192€987€2,074€3,625€2,845▼ 21.5%
Profit (loss) for the period before taxes9903€30,820€17,229-€19,906-€4,074-€954▲ 76.6%
Transfer from deferred taxes780---€894--
Income taxes67/77€6,168€4,000€2,884--€2,819-
Profit (loss) for the period9904€24,653€13,229-€22,790-€3,180€1,865-
Profit (loss) for the period to be appropriated9905€24,653€13,229-€22,790-€3,180€1,865-
Line20212022202320242025Change
Assets
Total assets20/58€56,892€80,536€60,748€27,634€46,519▲ 68.3%
Fixed assets21/28€19,170€40,635€33,542€7,048€2,534▼ 64.0%
Tangible fixed assets22/27€19,170€40,635€33,542€7,048€2,534▼ 64.0%
Plant, machinery and equipment23€6,431€11,947€11,778€5,445€2,000▼ 63.3%
Furniture and vehicles24€12,739€28,688€21,765€1,603€534▼ 66.7%
Current assets29/58€37,722€39,901€27,205€20,586€43,985▲ 114%
Amounts receivable within one year40/41€16,187€21,758€12,555€12,380€22,878▲ 84.8%
Trade receivables40€10,003€17,334€9,524€9,372€19,840▲ 112%
Other amounts receivable41€6,184€4,424€3,031€3,008€3,038▲ 1.0%
Cash at bank and in hand54/58€20,704€16,226€11,449€8,206€20,863▲ 154%
Deferred charges and accrued income490/1€831€1,917€3,201-€244-
Equity and liabilities
Total equity and liabilities10/49€56,892€80,536€60,748€27,634€46,519▲ 68.3%
Equity10/15€34,653€47,881€25,092€21,911€23,777▲ 8.5%
Contributions10/11€10,000€10,000€10,000€10,000€10,000=
Capital10€10,000-----
Issued capital100€10,000-----
Profit (loss) carried forward14€24,653€37,881€15,092€11,911€13,777▲ 15.7%
Amounts payable17/49€22,240€32,655€35,656€5,722€22,743▲ 297%
Amounts payable after more than one year17-€16,299€11,748---
Financial debts170/4-€16,299€11,748---
Amounts payable within one year42/48€22,240€16,355€23,907€5,722€22,743▲ 297%
Current portion of amounts payable after more than one year42-€4,570€3,960---
Trade debts44€15,556€7,707€12,124€1,928€6,893▲ 258%
Suppliers440/4€15,556€7,707€12,124€1,928€6,893▲ 258%
Taxes, remuneration and social security45€6,306€2,044€7,824€2,690€9,120▲ 239%
Taxes450/3--€181€181--
Remuneration and social security454/9€6,306€2,044€7,643€2,509€9,120▲ 263%
Other amounts payable47/48€378€2,035-€1,104€6,730▲ 509%
Line20212022202320242025Change
Profit (loss) for the period9904€24,653€13,229-€22,790-€3,180€1,865-
+ Depreciation and write-downs630€854€12,667€15,954€12,301€4,514▼ 63.3%
Operating cash flow (approximation)€25,506€25,896-€6,835€9,120€6,379▼ 30.1%
Investment in fixed assets (approximation)--€34,132-€8,861€14,194€0▼ 100.0%
Change in cash--€4,478-€4,777-€3,243€12,657-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 5,047 companies had the same profile as FadilCom has now. Two years later, 93.9% were still going and 2.2% had gone bankrupt.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
93.9% was still going
3.8% stopped otherwise
2.2% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of FadilCom itself is lower: 0.3% within 12 months. It rests on far more data about FadilCom than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,047 companies, not a prediction for FadilCom. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (5)
Financial year Type Filed Reference Document
31-12-2025 micro format 06-07-2026 2026-00254839 PDF
31-12-2024 micro format 07-08-2025 2025-00365094 PDF
31-12-2023 micro format 09-08-2024 2024-00347125 PDF
31-12-2022 micro format 30-06-2023 2023-00182075 PDF
31-12-2021 micro format 07-07-2022 2022-20165087 PDF

Board & ownership

Directors

Directors
Last change in 2026

Owners and capital

Shareholders

Share transfer act of 17-07-2026 ↗

Mandate history

1 person, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Fadil Khadija
  • Director, until 17-07-2026
See the board, name and registered office on a given date →

Network & group

Connections & network

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
17-07
Gazette deed Resignation: Fadil Khadija (director)
Share transfer · Director discharge4 points ▸
  • General meeting, 18-06-2026
  • Share transfer, Fadil Khadija → Fadil Mohammed
  • Director resignation, Fadil Khadija (director)
  • Director discharge, Fadil Khadija (director)

Open the act in the Belgian Official Gazette

06-07
NBB filing Annual accounts 2025 filedNBB
micro format · 25 days before the deadline
2025
31-12
Financial Back to profitnet €1,865
The net result is €1,865, after 2 loss-making years.
07-08
NBB filing Annual accounts 2024 filedPDF
micro format · 7 days late
2024
31-12
Financial Liquidity more than triplescurrent ratio 3.60
The current ratio rises from 1.14 to 3.60. Short-term debt falls from €23,907 to €5,722.
09-08
NBB filing Annual accounts 2023 filedPDF
micro format · 9 days late
2023
31-12
Financial Weakest financial yearnet -€22,790
The net result drops to -€22,790, the lowest from 2021 to 2025. It recovers the following year.
22-09
Gazette deed Registered office moved from Ans to liège
New seat: Rue de la tonne 310 4000 liège · Previous seat: Place Brignoul 5 Boîte bis 4430 Ans3 points ▸
  • General meeting, 20-03-2023
  • Registered-office move, Rue de la tonne 310 4000 liège
  • Other provision, “meeting attendance and signature, membre” (deed in French), mentioned 2 times in the deed

Open the act in the Belgian Official Gazette

30-06
NBB filing Annual accounts 2022 filedPDF
micro format · 31 days before the deadline
2022
07-07
NBB filing Annual accounts 2021 filedPDF
micro format · 24 days before the deadline
2020
28-08
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 26 August 2020, FadilCom was incorporated as a private limited company.1 In 2023 the registered office moved to liège.2 Total assets went from €56,892 in 2021 to €46,519 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 22-09-2023
  3. 3National Bank, annual accounts 2021 and 2025

Company details

Register details

Identity

KBO record
Name FadilCom in French
Enterprise number 0752.984.373
Legal form Private limited company
Status Active, normale toestand
Founded 26-08-2020
Entity type Legal entity

Registered office and establishments

Registered office Rue de la Tonne 310, 4000 Liège, Belgium
1 former office
  • Place Brignoul 5 Boîte bis, 4430 Ans until 20-03-2023 · act of 22-09-2023
Establishment unit FadilCom, Rue de la Tonne 310, 4000 Liège since 21-02-2021 · unit number 2.313.353.790

Activities

NACEBEL 2025
VAT activities
43211 General electrical installation work main activity
43212 Electrical installation work in industrial facilities
Social security (RSZ) activities
43211 General electrical installation work main activity
Codes under NACEBEL 2008
VAT activities
43211 Specialised construction activities main activity
43212 Specialised construction activities
Social security (RSZ) activities
43211 Specialised construction activities main activity

Invoicing and payment

VAT number BE 0752.984.373
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0752984373
Other Peppol ID 9925:BE0752984373
Registered 10-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0752.984.373

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
197 m²
Building footprint
59 m²
Building volume
367 m³
Cadastral parcel Region Area Buildings Height / floors
62818G0128/00E002 Wallonia 197 m² 1 · 58 m² 7.3 m · 2