FadilCom
ActiveSummary
The computed 12-month bankruptcy probability of FadilCom is 2.3% (moderate). The 2025 annual accounts show equity of €23,777 and a net result of €1,865. Equity is shrinking by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 28374 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability43▲+11
Solvency76▼-24
Growth32=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 3.6 in 2024; short-term debt: 48.9% and cash: 44.8% of total assets), and 48.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
25 d early
2024
7 d late
2023
9 d late
2022
31 d early
2021
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€23,777▲ 8.5%
2024 · €21,911
Total assets
€46,519▲ 68.3%
2024 · €27,634
Net result
€1,865
2024 · -€3,180
Working capital
€21,243▲ 42.9%
2024 · €14,864
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31,013-€18,216▼ 41.3%-€17,835-€452▲ 97.5%€1,891
Net result€24,653within the sector's middle half-€13,229within the sector's middle half▼ 46.3%-€22,790below the sector's middle half-€3,180below the sector's middle half▲ 86.0%€1,865within the sector's middle half
Equity€34,653within the sector's middle half-€47,881within the sector's middle half▲ 38.2%€25,092within the sector's middle half▼ 47.6%€21,911within the sector's middle half▼ 12.7%€23,777within the sector's middle half▲ 8.5%
Total assets€56,892below the sector's middle half-€80,536within the sector's middle half▲ 41.6%€60,748below the sector's middle half▼ 24.6%€27,634below the sector's middle half▼ 54.5%€46,519below the sector's middle half▲ 68.3%
Debt€22,240-€32,655▲ 46.8%€35,656▲ 9.2%€5,722▼ 84.0%€22,743▲ 297%
Working capital€15,482within the sector's middle half-€23,545within the sector's middle half▲ 52.1%€3,298below the sector's middle half▼ 86.0%€14,864within the sector's middle half▲ 351%€21,243within the sector's middle half▲ 42.9%
Solvency60.9%within the sector's middle half-59.5%within the sector's middle half▼ 1.5pp41.3%within the sector's middle half▼ 18.1pp79.3%above the sector's middle half▲ 38.0pp51.1%within the sector's middle half▼ 28.2pp
Current ratio1.70within the sector's middle half-2.44within the sector's middle half▲ 0.741.14within the sector's middle half▼ 1.303.60above the sector's middle half▲ 2.461.93within the sector's middle half▼ 1.66
Return on assets (ROA)43.3%above the sector's middle half-16.4%within the sector's middle half▼ 26.9pp-37.5%below the sector's middle half▼ 53.9pp-11.5%below the sector's middle half▲ 26.0pp4.0%within the sector's middle half▲ 15.5pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1,891 after a loss of €452 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46,519
Fixed assets
€2,534 ▼ 64.0%
Current assets
€43,985 ▲ 114%
Equity and liabilities €46,519
Equity
€23,777 ▲ 8.5%
Debt
€22,743 ▲ 297%
Debt's share of the balance-sheet total rises from 20.7% to 48.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6,405▼
2024 · €11,849
Cash flow
€6,379▼
2024 · €9,120
Debt to equity
0.96▲
2024 · 0.26
ROE
7.8%▲
2024 · -14.5%
Interest coverage
2.25▼
2024 · 3.27
Debt ≤ 1 year
€22,743▲
2024 · €5,722
Income taxes
-€2,819
Staff costs
€9,543▲
2024 · €1,119
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
For this company itself Checked computes a bankruptcy probability of 2.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €36,282 | €67,166 | €36,256 | €1,119 | €9,543 | ▲ 753% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €854 | €12,667 | €15,954 | €12,301 | €4,514 | ▼ 63.3% |
| Other operating charges640/8 | €910 | €653 | €3,418 | €830 | €3,518 | ▲ 324% |
| Gross operating margin9900 | €69,058 | €98,702 | €37,793 | €13,797 | €19,466 | ▲ 41.1% |
| Operating profit (loss)9901 | €31,013 | €18,216 | -€17,835 | -€452 | €1,891 | ▲ 518% |
| Financial income75/76B | €0 | - | €3 | €3 | €0 | ▼ 99.6% |
| Recurring financial income75 | €0 | - | €3 | €3 | €0 | ▼ 99.6% |
| Financial charges65/66B | €192 | €987 | €2,074 | €3,625 | €2,845 | ▼ 21.5% |
| Recurring financial charges65 | €192 | €987 | €2,074 | €3,625 | €2,845 | ▼ 21.5% |
| Profit (loss) for the period before taxes9903 | €30,820 | €17,229 | -€19,906 | -€4,074 | -€954 | ▲ 76.6% |
| Transfer from deferred taxes780 | - | - | - | €894 | - | - |
| Income taxes67/77 | €6,168 | €4,000 | €2,884 | - | -€2,819 | - |
| Profit (loss) for the period9904 | €24,653 | €13,229 | -€22,790 | -€3,180 | €1,865 | ▲ 159% |
| Profit (loss) for the period to be appropriated9905 | €24,653 | €13,229 | -€22,790 | -€3,180 | €1,865 | ▲ 159% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €56,892 | €80,536 | €60,748 | €27,634 | €46,519 | ▲ 68.3% |
| Fixed assets21/28 | €19,170 | €40,635 | €33,542 | €7,048 | €2,534 | ▼ 64.0% |
| Tangible fixed assets22/27 | €19,170 | €40,635 | €33,542 | €7,048 | €2,534 | ▼ 64.0% |
| Plant, machinery and equipment23 | €6,431 | €11,947 | €11,778 | €5,445 | €2,000 | ▼ 63.3% |
| Furniture and vehicles24 | €12,739 | €28,688 | €21,765 | €1,603 | €534 | ▼ 66.7% |
| Current assets29/58 | €37,722 | €39,901 | €27,205 | €20,586 | €43,985 | ▲ 114% |
| Amounts receivable within one year40/41 | €16,187 | €21,758 | €12,555 | €12,380 | €22,878 | ▲ 84.8% |
| Trade receivables40 | €10,003 | €17,334 | €9,524 | €9,372 | €19,840 | ▲ 112% |
| Other amounts receivable41 | €6,184 | €4,424 | €3,031 | €3,008 | €3,038 | ▲ 1.0% |
| Cash at bank and in hand54/58 | €20,704 | €16,226 | €11,449 | €8,206 | €20,863 | ▲ 154% |
| Deferred charges and accrued income490/1 | €831 | €1,917 | €3,201 | - | €244 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €56,892 | €80,536 | €60,748 | €27,634 | €46,519 | ▲ 68.3% |
| Equity10/15 | €34,653 | €47,881 | €25,092 | €21,911 | €23,777 | ▲ 8.5% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Capital10 | €10,000 | - | - | - | - | - |
| Issued capital100 | €10,000 | - | - | - | - | - |
| Profit (loss) carried forward14 | €24,653 | €37,881 | €15,092 | €11,911 | €13,777 | ▲ 15.7% |
| Amounts payable17/49 | €22,240 | €32,655 | €35,656 | €5,722 | €22,743 | ▲ 297% |
| Amounts payable after more than one year17 | - | €16,299 | €11,748 | - | - | - |
| Financial debts170/4 | - | €16,299 | €11,748 | - | - | - |
| Amounts payable within one year42/48 | €22,240 | €16,355 | €23,907 | €5,722 | €22,743 | ▲ 297% |
| Current portion of amounts payable after more than one year42 | - | €4,570 | €3,960 | - | - | - |
| Trade debts44 | €15,556 | €7,707 | €12,124 | €1,928 | €6,893 | ▲ 258% |
| Suppliers440/4 | €15,556 | €7,707 | €12,124 | €1,928 | €6,893 | ▲ 258% |
| Taxes, remuneration and social security45 | €6,306 | €2,044 | €7,824 | €2,690 | €9,120 | ▲ 239% |
| Taxes450/3 | - | - | €181 | €181 | - | - |
| Remuneration and social security454/9 | €6,306 | €2,044 | €7,643 | €2,509 | €9,120 | ▲ 263% |
| Other amounts payable47/48 | €378 | €2,035 | - | €1,104 | €6,730 | ▲ 509% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,653 | €13,229 | -€22,790 | -€3,180 | €1,865 | ▲ 159% |
| + Depreciation and write-downs630 | €854 | €12,667 | €15,954 | €12,301 | €4,514 | ▼ 63.3% |
| Operating cash flow (approximation) | €25,506 | €25,896 | -€6,835 | €9,120 | €6,379 | ▼ 30.1% |
| Investment in fixed assets (approximation) | - | -€34,132 | -€8,861 | €14,194 | €0 | ▼ 100.0% |
| Change in cash | - | -€4,478 | -€4,777 | -€3,243 | €12,657 | ▲ 490% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
State Gazette act
Resignation: Fadil Khadija (director)Share transfer · Director discharge4 facts ▸
State Gazette act
Resignation: Fadil Khadija (director)
Share transfer · Director discharge4 facts ▸
- General meeting, 18-06-2026
- Share transfer, Fadil Khadija → Fadil Mohammed
- Director resignation, Fadil Khadija (director)
- Director discharge, Fadil Khadija (director)
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €1,865
Net result €1,865 after 2 loss-making years.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 3.60
Current ratio from 1.14 to 3.60; short-term debt falls from €23,907 to €5,722.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Weakest financial yearnet -€22,790
Net result drops to -€22,790, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
Ground area
197 m²
Building footprint
59 m²
Parcel 62818G0128/00E002, Wallonia. Linked by address, not a title deed.
1 establishment unit
FadilCom
since 20212.313.353.790
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62818G0128/00E002 | Wallonia | 197 m² | 1 · 58 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Fadil Khadija |
|
Structure & network
Connections & network
No current directors or connected companies found in the register.
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 17-07-2026 ↗
- Fadil Khadija to Fadil Mohammed all shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 22,818 companies in sector 43211 we hold annual accounts for 10,336. 7,566 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43212Electrical installation work in industrial facilities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0752984373
Also
9925:BE0752984373
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.