FADC
ActiveFADC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €460k and a net result of €7k. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-93
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 19.75 against 4.63 in 2024), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
1.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
29 d early
2023
27 d late
2022
100 d early
2021
82 d early
2020
23 d late
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€460k▲ 1.5%
2024 · €453k
2018: €89k
2019: €91k
2020: €94k
2021: €97k
2022: €161k
2023: €338k
2024: €453k
2018 → 2025
Total assets
€467k▼ 9.2%
2024 · €515k
2018: €432k
2019: €448k
2020: €425k
2021: €408k
2022: €466k
2023: €479k
2024: €515k
2018 → 2025
Net result
€7k▼ 94.1%
2024 · €115k
2018: €6k
2019: €2k
2020: €4k
2021: €2k
2022: €64k
2023: €177k
2024: €115k
2018 → 2025
Working capital
€143k▲ 3.6%
2024 · €138k
2018: €-27k
2019: €-42k
2020: €-51k
2021: €-67k
2022: €15k
2023: €62k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€161k▲ 66.4%€338k▲ 110%€453k▲ 34.1%€460k▲ 1.5%
Operating result€17k-€96k▲ 473%€260k▲ 172%€171k▼ 34.2%€11k▼ 93.6%
Net result€2k-€64k▲ 2,894%€177k▲ 176%€115k▼ 35.0%€7k▼ 94.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 94% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €467k
Fixed assets
€316k▼ 6.5%
Current assets
€151k▼ 14.5%
Equity and liabilities €467k
Equity
€460k▲ 1.5%
Debt
€8k▼ 87.5%
The debt ratio falls from 12.1% to 1.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€33k▼
2024 · €197k
Cash flow
€29k▼
2024 · €141k
Solvency
98.3%▲
2024 · 87.9%
Current ratio
19.75▲
2024 · 4.63
Quick ratio
19.75▲
2024 · 4.63
Debt / equity
0.02▼
2024 · 0.14
ROE
1.5%▼
2024 · 25.4%
ROA
1.4%▼
2024 · 22.4%
Interest coverage
16.56▼
2024 · 111.72
Debt
€8k▼
2024 · €62k
Debt ≤ 1 year
€8k▼
2024 · €38k
Income taxes
€4k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€515k€467k▼
Fixed assets21/28€338k€316k▼
Tangible fixed assets22/27€338k€316k▼
Land and buildings22€330k€310k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€6k€5k▼
Current assets29/58€177k€151k▼
Amounts receivable within one year40/41€48k€29k▼
Trade receivables40€48k€3k▼
Other amounts receivable41-€26k
Current investments50/53€100k€102k▲
Cash at bank and in hand54/58€27k€20k▼
Deferred charges and accrued income490/1€1k€198▼
Equity and liabilities
Total equity and liabilities10/49€515k€467k▼
Equity10/15€453k€460k▲
Contributions10/11€100k€100k=
Reserves13€350k€356k▲
Distributable reserves133€350k€356k▲
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€62k€8k▼
Amounts payable after more than one year17€24k-
Financial debts170/4€24k-
Amounts payable within one year42/48€38k€8k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€20k€6k▼
Suppliers440/4€20k€6k▼
Taxes, remuneration and social security45€13k€958▼
Taxes450/3€13k€958▼
Other amounts payable47/48€2k€951▼
Accrued charges and deferred income492/3€201€118▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€22k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€200k€36k▼
Operating profit (loss)9901€171k€11k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€171k€11k▼
Income taxes67/77€56k€4k▼
Profit (loss) for the period9904€115k€7k▼
Profit (loss) for the period to be appropriated9905€115k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€10k▼
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer to equity691/2€115k€7k▼
To other reserves6921€115k€7k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 19.75
Current ratio from 4.63 to 19.75; short-term debt falls from €38k to €8k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.63
Current ratio from 2.16 to 4.63; short-term debt falls from €54k to €38k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2018net €177k ▲176%
Operating result €260k, net result €177k, both a record.
31-12
Financial
Equity above €200kEq €338k ▲110%
6 profitable years in a row build equity to €338k.
22-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 17current ratio 1.21
Current ratio from 0.07 to 1.21.
31-12
Financial
Equity above €150kEq €161k ▲66.4%
5 profitable years in a row build equity to €161k.
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼41.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2022
This board is reconstructed from a single act (22321724). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
DEMY Olivier Patrick JeanLuc
CurrentDirector (executive) · since 01-04-2022
MERCIER Alain Raymond Gabriel
CurrentDirector (executive) · since 01-04-2022
TOMBEUR Françoise Nelly Huberte
CurrentDirector (executive) · since 01-04-2022
01-04-2022
DEMY Olivier Patrick JeanLuc: Appointed as Director (executive)
01-04-2022
MERCIER Alain Raymond Gabriel: Appointed as Director (executive)
01-04-2022
TOMBEUR Françoise Nelly Huberte: Appointed as Director (executive)
01-04-2022
Françoise TOMBEUR: Resigned as Director (executive)
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Henne 614053 ChaudfontaineGround area
2,767 m²
Building footprint
264 m²
Volume, LiDAR
1,016 m³
Parcel 62104D0337/00G024, Wallonia · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
-
since 20222.330.343.935
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62104D0337/00G024 | Wallonia | 2,767 m² | 1 · 264 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A-Finance
BE 0750.859.380
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HUMAN37
BE 0769.910.972
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PROJECT MANAGEMENT CONSULTING
BE 0877.094.388
Gent · Eq €460k
SMET INVESTERINGSMAATSCHAPPIJ
BE 0897.695.408
Mol · Eq €460k
proFarm
BE 0550.703.741
Aalst · Eq €460k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 35,218 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:am@fidufer.eu
Phone:+32494515160