d.l.jconsultancy
Actived.l.jconsultancy has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €58k. Equity is growing by ~92.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 16.63 against 30.83 in 2024; short-term debt: 6% and cash: 89.2% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94%
Return on assets
48.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
73 d early
2024
77 d early
2023
86 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€113k▲ 105%
2024 · €55k
2023: €11k
2024: €55k
2023 → 2025
Total assets
€120k▲ 111%
2024 · €57k
2023: €13k
2024: €57k
2023 → 2025
Net result
€58k▲ 30.7%
2024 · €44k
2023: €9k
2024: €44k
2023 → 2025
Working capital
€113k▲ 105%
2024 · €55k
2023: €11k
2024: €55k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€55k▲ 412%€113k▲ 105%
Operating result€11k-€56k▲ 410%€74k▲ 32.3%
Net result€9k-€44k▲ 407%€58k▲ 30.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €120k
Equity
€113k▲ 105%
Debt
€7k▲ 292%
The debt ratio rises from 3.2% to 6.0%. Equity and debt are higher.
Key figures and ratios
Solvency
94.0%▼
2024 · 96.8%
Current ratio
16.63▼
2024 · 30.83
Quick ratio
16.63▼
2024 · 30.83
Debt / equity
0.06▲
2024 · 0.03
ROE
51.3%▼
2024 · 80.5%
ROA
48.2%▼
2024 · 77.9%
Debt
€7k▲
2024 · €2k
Debt ≤ 1 year
€7k▲
2024 · €2k
Income taxes
€16k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€120k▲
Current assets29/58€57k€120k▲
Amounts receivable within one year40/41€12k€13k▲
Trade receivables40€10k€11k▲
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€45k€107k▲
Equity and liabilities
Total equity and liabilities10/49€57k€120k▲
Equity10/15€55k€113k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€53k€111k▲
Amounts payable17/49€2k€7k▲
Amounts payable within one year42/48€2k€7k▲
Trade debts44€22€148▲
Suppliers440/4€22€148▲
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€154€36▼
Income statement
Code20242025
Other operating charges640/8€387€544▲
Gross operating margin9900€56k€74k▲
Operating profit (loss)9901€56k€74k▲
Financial charges65/66B€63€40▼
Recurring financial charges65€63€40▼
Profit (loss) for the period before taxes9903€56k€74k▲
Income taxes67/77€11k€16k▲
Profit (loss) for the period9904€44k€58k▲
Profit (loss) for the period to be appropriated9905€44k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€111k▲
Profit (loss) brought forward from the previous period14P€9k€53k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €58k ▲30.7%
Operating result €74k, net result €58k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲105%
3 profitable years in a row build equity to €113k.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 30.83
Current ratio from 5.90 to 30.83; short-term debt falls from €2k to €2k.
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat(SP) 639170 Sint-Gillis-WaasGround area
1,632 m²
Building footprint
162 m²
Volume, LiDAR
761 m³
Parcel 46022A0854/00D000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
d.l.jconsultancy
since 20232.350.596.842
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46022A0854/00D000 | Flanders | 1,632 m² | 1 · 162 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FEROLI CONSULTANCY
BE 1007.716.964
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CPEGF
BE 0785.529.754
Herstal · Eq €113k
HUNT IT
BE 0670.817.257
Mons · Eq €113k
ALROFIN
BE 0437.715.369
Boortmeerbeek · Eq €113k
Advanced Functional Technologies
BE 0659.755.891
Schaarbeek · Eq €113k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,768 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
43211General electrical installation work
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
66199Other activities auxiliary to financial services, excluding insurance and pension funding
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.