FACIBEL
The computed 12-month bankruptcy probability of FACIBEL is 2.1% (moderate). The 2025 annual accounts show equity of €164k and a net result of €192k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 334 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €164k |
| Net result | €192k |
| Staff (FTE) | 12.5 |
| Better than sector | 25% |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 18.4% | 38.9% | |
| Net result | €192k | €40k | |
| Equity | €164k | €189k | |
| Gross operating margin | €1.13M | €223k | |
| Staff costs | €714k | €219k |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €381k |
| Net profit | €192k |
| Cash flow | €355k |
| Staff costs | €714k |
| Income taxes | €-2k |
| Dividends | - |
| Total assets | €892k |
| Equity | €164k |
| Debt | €728k |
| of which ≤ 1y | €501k |
| of which > 1y | €222k |
| Working capital | €-141k |
| Employees (FTE) | 12.5 |
| 2025 | |
|---|---|
| Current ratio | 0.72 |
| Quick ratio | 0.65 |
| Working capital ratio | -15.8% |
| Solvency | 18.4% |
| Debt / equity | 4.43 |
| Long-term debt ratio | 1.35 |
| Interest coverage | 13.16 |
| Gross margin | - |
| Net margin | - |
| ROA | 21.6% |
| ROE | 117.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €892k |
| Fixed assets | 21/28 | €530k |
| Formation expenses | 20 | €2k |
| Intangible fixed assets | 21 | €89k |
| Tangible fixed assets | 22/27 | €441k |
| Financial fixed assets | 28 | €500 |
| Current assets | 29/58 | €360k |
| Stocks & contracts in progress | 3 | €35k |
| Amounts receivable within one year | 40/41 | €277k |
| Cash & bank | 54/58 | €12k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €892k |
| Equity | 10/15 | €164k |
| Contributions / capital | 10/11 | €105k |
| Reserves | 13 | €0 |
| Accumulated profits (losses) | 14 | €59k |
| Amounts payable | 17/49 | €728k |
| Amounts payable after one year | 17 | €222k |
| Amounts payable within one year | 42/48 | €501k |
| Trade debts payable within one year | 44 | €73k |
| Income statement | ||
| Gross operating margin | 9900 | €1.13M |
| Operating result | 9901 | €218k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €29k |
| Result before taxes | 9903 | €191k |
| Income taxes | 67/77 | €-2k |
| Net result for the period | 9904 | €192k |
| Result to be appropriated | 9905 | €192k |
| NACE primary | Schrijnwerk(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 25-03-2022 |
| Status | Active |
| Postal code | 9770 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017C0089/00H000 | Flanders | 3,913 m² | 1 · 1,391 m² | 8.3 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
08-01-2026 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"notary": {
"name": "Erika Redel",
"firm_city": null,
"firm_name": null,
"office_city": "Lievegem",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2026-01-08",
"filing_date": "2026-01-06",
"act_kind_objet": "DIVERSEN"
},
"key_dates": [
{
"date": "2025-12-17",
"label": "akte date"
},
{
"date": "2026-01-06",
"label": "Neergelegd"
},
{
"date": "2026-01-08",
"label": "Bijlagen bij het Belgisch Staatsblad"
}
],
"key_parties": [
{
"kind": "person",
"name": "Ceulenaere Vincent",
"role": "Inbrenger"
},
{
"kind": "person",
"name": "Van Bogaert Miro",
"role": "Inbrenger"
},
{
"kind": "person",
"name": "Erika Redel",
"role": "Notaris"
}
],
"key_amounts_eur": [
{
"label": "eigen vermogen verhogen",
"amount": 150000
},
{
"label": "naar brengen",
"amount": 5000
},
{
"label": "eigen vermogen thans",
"amount": 155000
},
{
"label": "inbreng door Ceulenaere Vincent",
"amount": 100000
},
{
"label": "inbreng door Van Bogaert Miro",
"amount": 50000
}
],
"subject_company": {
"kbo": "0783.853.733",
"name_full": "FACIBEL",
"legal_form": "Besoloten Vennootschap"
},
"publication_proxy": {
"kind": null
},
"summary_narrative": "",
"co_filed_documents": [],
"detected_real_type": "capital_increase"
}27-08-2024 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": true,
"seat_change": false,
"object_change": false,
"effective_date": "2024-08-21",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0783.853.733",
"name_full": "LUSIVE",
"legal_form": "BV"
},
"signature_regime": null,
"special_mandates": [
{
"quote": "De algemene vergadering besluit de opdracht te geven aan Meester Bernard VANDERPLAETSEN en Meester Erika REDEL, geassocieerde notarissen te Lievegem (Lovendegem) om de co\u00F6rdinatie van de statuten op te maken en te ondertekenen, in overeenstemming met het vorige besluit, en de neerlegging daarvan in het vennootschapsdossier te verzorgen.",
"holder_kbo": null,
"holder_name": "Meester Bernard VANDERPLAETSEN en Meester Erika REDEL",
"scope_categories": [
"co\u00F6rdinatie van de statuten",
"neerlegging"
],
"with_substitution": false
}
],
"governance_change": {
"admin_delegated_added": []
}
}14-12-2022 Registered office moved from Gent to Zwijnaarde
- Limburgstraat 54, 9000 Gent → Grotesteenweg-Zuid 19, 9052 Zwijnaarde
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Zwijnaarde",
"region": null,
"street": "Grotesteenweg-Zuid",
"country": "BE",
"postcode": "9052",
"box_number": null,
"street_number": "19"
},
"old_address": {
"city": "Gent",
"region": null,
"street": "Limburgstraat",
"country": "BE",
"postcode": "9000",
"box_number": "603",
"street_number": "54"
},
"effective_date": "2022-12-14",
"evidence_quote": "Het Bestuursorgaan beslist met eenparigheid van stemmen om de zetel te verplaatsen van 9000 Gent, Limburgstraat 54 naar 9052 Zwijnaarde, Grotesteenweg-Zuid 19, vanaf heden."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0783.853.733",
"name_full": "LUSIVE",
"legal_form": "BV"
}
}29-03-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "9000 Gent, Limburgstraat 54",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1995-04-19",
"name": "CEULENAERE Vincent Philippe Roger",
"niss": null,
"address": "9000 Gent, Limburgstraat 54"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "CEULENAERE Vincent Philippe Roger",
"is_subscriber_only": false,
"n_shares_subscribed": 2500,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1996-06-05",
"name": "VAN BOGAERT Miro Jens",
"niss": null,
"address": "9000 Gent, Overreke 24/0603"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "VAN BOGAERT Miro Jens",
"is_subscriber_only": false,
"n_shares_subscribed": 2500,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0783.853.733",
"name_full": "LUSIVE",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-03-25",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | FACIBEL |