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Complete company report
Generated 18-08-2026
Active BE 1003.322.270Private limited company

Fabio Fischetti Immo

Résidence Bel Air 49 ·6200 Châtelet, Belgium· 2 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of Fabio Fischetti Immo is 5.1% (elevated). The 2024 annual accounts show negative equity (€-284) and a net result of €-3k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-284
Net result €-3k
Active 2 yrs
Locations 1
Financial profile 4 of 5 axes measured · computed by Checked
Health10Profitability100Solvency33Growth-Stability67
52 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 100
Solvency 33
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
5.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 16-02-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2024
Depositmicro
Revenue-
EBITDA€3k
Net profit€-3k
Cash flow€-968
Staff costs-
Income taxes-
Dividends-
Total assets€163k
Equity€-284
Debt€163k
of which ≤ 1y€58k
of which > 1y€104k
Working capital€-55k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.07
Quick ratio0.07
Working capital ratio-33.6%
Solvency-0.2%
Debt / equity-573.38
Long-term debt ratio-367.72
Interest coverage0.76
Gross margin-
Net margin-
ROA-2.0%
ROE1156.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€163k
Fixed assets 21/28€159k
Tangible fixed assets 22/27€159k
Current assets 29/58€4k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€163k
Equity 10/15€-284
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€163k
Amounts payable after one year 17€104k
Amounts payable within one year 42/48€58k
Trade debts payable within one year 44€307
Income statement
Gross operating margin 9900€4k
Operating result 9901€772
Financial charges 65€4k
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • FISCHETTI Lorena
    Director
    State Gazette act 25383483 (31-12-2025)
    Former
    - → 16-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation13-12-2023
StatusActive
Postal code6200
Establishment units 1 location
L&F Immo
Rue Joseph Wauters 182B, 6020 CharleroiVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20232.355.928.179
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52013A0036/00F040 Wallonia 303 m² 1 · 74 m² -
52016A0488/00T000 Wallonia 240 m² 1 · 24 m² 10.9 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
16-02-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
31-12-2025
State Gazette act Statutes amendment
v3.2
22-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
15-12-2023
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 7 months ago
2025
31-12-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": true,
    "seat_change": true,
    "object_change": false,
    "effective_date": "2025-12-16",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "1003.322.270",
    "name_full": "L \u0026 F IMMO",
    "legal_form": "SRL"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2023
15-12-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "6020 Dampremy, rue Joseph Wauters num\u00E9ro 182B",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1995-02-05",
        "name": "FISCHETTI Lorena",
        "niss": null,
        "address": "6020 Dampremy, rue Joseph Wauters num\u00E9ro 182B"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "FISCHETTI Lorena",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "2000-02-05",
        "name": "FISCHETTI Fabio",
        "niss": null,
        "address": "6200 Ch\u00E2telet, R\u00E9sidence Bel Air num\u00E9ro 49"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "FISCHETTI Fabio",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "1003.322.270",
    "name_full": "L\u0026F Immo",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-12-05",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR Fabio Fischetti Immo
Registered office
Résidence Bel Air 49
6200 Châtelet, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative