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FABI COPPENS

Active
Private limited company (pre-2019)founded 201016 years activeHarmoniestraat 16, 1000 Brussel, BelgiumKBO/BCE: BE 0824.115.958
Summary

FABI COPPENS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€69,131) and a net result of €556. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 34,088 sector peers (NACE 43, fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€195,223total assets 2025
Equity
-€69,131
Profit
€556
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Accounts filed 42 days late0 of 3 deeds read
Why 54Capped at 59: negative equity- Sector Specialised construction activities (NACE 43)- Latest accounts 42 days late; 1 of the last 3 late+ Size: total assets €195,223+ Founded in 2010Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 25% of its sector peers (NACE 43, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -35.4% of total assets
Liquidity 48-5
short-term debt 16.1% · cash 1.2%
Profitability 48-5
return on assets 0.3%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,518 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.1%▼ -0.1 percentage points vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.2%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▲ +0.5 percentage points vs 04-2025 06-2025: 1.0%▼ -0.7 percentage points vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 0.9%▼ -0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026lowest value 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%▲ +0.5 percentage points vs 04-2026 06-2026: 1.8%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 1.5%▼ -0.3 percentage points vs 06-2026 08-2026: 1.5%● unchanged vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026
No credit on open account
Liquidity short (current ratio 0.63 against 0.65 in 2024; short-term debt: 16.1% and cash: 1.2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 39% on liquidity, 23% on profitability and 37% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €195,223
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
raises risk · Latest accounts 42 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2010
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 34088 sector peers (2025).
NBB · sector comparison
Position among 34088 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-06-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
42 days late
2024
8 days late
2023
2 days late
2022
8 days late
2021
51 days late
2020
27 days late
2019
15 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 8 May (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close08-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€69,131 View
  • Caution: Among the weakest 5% on solvencysector median 47.0% · 34,088 companies -35.4% View
  • Total assets 20256 fiscal years filed €195,223 View

By topic

Financials

Fiscal year
2025
Total assets
€195,223
Profit
€556
Solvency
-35.4%
Total assets▼ 13.5%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 30-04-2027
  1. 30-09-2023Highest result since 2019
  2. 08-05-2023Annual accounts filed
  3. 30-09-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Painting of buildingsNACE 43341
Founded
19-03-2010
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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