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at paint

Active
Private limited company (pre-2019)founded 200818 yrs activeHeideweg 54, 2980 Zoersel, BelgiumKBO/BCE: BE 0896.786.477
Summary

The computed 12-month bankruptcy probability of at paint is 4.7% (elevated). The 2024 annual accounts show negative equity (-€25,155) and a net result of €39,195. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 36397 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
at paintActiveChecked score 38/100
Risk analysis ReportCompare

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€224,745total assets 2024
Equity
-€25,155
Profit
€39,195
Turnover not published (abridged schema)
Financial health
38 Weak Checked score 2024
Bankruptcy chance 12 m
4.7%
Structure
Accounts 65 d overdue0 of 3 deeds read
Why 38- 1 financial year not filed after the legal deadline; latest accounts 379 days late; 1 of the last 3 late- Figures for FY 2024 (filed 14-08-2026)- Liquidity: current ratio 0.89, cash €2,993+ Founded in 2008Show the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 43% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 14+14
equity -11.2% of total assets
Liquidity 2-2
short-term debt 111.2% · cash 1.3%
Profitability 91+91
return on assets 17.4%
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 3.9% 12-2024: 3.9%● 0.0% vs 11-2024 01-2025: 3.9%● 0.0% vs 12-2024 02-2025: 4.0%▲ +1.3% vs 01-2025 03-2025: 3.9%▼ -1.9% vs 02-2025lowest value 04-2025: 4.1%▲ +5.3% vs 03-2025 05-2025: 4.1%▲ +0.8% vs 04-2025 06-2025: 4.0%▼ -2.7% vs 05-2025 07-2025: 4.3%▲ +7.9% vs 06-2025 08-2025: 4.8%▲ +11.4% vs 07-2025 09-2025: 5.2%▲ +6.7% vs 08-2025 10-2025: 6.2%▲ +20.0% vs 09-2025 11-2025: 6.4%▲ +3.1% vs 10-2025 12-2025: 7.2%▲ +12.9% vs 11-2025 01-2026: 9.3%▲ +28.7% vs 12-2025 02-2026: 9.3%● 0.0% vs 01-2026 03-2026: 9.5%▲ +2.0% vs 02-2026highest value 04-2026: 8.8%▼ -7.3% vs 03-2026 05-2026: 8.8%● 0.0% vs 04-2026 06-2026: 9.0%▲ +2.1% vs 05-2026 07-2026: 9.0%● 0.0% vs 06-2026 08-2026: 7.2%▼ -19.1% vs 07-2026 09-2026: 4.0%▼ -44.5% vs 08-2026 10-2026: 4.7%▲ +17.7% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 379 days late; 1 of the last 3 late raises the probability
  • Founded in 2008 lowers the probability for this profile
  • Figures for FY 2024 (filed 14-08-2026) raises the probability
  • Liquidity: current ratio 0.89, cash €2,993 raises the probability
No credit on open account
Liquidity short (current ratio 0.89 against 0.67 in 2023; short-term debt: 111.2% and cash: 1.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 6%, liquidity 3%, profitability 77%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 379 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Figures for FY 2024 (filed 14-08-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.89, cash €2,993
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 36397 sector peers (2024).
NBB · sector comparison
Position among 36397 sector peers
Solvency
better than 8%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2026, 379 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
379 d late
2023
30 d late
2022
3 d early
2021
2 d early
2020
on the day
2019
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 71 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €39,195
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€25,155 View
  • Caution: Among the weakest 5% on equitysector median €57,948 · 36,414 companies -€25,155 View
  • Positive: Back in profit in 2024after -€61,050 in 2023 €39,195 View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View

By topic

Financials

Fiscal year
2024
Total assets
€224,745
Profit
€39,195
Solvency
-11.2%
Go to Financials

Timeline

Events
14
Since
2016
  1. 14-08-2026Annual accounts filed
  2. 31-12-2024Back to profit
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Painting of buildingsNACE 43341
Founded
13-03-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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