E-MALT
ActiveSummary
E-MALT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 74% of 4886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-54
Solvency93▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 11.17 against 5.68 in 2024; short-term debt: 9% and cash: 87.3% of total assets), and 31.8% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.2%
Return on assets
3.4%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €65k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
72 d early
2023
13 d early
2022
174 d early
2021
44 d late
2020
170 d late
2019
73 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, full schema
Turnover
€57k
EBIT margin
38.9%
Net result
€3k▼ 84.6%
2024 · €21k
Working capital
€86k▲ 39.9%
2024 · €62k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€57k
Operating result€25k▲ 52.0%€-20k€2k€22k▲ 806%€6k▼ 71.8%
Net result€16k▲ 33.5%€-22k€648€21k▲ 3,126%€3k▼ 84.6%
EBIT margin38.9%
Equity€62k=€40k▼ 35.9%€40k▲ 1.6%€61k▲ 51.7%€65k▲ 5.2%
Total assets€97k▲ 9.0%€48k▼ 50.6%€57k▲ 18.2%€75k▲ 32.1%€95k▲ 26.6%
Debt€35k▲ 29.7%€8k▼ 76.8%€16k▲ 99.2%€13k▼ 17.0%€30k▲ 124%
Working capital€62k=€40k▼ 36.0%€41k▲ 2.7%€62k▲ 51.5%€86k▲ 39.9%
Staff (FTE)000
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €95k
Equity
€65k ▲ 5.2%
Debt
€30k ▲ 124%
Debt's share of the balance-sheet total rises from 17.9% to 31.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
11.17▲
2024 · 5.68
Debt to equity
0.47▲
2024 · 0.22
ROE
5.0%▼
2024 · 34.1%
ROA
3.4%▼
2024 · 28.0%
Debt ≤ 1 year
€8k▼
2024 · €13k
Income taxes
€1k▲
2024 · €-582
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €57k | - | - |
| Non-recurring operating income76A | - | - | €169 | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €34k | - | - |
| Other operating charges640/8 | €460 | €535 | €552 | €614 | €518 | ▼ 15.6% |
| Non-recurring operating charges66A | - | €37k | €201 | €0 | - | - |
| Gross operating margin9900 | €25k | €18k | €3k | €23k | €7k | ▼ 70.3% |
| Operating profit (loss)9901 | €25k | €-20k | €2k | €22k | €6k | ▼ 71.8% |
| Financial income75/76B | - | - | €9 | €85 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | €9 | €85 | €0 | ▼ 100% |
| Financial charges65/66B | €1k | €2k | €951 | €2k | €2k | ▼ 1.0% |
| Recurring financial charges65 | €1k | €2k | €951 | €2k | €2k | ▼ 1.0% |
| Profit (loss) for the period before taxes9903 | €23k | €-21k | €1k | €20k | €4k | ▼ 78.2% |
| Income taxes67/77 | €8k | €853 | €845 | €-582 | €1k | ▲ 307% |
| Profit (loss) for the period9904 | €16k | €-22k | €648 | €21k | €3k | ▼ 84.6% |
| Profit (loss) for the period to be appropriated9905 | €16k | €-22k | €648 | €21k | €3k | ▼ 84.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €97k | €48k | €57k | €75k | €95k | ▲ 26.6% |
| Fixed assets21/28 | €201 | €201 | €0 | - | - | - |
| Financial fixed assets28 | €201 | €201 | €0 | - | - | - |
| Current assets29/58 | €97k | €48k | €57k | €75k | €95k | ▲ 26.6% |
| Amounts receivable within one year40/41 | €84k | €38k | €22k | €21k | €12k | ▼ 43.3% |
| Trade receivables40 | €84k | €38k | €22k | €21k | €12k | ▼ 43.3% |
| Other amounts receivable41 | €57 | €0 | €253 | €0 | - | - |
| Cash at bank and in hand54/58 | €13k | €9k | €34k | €54k | €83k | ▲ 54.3% |
| Deferred charges and accrued income490/1 | - | - | - | €37 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €97k | €48k | €57k | €75k | €95k | ▲ 26.6% |
| Equity10/15 | €62k | €40k | €40k | €61k | €65k | ▲ 5.2% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | - | - | - | - | €127 | - |
| Non-distributable reserves130/1 | - | - | - | - | €127 | - |
| Legal reserve130 | - | - | - | - | €127 | - |
| Profit (loss) carried forward14 | €0 | €-22k | €-22k | €-681 | €2k | ▲ 454% |
| Amounts payable17/49 | €35k | €8k | €16k | €13k | €30k | ▲ 124% |
| Amounts payable within one year42/48 | €35k | €8k | €16k | €13k | €8k | ▼ 35.6% |
| Trade debts44 | €8k | €2k | €15k | €13k | €5k | ▼ 58.2% |
| Suppliers440/4 | €8k | €2k | €15k | €13k | €5k | ▼ 58.2% |
| Taxes, remuneration and social security45 | €12k | €6k | €840 | €595 | €3k | ▲ 443% |
| Taxes450/3 | €12k | €6k | €840 | €595 | €3k | ▲ 443% |
| Other amounts payable47/48 | €15k | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €233 | €256 | €22k | ▲ 8,332% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €-22k | €648 | €21k | €3k | ▼ 84.6% |
| Operating cash flow (approximation) | €16k | €-22k | €648 | €21k | €3k | ▼ 84.6% |
| Investment in fixed assets (approximation) | - | €0 | €201 | - | - | - |
| Change in cash | - | €-3k | €25k | €19k | €29k | ▲ 49.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Highest result since 2018net €21k ▲3,126%
Net result €21k, the highest in the series.
18-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Back to profitnet €648
Net result €648 after one loss-making year.
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.88
Current ratio from 2.77 to 5.88; short-term debt falls from €35k to €8k.
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 44 days late
17-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 170 days late
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
22-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 266 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 134 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 2001
Ground area
999 m²
Building footprint
170 m²
Volume, LiDAR
1,743 m³
Parcel 51008A1171/00D004, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
E-MALT
since 20012.098.339.533
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51008A1171/00D004 | Wallonia | 999 m² | 1 · 170 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PAUWELS-BILS
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Of 689 companies in sector 46216 we hold annual accounts for 476. 199 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded28-12-2000
Fiscal year end30-06
Activities, NACEBEL 2025
46216Wholesale of agricultural produce and animal feed, general range
Contact
Website
www.e-malt.com
Scores and ratios are computed by Checked and are not a credit decision.