Skip to content

FAB DELUXE

Active
Private limited companyfounded 2009active for 17 yearsHoge Heirweg 73, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0812.272.951

From the official registers: KBO 13 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FAB DELUXE has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,001 and a net result of -€9,466. Equity has been growing by about 8.8% per year since 2018. Its solvency ranks better than 90% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 15-06-2009 Normal situation
Legal form
Private limited company
Registered office
Hoge Heirweg 73, 9830 Sint-Martens-Latem
Activity
Wholesale of clothing, excluding workwear and underwear NACE 46423
Establishment unit
2.180.368.671 9830 Sint-Martens-Latem, since 11-06-2009
Financial year end
31 December
Peppol
Reachable since 11-03-2025

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
-€8,224
Loss
€9,466
Equity
€49,001
▼ 16.2%
Total assets
€55,049
▼ 24.3%
Turnover not published (micro format)2025 accounts filed 26 days after the deadline
Filed on 26-08-2026at the National Bank
Score breakdownraises riskLoss of €9,466 (financial year 2025)lowers riskLiquidity: current ratio 9.10, cash €15,482, halvedEquity €49,001 (89.0% of total assets)Founded in 2009Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 100=
equity 89.0% of total assets
Liquidity 85-9
short-term debt 11.0% · cash 28.1%
Profitability 0-79
return on assets -17.2%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026lowest value 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.1 (5.11 in 2024), above the usual 1.5. Short-term debt is 11% and cash 28.1% of total assets. 11% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 85% on liquidity, 6% on profitability and 21% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
raises risk · Loss of €9,466 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 9.10, cash €15,482, halved
NBB · annual accounts
lowers risk · Equity €49,001 (89.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
23 days early
2023
31 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
120 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 89% of companies in wholesale tradesector median 40.6% · 13,716 companies 89.0% View

Documents

Annual accounts at the NBB

All 13 annual accounts

Articles and registers

Key facts about FAB DELUXE

What is the company number of FAB DELUXE?
The company number of FAB DELUXE is 0812.272.951. The VAT number is the same number with BE in front: BE 0812.272.951.
Where is FAB DELUXE based?
The registered office is at Hoge Heirweg 73, 9830 Sint-Martens-Latem.Company details
What does FAB DELUXE do?
According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
What is the legal form of FAB DELUXE?
The legal form of FAB DELUXE is Private limited company (BV).
When was FAB DELUXE founded?
FAB DELUXE was founded on 15-06-2009.
Is FAB DELUXE still active?
Yes, FAB DELUXE is an active enterprise in the KBO register.
What is the turnover of FAB DELUXE?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is FAB DELUXE profitable?
In financial year 2025, FAB DELUXE made a loss of €9,466.
Where can I find the annual accounts of FAB DELUXE?
FAB DELUXE filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of FAB DELUXE due?
FAB DELUXE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as FAB DELUXE: wholesale of clothing, excluding workwear and underwear (NACE 46423). They are comparable in size and age: total assets between €36,300 and €135,000, founded between 2003 and 2010.

CompanyTotal assetsGross margin
FAB DELUXE Sint-Martens-Latem€55,049-€8,224
JEANNEKE Waterloo€51,735-€9,496
FreCeReMa Sint-Martens-Latem€76,166-€5,597
MAD agency Beauvechain€93,506-€1,239
NAZZA Ukkel€80,243-€26,057
TALIEN Zele€134,770-€25,824
Florceramica Erpe-Mere€36,273€2,053
Full comparison

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.