FA-CO
The computed 12-month bankruptcy probability of FA-CO is 3.0% (moderate). The 2023 annual accounts show equity of €16k and a net result of €4k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 5630 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €16k |
| Net result | €4k |
| Better than sector | 67% |
| Active | 5 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 37.3% | 20.1% | |
| Net result | €4k | €3k | |
| Equity | €16k | €15k | |
| Gross operating margin | €8k | €23k | |
| Total assets | €42k | €92k |
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | €6k |
| Net profit | €4k |
| Cash flow | €5k |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €42k |
| Equity | €16k |
| Debt | €26k |
| of which ≤ 1y | €26k |
| of which > 1y | - |
| Working capital | €16k |
| Employees (FTE) | - |
| 2023 | |
|---|---|
| Current ratio | 1.61 |
| Quick ratio | 0.69 |
| Working capital ratio | 37.4% |
| Solvency | 37.3% |
| Debt / equity | 1.68 |
| Long-term debt ratio | - |
| Interest coverage | 109.39 |
| Gross margin | - |
| Net margin | - |
| ROA | 10.6% |
| ROE | 28.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €42k |
| Fixed assets | 21/28 | €681 |
| Tangible fixed assets | 22/27 | €681 |
| Current assets | 29/58 | €41k |
| Stocks & contracts in progress | 3 | €24k |
| Amounts receivable within one year | 40/41 | €40 |
| Cash & bank | 54/58 | €18k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €42k |
| Equity | 10/15 | €16k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €6k |
| Amounts payable | 17/49 | €26k |
| Amounts payable within one year | 42/48 | €26k |
| Trade debts payable within one year | 44 | €600 |
| Income statement | ||
| Gross operating margin | 9900 | €8k |
| Operating result | 9901 | €6k |
| Financial income | 75 | €2 |
| Financial charges | 65 | €56 |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
| NACE primary | Retail trade(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 22-02-2021 |
| Status | Active |
| Postal code | 7100 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019A0040/00Y003 | Wallonia | 2,660 m² | 1 · 198 m² | 8.0 m · 2 fl. |
| 55372D0033/00S016 | Wallonia | 124 m² | 1 · 100 m² | 16.5 m · 5 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
25-10-2024 Discharge granted to the board
Technical details
{
"events": [
{
"kind": "decharge_granted",
"role": "d\u00E9l\u00E9g\u00E9",
"person": {
"rrn": null,
"name": "Lembarki Mohamed",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-08-26",
"evidence_quote": "L\u0027assembl\u00E9e vote \u00E0 l\u0027unanimit\u00E9 la d\u00E9mission de monsieur Lembarki Mohamed au poste de d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re \u00E0 partir du 26/08/2024 et lui donne l\u0027enti\u00E8re d\u00E9charge.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "board_snapshot",
"role": "directeur",
"person": {
"rrn": null,
"name": "Aoulad Haddou Said",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "La Louvi\u00E8re",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-10-25",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-10-08",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0763.882.324",
"name_full": "FA-CO",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Aoulad Haddou Said",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}10-10-2024 2 directors appointed, 1 resigning
- Aoulad Haddou Saïd, Bestuurder
- Aoulad Haddou Saïd, Dagelijks bestuur
- Lembarki Mohamed, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Lembarki Mohamed",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": "regular",
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2024-08-26",
"evidence_quote": "L\u0027assembl\u00E9e ratifie la d\u00E9mission de Monsieur Lembarki Mohamed au poste d\u0027administrateur, ainsi que celui d\u0027associ\u00E9 actif de la soci\u00E9t\u00E9 \u00E0 partir de ce jour et lui donne l\u0027enti\u00E8re d\u00E9charge pour son mandat.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Aoulad Haddou Sa\u00EFd",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2024-08-26",
"evidence_quote": "L\u0027assembl\u00E9e accepte \u00E0 l\u0027unanimit\u00E9 la nomination de Monsieur Aoulad Haddou Sa\u00EFd au poste d\u0027administrateur, ainsi qu\u0027au poste de d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re \u00E0 partir de ce jour.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re",
"person": {
"rrn": null,
"name": "Aoulad Haddou Sa\u00EFd",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2024-08-26",
"evidence_quote": "L\u0027assembl\u00E9e accepte \u00E0 l\u0027unanimit\u00E9 la nomination de Monsieur Aoulad Haddou Sa\u00EFd au poste d\u0027administrateur, ainsi qu\u0027au poste de d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re \u00E0 partir de ce jour.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "substantive_delegation",
"role": "d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re",
"person": {
"rrn": null,
"name": "Lembarki Mohamed",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-08-26",
"evidence_quote": "Monsieur Lembarki c\u00E8de l\u0027enti\u00E8ret\u00E9 de ses parts \u00E0 monsieur Aoulad Haddou Sa\u00EFd \u00E0 savoir 100 parts, celui-ci devient par cons\u00E9quent le seul actionnaire de la soci\u00E9t\u00E9.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "sole_shareholder_declaration",
"role": "seul actionnaire",
"person": {
"rrn": null,
"name": "Aoulad Haddou Sa\u00EFd",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-08-26",
"evidence_quote": "Monsieur Lembarki c\u00E8de l\u0027enti\u00E8ret\u00E9 de ses parts \u00E0 monsieur Aoulad Haddou Sa\u00EFd \u00E0 savoir 100 parts, celui-ci devient par cons\u00E9quent le seul actionnaire de la soci\u00E9t\u00E9.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "publication_proxy",
"role": null,
"person": {
"rrn": null,
"name": "ND Compta SRL",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": {
"kbo": null,
"name": "ND Compta SRL",
"address": null,
"country": null,
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "L\u0027assembl\u00E9e mandate ND Compta SRL pour r\u00E9aliser les publications des formalit\u00E9s administratives suite aux d\u00E9cisions prises ce jour.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Couillet",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": null,
"filing_date": "2024-10-01",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2024-08-26",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0763.882.324",
"name_full": "FA-CO SRL",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "ND Compta SRL",
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"Bijlagen bij het Belgisch-Staatsblad",
"Annexes du Moniteur-belge"
],
"corrected_publication_numac": null
}02-02-2023 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"subscribers": [
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Mr Dehu Ludovic",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": 100,
"contribution_amount_eur": null
},
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Mr Lembarki Mohamed",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": 100,
"contribution_amount_eur": null
}
],
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
},
{
"kind": "share_transfer",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"subscribers": [
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Mr Dehu Ludovic",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": null,
"contribution_amount_eur": null
},
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Mr Lembarki Mohamed",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": null,
"contribution_amount_eur": null
}
],
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2023-02-02",
"filing_date": "2023-01-24",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "assembl\u00E9e_generale_extraordinaire",
"act_date": "2023-01-24",
"unanimous": null,
"under_authorized_capital": false,
"underlying_resolution_date": "2022-12-31"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0763.882.324",
"name_full": "FA-CO",
"legal_form": "SOCIETE A RESPONSABILITE LIMITEE",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"shareholders_after": [
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Mr Dehu Ludovic",
"role": "simple_associ\u00E9",
"n_shares": 0,
"share_class": null
},
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Mr Lembarki Mohamed",
"role": "simple_associ\u00E9",
"n_shares": 100,
"share_class": null
}
],
"share_classes_after": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | FA-CO |