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Complete company report
Generated 15-08-2026
Active BE 0778.303.650Private limited company

F.LLI ZOJZA

Rue Adolphe-Sax 24 ·5500 Dinant, Belgium· 4 yrs active
Sector: Activiteiten van eetgelegenheden met volledige bediening (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of F.LLI ZOJZA is 4.1% (elevated). The 2024 annual accounts show equity of €102k and a net result of €91k. Equity is growing by ~339.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 5634 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €102k
Net result €91k
Staff (FTE) 2.3
Better than sector 92%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency97Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 97
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
4.1% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
€-50k€0€50k€100kOperating result 2022: €7k€7kNet result 2022: €3k€3kOperating result 2023: €20k€20kNet result 2023: €-2k€-2kOperating result 2024: €108k€108kNet result 2024: €91k€91k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~339.8%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k2025: €146k (€138k - €155k)2026: €191k (€183k - €199k)2027: €235k (€227k - €244k)2022: €13k2023: €11k2024: €102k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 73.2% 19.4%
better than 92% of 5634 sector peers
Net result €91k €4k
better than 95% of 5623 sector peers
Equity €102k €14k
better than 89% of 5646 sector peers
Gross operating margin €195k €52k
better than 85% of 5609 sector peers
Staff costs €65k €49k
higher than 58% of 4078 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€123k
+317.4% 22-24
Net profit
€91k
- 22-24
Cash flow
€106k
+1216.6% 22-24
Total assets
€139k
+61.0% 22-24
Equity
€102k
+813.9% 22-24
Working capital
€32k
- 22-24
Employees (FTE)
2
-23.3% 22-24
Staff costs
€65k
+66.9% 22-24
Income taxes
€10k
-32.9% 22-24
Debt
€37k
-50.5% 22-24
Debt ≤ 1y
€37k
-50.5% 22-24
Current ratio
1.85
+413.5% 22-24
Quick ratio
1.69
+521.5% 22-24
Solvency
73.2%
+467.5% 22-24
Debt / equity
0.37
-94.6% 22-24
ROE
89.1%
- 22-24
ROA
65.2%
- 22-24
Interest coverage
14.89
+209.0% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€123k
Net profit€91k
Cash flow€106k
Staff costs€65k
Income taxes€10k
Dividends-
Total assets€139k
Equity€102k
Debt€37k
of which ≤ 1y€37k
of which > 1y-
Working capital€32k
Employees (FTE)2.3
Ratios (computed)
2024
Current ratio1.85
Quick ratio1.69
Working capital ratio22.8%
Solvency73.2%
Debt / equity0.37
Long-term debt ratio-
Interest coverage14.89
Gross margin-
Net margin-
ROA65.2%
ROE89.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€139k
Fixed assets 21/28€70k
Intangible fixed assets 21€14k
Tangible fixed assets 22/27€52k
Financial fixed assets 28€4k
Current assets 29/58€69k
Stocks & contracts in progress 3€6k
Amounts receivable within one year 40/41€31k
Cash & bank 54/58€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€139k
Equity 10/15€102k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€92k
Amounts payable 17/49€37k
Amounts payable within one year 42/48€37k
Trade debts payable within one year 44€12k
Income statement
Gross operating margin 9900€195k
Operating result 9901€108k
Financial income 75€1k
Financial charges 65€8k
Result before taxes 9903€101k
Income taxes 67/77€10k
Net result for the period 9904€91k
Result to be appropriated 9905€91k
You are seeing the latest fiscal year only. 2 prior years (figures + ratios) are in a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 5 directors
Current directors & mandates
  • LEROY Pol Yves
    Director
    State Gazette act 22351042 (09-08-2022)
    Current
    09-08-2022 → present
Former directors (4)
  • Marco [ULIAN]
    Director
    State Gazette act 24106961 (15-07-2024)
    Former
    - → 15-07-2024
  • Pol LEROY
    Director
    State Gazette act 23021793 (14-02-2023)
    Former
    01-01-2023 → 15-07-2024
    2 events
    • 15-07-2024 Resigned· Director
    • 01-01-2023 Appointed· Director
  • Gjergji Beqaj
    Director
    State Gazette act 23021793 (14-02-2023)
    Former
    - → 14-02-2023
  • Quentin Rapailde
    Director
    State Gazette act 23021793 (14-02-2023)
    Former
    - → 14-02-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company(610)
Incorporation06-12-2021
StatusActive
Postal code5500
Establishment units 1 location
PIZZERIA TAORMINA
Rue Adolphe-Sax 24, 5500 DinantEetgelegenheden met volledige bediening
since 20212.325.412.474
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
15-07-2024
State Gazette act Director changes
Aldo ZOJZA
13-02-2024
NBB filing Annual accounts filed
fiscal year 2022 · micro
2023
28-02-2023
State Gazette act Director changes
Pol LEROY
14-02-2023
State Gazette act Director changes
2022
09-08-2022
State Gazette act Director changes
Jean-Pierre MISSON
Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 2 years ago
2024
15-07-2024 2 resigning Director changes·Aldo ZOJZA
  • Pol LEROY, Bestuurder
  • Marco [ULIAN], Bestuurder
Notary: Aldo ZOJZA · Dinant
Technical details 
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    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-07-15",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-06-28",
      "unanimous": true
    }
  ],
  "is_correction": false,
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}
2023
28-02-2023 2 directors appointed Director changes·Pol LEROY
  • Mire ZOJZA, Commissaris
  • Klaudjo ZOJZA, Commissaris
Notary: Pol LEROY
Technical details 
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      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Mire ZOJZA",
        "address": "Quai Jean-Baptiste Culot, 5/10 \u00E0 5500 Dinant",
        "birth_date": null,
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      },
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      },
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      },
      "rep_rotation_new_rep": null,
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  ],
  "notary": {
    "name": "Pol LEROY",
    "firm_city": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "NOMINATION ADMINISTRATEURS"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-02-10",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0778.303.650",
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}
14-02-2023 1 director appointed, 2 resigning Director changes
  • Pol LEROY, Bestuurder
  • Gjergji Beqaj, Bestuurder
  • Quentin Rapailde, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Gjergji Beqaj",
        "address": "Rue Saint Jacques 132 \u00E0 5500 Dinant",
        "birth_date": null,
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
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      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide \u00E0 l\u0027unanimit\u00E9 la d\u00E9mission de leur mandat d\u0027administrateur : - Monsieur Gjergji Beqaj, domicili\u00E9 Rue Saint Jacques 132 \u00E0 5500 Dinant",
      "decharge_status": "granted",
      "mandate_duration": null,
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      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
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      "person": {
        "rrn": null,
        "name": "Quentin Rapailde",
        "address": "Chauss\u00E9e de Dinant 186/2 \u00E0 5170 Rivi\u00E8re",
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      },
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      "evidence_quote": "L\u0027assembl\u00E9e par un vote sp\u00E9cial et \u00E0 l\u0027unanimit\u00E9 donne d\u00E9charge \u00E0 Monsieur Gjergji BEQAJ et Monsieur Quentin RAPAILDE, pour leur mandat exerc\u00E9 jusqu\u0027\u00E0 ce jour.",
      "decharge_status": "granted",
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        "name": "Pol LEROY",
        "address": "Rue Adolphe Sax 76 \u00E0 5500 DINANT",
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      },
      "reason": null,
      "subkind": "renewal",
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      "compensated": true,
      "effective_date": "2023-01-01",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide \u00E0 l\u0027unanimit\u00E9 que le mandat d\u0027administrateur de Pol LEROY domicili\u00E9 \u00E0 Rue Adolphe Sax 76 \u00E0 5500 DINANT, sera exerc\u00E9 \u00E0 titre r\u00E9mun\u00E9r\u00E9, \u00E0 partir du 1er janvier 2023.",
      "decharge_status": null,
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      "effective_date_qualifier": "future"
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  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-02-14",
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  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-12-31",
      "unanimous": true
    }
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}
2022
09-08-2022 LEROY Pol Yves appointed as director Director changes·Jean-Pierre MISSON
  • LEROY Pol Yves, Bestuurder
Notary: Jean-Pierre MISSON · CineyFirm: Jean-Pierre MISSON et Amélie PERLEAU, Notaires associés
Technical details 
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  "notary": {
    "name": "Jean-Pierre MISSON",
    "firm_city": null,
    "firm_name": "Jean-Pierre MISSON et Am\u00E9lie PERLEAU, Notaires associ\u00E9s",
    "office_city": "Ciney",
    "is_associated": true
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2022-08-09",
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  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met volledige bediening56111Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR F.LLI ZOJZA
Registered office
Rue Adolphe-Sax 24
5500 Dinant, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative