F.K.
ActiveF.K. has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €521k and a net result of €158k. Equity is growing by ~38.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 1222 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
94
/ 100
Excellent▲ +13 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+19
Solvency93▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 1.89 in 2023), but 52% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48%
Return on assets
14.5%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
42 d early
2022
32 d early
2021
31 d early
2020
114 d early
2019
59 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€521k▲ 43.4%
2023 · €363k
2018: €71k
2019: €105k
2020: €198k
2021: €133k
2022: €304k
2023: €363k
2018 → 2024
Total assets
€1.09M▲ 39.4%
2023 · €779k
2018: €130k
2019: €228k
2020: €341k
2021: €413k
2022: €681k
2023: €779k
2018 → 2024
Net result
€158k▲ 167%
2023 · €59k
2018: €20k
2019: €34k
2020: €93k
2021: €34k
2022: €172k
2023: €59k
2018 → 2024
Working capital
€474k▲ 47.5%
2023 · €321k
2018: €43k
2019: €60k
2020: €107k
2021: €105k
2022: €279k
2023: €321k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€198k-€133k▼ 33.0%€304k▲ 129%€363k▲ 19.5%€521k▲ 43.4%
Operating result€141k-€55k▼ 60.9%€257k▲ 366%€99k▼ 61.4%€248k▲ 150%
Net result€93k-€34k▼ 63.8%€172k▲ 411%€59k▼ 65.5%€158k▲ 167%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 150% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.09M
Fixed assets
€276k▲ 189%
Current assets
€810k▲ 18.5%
Equity and liabilities €1.09M
Equity
€521k▲ 43.4%
Debt
€564k▲ 35.8%
The debt ratio falls from 53.3% to 52.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€288k▲
2023 · €110k
Cash flow
€198k▲
2023 · €70k
Solvency
48.0%▲
2023 · 46.7%
Current ratio
2.41▲
2023 · 1.89
Quick ratio
1.06▲
2023 · 0.75
Debt / equity
1.08▼
2023 · 1.14
ROE
30.3%▲
2023 · 16.3%
ROA
14.5%▲
2023 · 7.6%
Interest coverage
10.58▲
2023 · 6.13
Debt
€564k▲
2023 · €416k
Debt ≤ 1 year
€336k▼
2023 · €362k
Debt > 1 year
€227k▲
2023 · €53k
Income taxes
€63k▲
2023 · €22k
Staff costs
€143k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€779k€1.09M▲
Fixed assets21/28€95k€276k▲
Tangible fixed assets22/27€83k€267k▲
Plant, machinery and equipment23€59k€86k▲
Furniture and vehicles24€9k€7k▼
Leasing and similar rights25€15k€175k▲
Financial fixed assets28€12k€8k▼
Current assets29/58€684k€810k▲
Stocks and contracts in progress3€410k€455k▲
Stocks30/36€410k€455k▲
Contracts in progress37€0-
Amounts receivable within one year40/41€216k€334k▲
Trade receivables40€164k€328k▲
Other amounts receivable41€52k€6k▼
Cash at bank and in hand54/58€36k€3k▼
Deferred charges and accrued income490/1€21k€18k▼
Equity and liabilities
Total equity and liabilities10/49€779k€1.09M▲
Equity10/15€363k€521k▲
Contributions10/11€3k€3k=
Reserves13€360k€518k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€9k€9k=
Distributable reserves133€352k€510k▲
Amounts payable17/49€416k€564k▲
Amounts payable after more than one year17€53k€227k▲
Financial debts170/4€53k€227k▲
Amounts payable within one year42/48€362k€336k▼
Current portion of amounts payable after more than one year42€13k€47k▲
Financial debts43€185k€57k▼
Credit institutions430/8€185k€57k▼
Trade debts44€23k€110k▲
Suppliers440/4€23k€110k▲
Advances received on contracts in progress46€69k€0▼
Taxes, remuneration and social security45€7k€29k▲
Taxes450/3€6k€23k▲
Remuneration and social security454/9€870€6k▲
Other amounts payable47/48€65k€93k▲
Accrued charges and deferred income492/3€83€1k▲
Income statement
Code20232024
Non-recurring operating income76A€18k€0▼
Remuneration, social security and pensions62€23k€143k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€40k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€4k▲
Other operating charges640/8€18k€19k▲
Non-recurring operating charges66A€5k€0▼
Gross operating margin9900€154k€454k▲
Operating profit (loss)9901€99k€248k▲
Financial income75/76B€224€203▼
Recurring financial income75€224€203▼
Financial charges65/66B€18k€27k▲
Recurring financial charges65€18k€27k▲
Profit (loss) for the period before taxes9903€81k€221k▲
Income taxes67/77€22k€63k▲
Profit (loss) for the period9904€59k€158k▲
Profit (loss) for the period to be appropriated9905€59k€158k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€158k▲
Transfer to equity691/2€59k€158k▲
To other reserves6921€59k€158k▲
Social balance
Average headcount (FTE)90870.53.2▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €521k ▲43.4%
7 profitable years in a row build equity to €521k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €172k ▲411%
Operating result €257k, net result €172k, both a record.
31-12
Financial
Equity above €200kEq €304k ▲129%
5 profitable years in a row build equity to €304k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €198k ▲88%
3 profitable years in a row build equity to €198k.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €105k ▲48.4%
2 profitable years in a row build equity to €105k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtsstraat 173980 Tessenderlo-HamGround area
1.3 ha
Building footprint
5,836 m²
Volume, LiDAR
38,751 m³
Parcel 71362B1437/00E000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Ambachtsstraat 17, 3980 Tessenderlo-Ham
since 20222.326.956.655
F.K.
since 20252.370.491.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B1437/00E000 | Flanders | 1.3 ha | 1 · 5,836 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ART SHAPE INVEST
BE 0473.982.085
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NF - METAL
BE 0427.427.629
Sint-Lambrechts-Woluwe · Eq €519k
Technimetal Protect
BE 0831.622.966
Charleroi · Eq €525k
GG-CONSTRUCT
BE 0471.678.930
Roeselare · Eq €527k
Aluplex Production
BE 0466.078.070
Aartselaar · Eq €513k
Of 904 companies in sector 25120 we hold annual accounts for 673. 529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2009
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.