F&J HOUSE
The computed 12-month bankruptcy probability of F&J HOUSE is 3.0% (moderate). The 2024 annual accounts show equity of €25k and a net result of €44k. Its solvency ranks better than 27% of 11080 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €25k |
| Net result | €44k |
| Staff (FTE) | 5 |
| Better than sector | 27% |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 21.2% | 40.9% | |
| Net result | €44k | €11k | |
| Equity | €25k | €34k | |
| Gross operating margin | €337k | €35k | |
| Staff costs | €258k | €25k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €66k |
| Net profit | €44k |
| Cash flow | €45k |
| Staff costs | €258k |
| Income taxes | €16k |
| Dividends | - |
| Total assets | €118k |
| Equity | €25k |
| Debt | €93k |
| of which ≤ 1y | €93k |
| of which > 1y | - |
| Working capital | €25k |
| Employees (FTE) | 5.0 |
| 2024 | |
|---|---|
| Current ratio | 1.27 |
| Quick ratio | 1.27 |
| Working capital ratio | 20.8% |
| Solvency | 21.2% |
| Debt / equity | 3.71 |
| Long-term debt ratio | - |
| Interest coverage | 12.81 |
| Gross margin | - |
| Net margin | - |
| ROA | 37.4% |
| ROE | 176.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €118k |
| Fixed assets | 21/28 | €1k |
| Intangible fixed assets | 21 | €968 |
| Financial fixed assets | 28 | €261 |
| Current assets | 29/58 | €117k |
| Amounts receivable within one year | 40/41 | €95k |
| Cash & bank | 54/58 | €22k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €118k |
| Equity | 10/15 | €25k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €19k |
| Amounts payable | 17/49 | €93k |
| Amounts payable within one year | 42/48 | €93k |
| Trade debts payable within one year | 44 | €31k |
| Income statement | ||
| Gross operating margin | 9900 | €337k |
| Operating result | 9901 | €65k |
| Financial income | 75 | €42 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €60k |
| Income taxes | 67/77 | €16k |
| Net result for the period | 9904 | €44k |
| Result to be appropriated | 9905 | €44k |
Former directors (2)
-
Former- → 01-01-2026
-
Former- → 01-01-2026
| NACE primary | Specialised construction(43410) |
| Legal form | Private limited company(610) |
| Incorporation | 10-08-2022 |
| Status | Active |
| Postal code | 1401 |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
28-01-2026 2 resigning
- Jimmy Spronck, Bestuurder
- lon Arhire, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Jimmy Spronck",
"address": null,
"birth_date": null
},
"effective_date": "2026-01-01",
"evidence_quote": "L\u0027Assembl\u00E9e prend note de la d\u00E9mission de Monsieur Jimmy Spronck et de Monsieur lon Arhire, de leur fonction d\u0027administrateur, avec effet le 1er janvier 2026. La d\u00E9mission est accept\u00E9e, avec d\u00E9charge provisoire pour l\u0027exercice de son mandat, \u00E0 confirmer lors de l\u0027Assembl\u00E9e g\u00E9n\u00E9rale ordinaire, qui au",
"discharge_granted": true
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "lon Arhire",
"address": null,
"birth_date": null
},
"effective_date": "2026-01-01",
"evidence_quote": "L\u0027Assembl\u00E9e prend note de la d\u00E9mission de Monsieur Jimmy Spronck et de Monsieur lon Arhire, de leur fonction d\u0027administrateur, avec effet le 1er janvier 2026. La d\u00E9mission est accept\u00E9e, avec d\u00E9charge provisoire pour l\u0027exercice de son mandat, \u00E0 confirmer lors de l\u0027Assembl\u00E9e g\u00E9n\u00E9rale ordinaire, qui au",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0789.558.323",
"name_full": "F \u0026 J HOUSE",
"legal_form": "SRL"
}
}24-01-2025 Registered office moved within Nivelles
- Rue Buisson aux Loups 5, 1400 Nivelles → Chemin du Bon Air 1, 1400 Nivelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Nivelles",
"region": null,
"street": "Chemin du Bon Air",
"country": "BE",
"postcode": "1400",
"box_number": null,
"street_number": "1"
},
"old_address": {
"city": "Nivelles",
"region": null,
"street": "Rue Buisson aux Loups",
"country": "BE",
"postcode": "1400",
"box_number": null,
"street_number": "5"
},
"effective_date": "2025-01-01",
"evidence_quote": "L\u0027Assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge social \u00E0 partir du 01/01/2025: Chemin du Bon Air 1 \u00E0 1400 Nivelles."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0789.558.323",
"name_full": "F \u0026 J HOUSE",
"legal_form": "SRL"
}
}11-01-2023 Registered office moved from Buzet to Nivelles
- Chaussée de Nivelles 723, 6230 Buzet → Rue Buissons aux Loups 5, 1400 Nivelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Nivelles",
"region": null,
"street": "Rue Buissons aux Loups",
"country": "BE",
"postcode": "1400",
"box_number": null,
"street_number": "5"
},
"old_address": {
"city": "Buzet",
"region": null,
"street": "Chauss\u00E9e de Nivelles",
"country": "BE",
"postcode": "6230",
"box_number": null,
"street_number": "723"
},
"effective_date": "2022-08-11",
"evidence_quote": "Adresse actuelle du si\u00E8ge: Chauss\u00E9e de Nivelles 723 \u00E0 6230 Buzet\nNouvelle adresse du si\u00E8ge \u00E0 partir du 11 ao\u00FBt 2022: Rue Buissons aux Loups 5 \u00E0 1400 Nivelles"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0789.558.323",
"name_full": "F \u0026 J HOUSE",
"legal_form": "SRL"
}
}12-08-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "Chauss\u00E9e de Nivelles 723, 6230 Buzet",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": {
"kbo": null,
"name": "All in one construct"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": "All in one construct",
"contribution_type": "in_kind",
"amount_paid_in_eur": 6000,
"holder_person_name": null,
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 6000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 6000,
"subject_company": {
"kbo": "0789.558.323",
"name_full": "F\u0026J HOUSE",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-08-09",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | F&J HOUSE |