F.C.S. & Co is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €251k and a net result of €237. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 71% of 5511 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
28 d late
2023
29 d late
2022
29 d late
2021
31 d late
2020
31 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€251k▲ 0.1%
2024 · €251k
2018: €251k
2019: €251k
2020: €251k
2021: €251k
2022: €252k
2023: €251k
2024: €251k
2018 → 2025
Net result
€237▲ 158%
2024 · €92
2018: €340
2019: €196
2020: €298
2021: €52
2022: €950
2023: €-995
2024: €92
2018 → 2025
Total assets
€337k▲ 0.7%
2024 · €334k
2018: €324k
2019: €326k
2020: €327k
2021: €329k
2022: €331k
2023: €333k
2024: €334k
2018 → 2025
Solvency
74.7%▼ 0.5pp
2024 · 75.2%
2018: 77.4%
2019: 76.9%
2020: 76.7%
2021: 76.4%
2022: 76.1%
2023: 75.4%
2024: 75.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€252k▲ 0.4%€251k▼ 0.4%€251k=€251k▲ 0.1%
Operating result€2k-€3k▲ 47.0%€2k▼ 35.4%€3k▲ 43.3%€3k▼ 1.8%
Net result€52-€950▲ 1,741%€-995€92€237▲ 158%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337k
Fixed assets
€318k=
Current assets
€19k▲ 14.8%
Equity and liabilities €337k
Equity
€251k▲ 0.1%
Debt
€85k▲ 2.6%
The debt ratio rises from 24.8% to 25.3%. Equity and debt are higher.
Key figures and ratios
Solvency
74.7%▼
2024 · 75.2%
ROE
0.1%▲
2024 · 0.0%
ROA
0.1%▲
2024 · 0.0%
Debt
€85k▲
2024 · €83k
Debt ≤ 1 year
€85k▲
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€334k€337k▲
Fixed assets21/28€318k€318k=
Financial fixed assets28€318k€318k=
Current assets29/58€16k€19k▲
Amounts receivable within one year40/41€14k€18k▲
Trade receivables40€14k€18k▲
Cash at bank and in hand54/58€2k€735▼
Equity and liabilities
Total equity and liabilities10/49€334k€337k▲
Equity10/15€251k€251k▲
Contributions10/11€43k€43k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€204k€205k▲
Amounts payable17/49€83k€85k▲
Amounts payable within one year42/48€83k€85k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€82k€83k▲
Income statement
Code20242025
Gross operating margin9900€3k€3k▼
Operating profit (loss)9901€3k€3k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€92€237▲
Profit (loss) for the period9904€92€237▲
Profit (loss) for the period to be appropriated9905€92€237▲
Appropriation of the result
Profit (loss) to be appropriated9906€204k€205k▲
Profit (loss) brought forward from the previous period14P€204k€204k=
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Back to profitnet €92
Net result €92 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-995 ▼205%
Net result drops to €-995, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €950 ▲1741%
Operating result €3k, net result €950, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bras 6276600 BastogneGround area
2,135 m²
Building footprint
120 m²
Volume, LiDAR
1,210 m³
Parcel 82034F1282/00P000, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
F.C.S. & Co
since 20062.156.650.884
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82034F1282/00P000indicative | Wallonia | 2,135 m² | 1 · 120 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 13,659 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2006
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
65231
43120Site preparation
45112
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:061/211137
Fax:061/218655