F+C
ActiveThe computed 12-month bankruptcy probability of F+C is 2.0% (moderate). The 2025 annual accounts show equity of €333k and a net result of €216k. Its solvency ranks better than 69% of 6971 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+15
Growth78
Stability82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days only on tighter terms
Liquidity ample (current ratio 3.04 against 1.72 in 2024), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
47.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€333k▲ 186%
2024 · €117k
2024: €117k
2024 → 2025
Total assets
€453k▲ 78.6%
2024 · €254k
2024: €254k
2024 → 2025
Net result
€216k▲ 88.8%
2024 · €115k
2024: €115k
2024 → 2025
Working capital
€245k▲ 148%
2024 · €99k
2024: €99k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€117k-€333k▲ 186%
Operating result€157k-€285k▲ 82.0%
Net result€115k-€216k▲ 88.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 82% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €453k
Fixed assets
€89k▲ 393%
Current assets
€365k▲ 54.7%
Equity and liabilities €453k
Equity
€333k▲ 186%
Debt
€120k▼ 12.4%
The debt ratio falls from 54.0% to 26.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€291k▲
2024 · €157k
Cash flow
€222k▲
2024 · €115k
Solvency
73.5%▲
2024 · 46.0%
Current ratio
3.04▲
2024 · 1.72
Quick ratio
3.04▲
2024 · 1.72
Debt / equity
0.36▼
2024 · 1.18
ROE
65.0%▼
2024 · 98.3%
ROA
47.8%▲
2024 · 45.2%
Interest coverage
570.04▼
2024 · 3838.73
Debt
€120k▼
2024 · €137k
Debt ≤ 1 year
€120k▼
2024 · €137k
Income taxes
€69k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€254k€453k▲
Fixed assets21/28€18k€89k▲
Tangible fixed assets22/27€18k€89k▲
Plant, machinery and equipment23-€903
Furniture and vehicles24€7k€36k▲
Other tangible fixed assets26€11k€51k▲
Current assets29/58€236k€365k▲
Amounts receivable within one year40/41€78k€148k▲
Trade receivables40€78k€129k▲
Other amounts receivable41-€20k
Cash at bank and in hand54/58€157k€216k▲
Deferred charges and accrued income490/1€694€177▼
Equity and liabilities
Total equity and liabilities10/49€254k€453k▲
Equity10/15€117k€333k▲
Contributions10/11€2k€2k=
Reserves13€115k€331k▲
Distributable reserves133€115k€331k▲
Amounts payable17/49€137k€120k▼
Amounts payable within one year42/48€137k€120k▼
Trade debts44€8k€32k▲
Suppliers440/4€8k€32k▲
Taxes, remuneration and social security45€72k€88k▲
Taxes450/3€72k€88k▲
Other amounts payable47/48€57k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176€5k▲
Other operating charges640/8-€446
Gross operating margin9900€157k€291k▲
Operating profit (loss)9901€157k€285k▲
Financial income75/76B€3€146▲
Recurring financial income75€3€146▲
Financial charges65/66B€41€510▲
Recurring financial charges65€41€510▲
Profit (loss) for the period before taxes9903€157k€285k▲
Income taxes67/77€42k€69k▲
Profit (loss) for the period9904€115k€216k▲
Profit (loss) for the period to be appropriated9905€115k€216k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€216k▲
Transfer to equity691/2€115k€216k▲
To other reserves6921€115k€216k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €333k ▲186%
2 profitable years in a row build equity to €333k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
27-09
State Gazette act
General meeting · Director resignation
Director appointment · Board composition · Dimitri CLEENEWERCK DE CRAYENCOUR
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Sobieskilaan 101020 BrusselGround area
418 m²
Building footprint
106 m²
Volume, LiDAR
946 m³
Parcel 21816C0014/00G009, Brussels · tallest building 22.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
F+C
since 20242.356.920.945
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0014/00G009 | Brussels | 418 m² | 1 · 106 m² | 22.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyF+CBE 1006.831.294
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 9,810 companies in sector 73110 we hold annual accounts for 3,724. 2,460 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2024
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.