F. BOSCH
ActiveSummary
F. BOSCH has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €6k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 90% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.9 against 10.97 in 2024; short-term debt: 14.3% and cash: 9.1% of total assets), and 14.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.7%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
3 d early
2023
4 d early
2022
on the day
2021
20 d early
2020
31 d late
2019
7 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€130k▲ 4.6%
2024 · €125k
Total assets
€152k▲ 12.3%
2024 · €136k
Net result
€6k▼ 55.4%
2024 · €13k
Working capital
€106k▲ 0.5%
2024 · €106k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4k▼ 64.1%€-354€3k€17k▲ 401%€8k▼ 54.7%
Net result€4k▼ 64.5%€-459€3k€13k▲ 305%€6k▼ 55.4%
Equity€109k▲ 3.6%€109k▼ 0.4%€112k▲ 2.9%€125k▲ 11.4%€130k▲ 4.6%
Total assets€120k▼ 2.1%€131k▲ 9.0%€155k▲ 18.9%€136k▼ 12.8%€152k▲ 12.3%
Debt€11k▼ 37.3%€22k▲ 104%€44k▲ 98.3%€11k▼ 75.3%€22k▲ 102%
Working capital€79k▼ 26.8%€80k▲ 1.0%€90k▲ 11.8%€106k▲ 18.2%€106k▲ 0.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€24k ▲ 26.7%
Current assets
€128k ▲ 9.9%
Equity and liabilities €152k
Equity
€130k ▲ 4.6%
Debt
€22k ▲ 102%
Debt's share of the balance-sheet total rises from 7.9% to 14.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▼
2024 · €26k
Cash flow
€17k▼
2024 · €22k
Current ratio
5.90▼
2024 · 10.97
Quick ratio
4.82▼
2024 · 10.70
Debt to equity
0.17▲
2024 · 0.09
ROE
4.4%▼
2024 · 10.3%
ROA
3.7%▼
2024 · 9.4%
Interest coverage
7351.74▲
2024 · 22.00
Debt ≤ 1 year
€22k▲
2024 · €11k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €924 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €9k | €9k | €9k | €11k | ▲ 20.3% |
| Other operating charges640/8 | €856 | €755 | €5k | €5k | €1k | ▼ 78.6% |
| Gross operating margin9900 | €12k | €9k | €17k | €31k | €20k | ▼ 36.1% |
| Operating profit (loss)9901 | €4k | €-354 | €3k | €17k | €8k | ▼ 54.7% |
| Financial income75/76B | €19 | - | €38 | €771 | - | - |
| Recurring financial income75 | €19 | - | €38 | €31 | - | - |
| Non-recurring financial income76B | - | - | - | €740 | - | - |
| Financial charges65/66B | €40 | €105 | €0 | €1k | €3 | ▼ 99.8% |
| Recurring financial charges65 | €40 | €105 | €0 | €1k | €3 | ▼ 99.8% |
| Profit (loss) for the period before taxes9903 | €4k | €-459 | €3k | €16k | €8k | ▼ 53.6% |
| Income taxes67/77 | - | - | €219 | €4k | €2k | ▼ 46.9% |
| Profit (loss) for the period9904 | €4k | €-459 | €3k | €13k | €6k | ▼ 55.4% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-459 | €3k | €13k | €6k | ▼ 55.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €120k | €131k | €155k | €136k | €152k | ▲ 12.3% |
| Fixed assets21/28 | €32k | €29k | €23k | €19k | €24k | ▲ 26.7% |
| Intangible fixed assets21 | - | - | - | - | €4k | - |
| Tangible fixed assets22/27 | €31k | €28k | €22k | €18k | €19k | ▲ 5.0% |
| Plant, machinery and equipment23 | €3k | €7k | €5k | €3k | €14k | ▲ 329% |
| Furniture and vehicles24 | €28k | €21k | €17k | €15k | €5k | ▼ 64.8% |
| Financial fixed assets28 | €510 | €510 | €510 | €510 | €510 | = |
| Current assets29/58 | €88k | €102k | €133k | €117k | €128k | ▲ 9.9% |
| Stocks and contracts in progress3 | €4k | €8k | €5k | €3k | €24k | ▲ 704% |
| Stocks30/36 | €4k | €8k | €5k | €3k | €24k | ▲ 704% |
| Amounts receivable within one year40/41 | €76k | €75k | €111k | €97k | €91k | ▼ 6.7% |
| Trade receivables40 | €75k | €75k | €104k | €91k | €82k | ▼ 10.1% |
| Other amounts receivable41 | €1k | - | €7k | €6k | €9k | ▲ 41.4% |
| Cash at bank and in hand54/58 | €9k | €19k | €17k | €16k | €14k | ▼ 15.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €120k | €131k | €155k | €136k | €152k | ▲ 12.3% |
| Equity10/15 | €109k | €109k | €112k | €125k | €130k | ▲ 4.6% |
| Contributions10/11 | €20k | €20k | €22k | €22k | €22k | = |
| Reserves13 | €89k | €89k | €90k | €103k | €108k | ▲ 5.6% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €87k | €87k | €90k | €103k | €108k | ▲ 5.6% |
| Amounts payable17/49 | €11k | €22k | €44k | €11k | €22k | ▲ 102% |
| Amounts payable after more than one year17 | €2k | €55 | €139 | €139 | - | - |
| Other amounts payable178/9 | €2k | €55 | €139 | €139 | - | - |
| Amounts payable within one year42/48 | €9k | €22k | €43k | €11k | €22k | ▲ 104% |
| Trade debts44 | €9k | €20k | €43k | €7k | €10k | ▲ 43.3% |
| Suppliers440/4 | €9k | €20k | €43k | €7k | €10k | ▲ 43.3% |
| Taxes, remuneration and social security45 | - | €2k | €219 | €4k | €2k | ▼ 43.5% |
| Taxes450/3 | - | €2k | €219 | €4k | €2k | ▼ 43.5% |
| Other amounts payable47/48 | - | - | - | - | €10k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-459 | €3k | €13k | €6k | ▼ 55.4% |
| + Depreciation and write-downs630 | €7k | €9k | €9k | €9k | €11k | ▲ 20.3% |
| Operating cash flow (approximation) | €11k | €8k | €13k | €22k | €17k | ▼ 23.3% |
| Investment in fixed assets (approximation) | - | €-6k | €-3k | €-6k | €-16k | ▼ 179% |
| Change in cash | - | €10k | €-2k | €-590 | €-3k | ▼ 327% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Resignation: François Bosch (director)2 facts ▸
State Gazette act
Resignation: François Bosch (director)
2 facts ▸
- General meeting, 30/06/2026
- Director resignation, François Bosch (director)
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €13k ▲305%
Operating result €17k, net result €13k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 10.97
Current ratio from 3.06 to 10.97; short-term debt falls from €43k to €11k.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-459
Net result drops to €-459, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €100kEq €106k ▲11.1%
3 profitable years in a row build equity to €106k.
Show earlier events
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2026
Resigned as Director
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 1990
Ground area
302 m²
Building footprint
185 m²
Volume, LiDAR
915 m³
Parcel 11017C0042/00K000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F. BOSCH
since 19902.050.844.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017C0042/00K000 | Flanders | 302 m² | 1 · 185 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,028 companies in sector 43320 we hold annual accounts for 9,135. 7,681 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-1990
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
47559Retail sale of other household articles
47690Retail sale of other cultural and recreation goods
47750Retail sale of cosmetics and toilet articles
47770Retail sale of watches and jewellery
47784Retail sale of souvenirs and religious articles
Scores and ratios are computed by Checked and are not a credit decision.