DE MAERE
ActiveDE MAERE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €3k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-1
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 8.34 against 8.06 in 2024; short-term debt: 7% and cash: 12.2% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-08-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
12 d late
2023
14 d late
2022
16 d late
2021
25 d late
2020
20 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▲ 0.4%
2024 · €142k
2018: €119k
2019: €124k
2020: €131k
2021: €134k
2022: €136k
2023: €138k
2024: €142k
2018 → 2025
Total assets
€155k▼ 4.7%
2024 · €162k
2018: €152k
2019: €145k
2020: €142k
2021: €143k
2022: €177k
2023: €171k
2024: €162k
2018 → 2025
Net result
€3k▼ 22.1%
2024 · €4k
2018: €4k
2019: €4k
2020: €7k
2021: €3k
2022: €2k
2023: €3k
2024: €4k
2018 → 2025
Working capital
€80k▲ 6.7%
2024 · €75k
2018: €86k
2019: €94k
2020: €97k
2021: €109k
2022: €103k
2023: €113k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€136k▲ 1.4%€138k▲ 1.9%€142k▲ 3.1%€143k▲ 0.4%
Operating result€4k-€5k▲ 23.0%€5k▼ 14.6%€3k▼ 34.9%€6k▲ 98.9%
Net result€3k-€2k▼ 34.3%€3k▲ 33.1%€4k▲ 68.3%€3k▼ 22.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 99% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€64k▼ 16.8%
Current assets
€90k▲ 6.2%
Equity and liabilities €155k
Equity
€143k▲ 0.4%
Debt
€12k▼ 41.6%
The debt ratio falls from 12.2% to 7.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €20k
Cash flow
€16k▼
2024 · €21k
Solvency
92.5%▲
2024 · 87.8%
Current ratio
8.34▲
2024 · 8.06
Quick ratio
7.36▲
2024 · 7.06
Debt / equity
0.08▼
2024 · 0.14
ROE
2.3%▼
2024 · 3.0%
ROA
2.2%▼
2024 · 2.6%
Interest coverage
13.09▼
2024 · 39.23
Debt
€12k▼
2024 · €20k
Debt ≤ 1 year
€11k▲
2024 · €11k
Debt > 1 year
€714▼
2024 · €9k
Income taxes
€4k▲
2024 · €290
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€155k▼
Fixed assets21/28€77k€64k▼
Tangible fixed assets22/27€26k€14k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€1k-
Furniture and vehicles24€21k€11k▼
Financial fixed assets28€51k€50k▼
Current assets29/58€85k€90k▲
Amounts receivable after more than one year29€25k€25k=
Other amounts receivable291€25k€25k=
Stocks and contracts in progress3€11k€11k=
Contracts in progress37€11k€11k=
Amounts receivable within one year40/41€11k€24k▲
Trade receivables40€3k€16k▲
Other amounts receivable41€8k€8k▼
Current investments50/53€12k€12k▲
Cash at bank and in hand54/58€26k€19k▼
Equity and liabilities
Total equity and liabilities10/49€162k€155k▼
Equity10/15€142k€143k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€122k€122k▲
Amounts payable17/49€20k€12k▼
Amounts payable after more than one year17€9k€714▼
Financial debts170/4€9k€714▼
Amounts payable within one year42/48€11k€11k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Financial debts43€6-
Credit institutions430/8€6-
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€780€853▲
Taxes450/3€780€853▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€13k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€21k€21k▲
Operating profit (loss)9901€3k€6k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€497€1k▲
Recurring financial charges65€497€1k▲
Profit (loss) for the period before taxes9903€5k€7k▲
Income taxes67/77€290€4k▲
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€122k▲
Profit (loss) brought forward from the previous period14P€117k€119k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼34.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Highest result since 2018net €7k ▲61.5%
Operating result €10k, net result €7k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolkstraat 649100 Sint-NiklaasGround area
1,719 m²
Building footprint
217 m²
Volume, LiDAR
1,168 m³
Parcel 46017A0148/00T000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INTERIEURINRICHTING DEMAERE
since 19922.057.680.301
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0148/00T000 | Flanders | 1,719 m² | 1 · 217 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 7,649 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-1992
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.