F&B SOLUTIONS

Active

Private limited companyfounded 20251 yr activeIjzerstraat 16, 8820 Torhout, BelgiumKBO/BCE: BE 1021.688.429

The computed 12-month bankruptcy probability of F&B SOLUTIONS is 2.7% (moderate). The 2025 annual accounts show equity of €5k and a net result of €3k. Its solvency ranks better than 31% of 13204 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

46 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability74

Solvency33

Growth-

Track record67

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

30 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€5k

Total assets

€61k

Net result

€3k

Working capital

€-23k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €61k

71.5%

28.5%

Fixed assets €43k

Current assets €17k

Equity and liabilities €61k

92.4%

Equity €5k

Debt €56k

Debt finances 92.4% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€6k

Cash flow

€5k

Solvency

7.6%

Current ratio

0.43

Quick ratio

0.31

Debt / equity

12.09

ROE

56.8%

ROA

4.3%

Interest coverage

7.67

Debt

€56k

Debt ≤ 1 year

€40k

Debt > 1 year

€16k

Staff costs

€9k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€61k

Fixed assets21/28€43k

Tangible fixed assets22/27€43k

Plant, machinery and equipment23€42k

Furniture and vehicles24€948

Financial fixed assets28€165

Current assets29/58€17k

Stocks and contracts in progress3€5k

Stocks30/36€5k

Amounts receivable within one year40/41€6k

Trade receivables40€2k

Other amounts receivable41€4k

Cash at bank and in hand54/58€6k

Deferred charges and accrued income490/1€1k

Equity and liabilities

Total equity and liabilities10/49€61k

Equity10/15€5k

Contributions10/11€2k

Reserves13€3k

Distributable reserves133€3k

Amounts payable17/49€56k

Amounts payable after more than one year17€16k

Financial debts170/4€16k

Amounts payable within one year42/48€40k

Current portion of amounts payable after more than one year42€6k

Trade debts44€24k

Suppliers440/4€24k

Taxes, remuneration and social security45€1k

Taxes450/3€187

Remuneration and social security454/9€869

Other amounts payable47/48€9k

Income statement Code2025

Remuneration, social security and pensions62€9k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k

Other operating charges640/8€703

Gross operating margin9900€15k

Operating profit (loss)9901€3k

Financial income75/76B€47

Recurring financial income75€47

Financial charges65/66B€743

Recurring financial charges65€743

Profit (loss) for the period before taxes9903€3k

Profit (loss) for the period9904€3k

Profit (loss) for the period to be appropriated9905€3k

Appropriation of the result

Profit (loss) to be appropriated9906€3k

Transfer to equity691/2€3k

To other reserves6921€3k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

30-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 30 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Torhout · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ijzerstraat 168820 Torhout

Ground area

5.4 ha

Building footprint

1.2 ha

Volume, LiDAR

99,968 m³

2 parcels, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Bistrobar O'Noya

Diksmuidsesteenweg 400, 8800 RoeselareFull-service restaurants

since 20252.372.003.851

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36504D0323/00K000	Flanders	5.3 ha	1 · 1.2 ha	10.0 m · 3 fl.
31522D0632/00D000	Flanders	602 m²	1 · 155 m²	7.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid

Year	Entries	awarded	paid
2025	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Roeselare2.372.003.851

1 permission

Toelating · Eetgelegenheid · since 10-04-2025

Similar companies · same sector, comparable size

Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 2,718 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded31-03-2025

Fiscal year end31-12

Activities, NACEBEL

56301Cafés and bars

56210Event catering

77223Rental and leasing activities

77229Renting and leasing of other personal and household goods

82300Organisation of conventions and trade shows

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.