MIELA
ActiveThe computed 12-month bankruptcy probability of MIELA is 3.7% (moderate). The 2025 annual accounts show equity of €31k and a net result of €12k. Its solvency ranks better than 74% of 13204 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency84▼-11
Growth52
Track record82
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 3.38 in 2024; short-term debt: 41.4% and cash: 14.1% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
23.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 59.0%
2024 · €20k
2024: €20k
2024 → 2025
Total assets
€53k▲ 91.1%
2024 · €28k
2024: €28k
2024 → 2025
Net result
€12k▼ 19.7%
2024 · €15k
2024: €15k
2024 → 2025
Working capital
€14k▼ 28.8%
2024 · €20k
2024: €20k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€20k-€31k▲ 59.0%
Operating result€20k-€16k▼ 20.9%
Net result€15k-€12k▼ 19.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€17k
Current assets
€36k
Equity and liabilities €53k
Equity
€31k▲ 59.0%
Debt
€22k▲ 167%
The debt ratio rises from 29.6% to 41.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €23k
Cash flow
€13k▼
2024 · €18k
Solvency
58.6%▼
2024 · 70.4%
Current ratio
1.63▼
2024 · 3.38
Quick ratio
1.35▼
2024 · 3.38
Debt / equity
0.71▲
2024 · 0.42
ROE
39.8%▼
2024 · 78.8%
ROA
23.3%▼
2024 · 55.5%
Interest coverage
56.74▼
2024 · 267.95
Debt
€22k▲
2024 · €8k
Debt ≤ 1 year
€22k▲
2024 · €8k
Income taxes
€3k▼
2024 · €4k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€53k▲
Fixed assets21/28-€17k
Tangible fixed assets22/27-€17k
Other tangible fixed assets26-€17k
Current assets29/58€28k€36k▲
Stocks and contracts in progress3-€6k
Stocks30/36-€6k
Amounts receivable within one year40/41€22k€22k▼
Trade receivables40€13k€15k▲
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€28k€53k▲
Equity10/15€20k€31k▲
Contributions10/11€5k€5k=
Reserves13€15k€26k▲
Distributable reserves133€15k€26k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€8k€22k▲
Amounts payable within one year42/48€8k€22k▲
Trade debts44€862€15k▲
Suppliers440/4€862€15k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9-€681
Other amounts payable47/48€833€833=
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€203▼
Other operating charges640/8-€649
Gross operating margin9900€23k€19k▼
Operating profit (loss)9901€20k€16k▼
Financial income75/76B€279€388▲
Recurring financial income75€279€388▲
Financial charges65/66B€84€277▲
Recurring financial charges65€84€277▲
Profit (loss) for the period before taxes9903€20k€16k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€15k€12k▼
Profit (loss) for the period to be appropriated9905€15k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€12k▼
Transfer to equity691/2€15k€12k▼
To other reserves6921€15k€12k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boudewijnlaan 128020 OostkampGround area
816 m²
Building footprint
311 m²
Volume, LiDAR
1,787 m³
2 parcels, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Au Bar Marie
since 20242.358.632.697
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31403H0713/00G000 | Flanders | 559 m² | 1 · 134 m² | 6.4 m · 2 fl. |
| 31022I0471/02A000 | Flanders | 257 m² | 1 · 176 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.P.
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Brasserie Anisa
BE 0788.815.282
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LES DELICES DE MON AFRIQUE
BE 0700.576.560
Tournai · Eq €31k
FAW
BE 0744.714.035
Lille · Eq €31k
LA PETITE PIERRE
BE 0766.616.833
Schaarbeek · Eq €31k
Of 14,025 companies in sector 56301 we hold annual accounts for 4,894. 4,114 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2024
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
82990Other business support services
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.