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F.B.S. GROUP

Active
Private limited company (pre-2019)founded 2004active for 22 yearsRogierstraat 146, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0866.326.992
Summary

F.B.S. GROUP has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,445 and a net result of €3,242. Equity is growing by about 35% per year across the filed financial years. Its solvency ranks better than 22% of 12,502 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Other retail sale of food
NACE 47279
1 site
Size
€129,412turnover 2025
Equity
€14,445
Profit
€3,242
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts filed 12 days late
Why 67raises riskLatest accounts 12 days late; 1 of the last 3 lateSector: Retail trade (NACE 47)lowers riskFounded in 2004Size: turnover €129,412, total assets €127,589Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 43% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 36+2
equity 11.3% of total assets
Liquidity 37=
short-term debt 36.7% · cash 2.6%
Profitability 64=
return on assets 2.5%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,188 companies, NACE 47, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.2%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.2 percentage points vs 06-2025 08-2025: 1.8%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.9%▼ -0.9 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 1.0%▲ +0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 0.9%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.6 percentage points vs 07-2026 09-2026: 0.9%▼ -0.6 percentage points vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.62, compared with 0.56 in 2024; short-term debt: 36.7% and cash: 2.6% of total assets), and 88.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 28% on solvency, 34% on liquidity, 45% on profitability and 64% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2004
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Latest accounts 12 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: turnover €129,412, total assets €127,589
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 12502 sector peers (2025).
NBB · sector comparison
Position among 12502 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
12 days late
2024
28 days late
2023
43 days late
2022
17 days late
2021
55 days late
2020
26 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Among the weakest 17% on equitysector median €238,906 · 12,514 companies €14,445 View
  • Positive: 8 profitable years in a rowprofit 2025: €3,242 8 years View
  • Turnover 20256 financial years filed €129,412 View

By topic

Financials

Financial year
2025
Turnover
€129,412
Profit
€3,242
Solvency
11.3%
Turnover▲ 2.3%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2005
Next accounts
by 31-07-2027
  1. 17-08-2023Annual accounts filed
  2. 24-09-2022Annual accounts filed
  3. 05-07-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other retail sale of foodNACE 47279
Founded
13-07-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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