A & A VOEDING
ActiveSummary
A & A VOEDING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,633 and a net result of -€5,464. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 18973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
What they do
Other retail sale of food
NACE 47279Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110Supermarkets NACE 47114
3 sites
How big
€93,433total assets 2025
- Equity
- €44,633
- Loss
- -€5,464
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 2 deeds read
Why 54- Multiple establishment units- Higher-failure-rate sector- Annual accounts: weaker financial profile- Persistent losses+ Long track recordA punctual record breaksShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability28▼-14
Solvency73▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.14 in 2024; short-term debt: 36.9% and cash: 19% of total assets), but 52.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.8%
Return on assets
-5.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,464
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
23 d early
2023
22 d early
2022
34 d early
2021
33 d early
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€5,464
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €93,433Loss -€5,464Solvency 47.8%Liquidity 2.02
Total assets
€93,433▼ 2.7%
2018 - 2025
Net result
-€5,464▼ 15,269%
2018 - 2025
Equity
€44,633▼ 10.9%
2018 - 2025
Solvency
47.8%▼ 4.4pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,145▲ 179%€1,325▼ 81.5%€11,888▲ 798%€5,131▼ 56.8%-€1,172
Net result€5,359within the sector's middle half▲ 295%-€606within the sector's middle half€5,494within the sector's middle half-€36within the sector's middle half-€5,464below the sector's middle half▼ 15,269%
Equity€45,243within the sector's middle half▲ 13.4%€44,638within the sector's middle half▼ 1.3%€50,132within the sector's middle half▲ 12.3%€50,097within the sector's middle half▼ 0.1%€44,633within the sector's middle half▼ 10.9%
Total assets€59,655below the sector's middle half▲ 22.8%€70,810within the sector's middle half▲ 18.7%€60,077within the sector's middle half▼ 15.2%€96,065within the sector's middle half▲ 59.9%€93,433within the sector's middle half▼ 2.7%
Debt€14,412▲ 65.4%€26,173▲ 81.6%€9,944▼ 62.0%€45,968▲ 362%€48,799▲ 6.2%
Working capital€45,243within the sector's middle half▲ 18.9%€40,475within the sector's middle half▼ 10.5%€50,610within the sector's middle half▲ 25.0%€29,815within the sector's middle half▼ 41.1%€34,997within the sector's middle half▲ 17.4%
Solvency75.8%above the sector's middle half▼ 6.2pp63.0%above the sector's middle half▼ 12.8pp83.4%above the sector's middle half▲ 20.4pp52.1%within the sector's middle half▼ 31.3pp47.8%within the sector's middle half▼ 4.4pp
Current ratio4.14above the sector's middle half▼ 1.742.55within the sector's middle half▼ 1.596.70above the sector's middle half▲ 4.162.14within the sector's middle half▼ 4.572.02within the sector's middle half▼ 0.12
Return on assets (ROA)9.0%within the sector's middle half▲ 6.2pp-0.9%within the sector's middle half▼ 9.8pp9.1%within the sector's middle half▲ 10.0pp0.0%within the sector's middle half▼ 9.2pp-5.8%below the sector's middle half▼ 5.8pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1,172 after €5,131 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93,433
Fixed assets
€23,998 ▼ 40.1%
Current assets
€69,435 ▲ 24.0%
Equity and liabilities €93,433
Equity
€44,633 ▼ 10.9%
Debt
€48,799 ▲ 6.2%
Debt's share of the balance-sheet total rises from 47.9% to 52.2%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€6,246▼
2024 · €10,806
Cash flow
€1,955▼
2024 · €5,640
Quick ratio
0.80▲
2024 · 0.64
Debt to equity
1.09▲
2024 · 0.92
ROE
-12.2%▼
2024 · -0.1%
Interest coverage
1.94▼
2024 · 2.76
Debt ≤ 1 year
€34,438▲
2024 · €26,174
Debt > 1 year
€14,362▼
2024 · €19,795
Income taxes
€1,109▼
2024 · €1,256
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €7,644 | - | - | €3,058 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,767 | €2,974 | €3,568 | €5,675 | €7,418 | ▲ 30.7% |
| Other operating charges640/8 | €1,596 | €2,931 | €6,482 | €7,253 | €6,482 | ▼ 10.6% |
| Gross operating margin9900 | €11,509 | €7,229 | €21,938 | €18,060 | €12,728 | ▼ 29.5% |
| Operating profit (loss)9901 | €7,145 | €1,325 | €11,888 | €5,131 | -€1,172 | ▼ 123% |
| Financial income75/76B | €1 | €2 | - | - | €38 | - |
| Recurring financial income75 | €1 | €2 | - | - | €38 | - |
| Financial charges65/66B | €1,600 | €968 | €2,382 | €3,911 | €3,219 | ▼ 17.7% |
| Recurring financial charges65 | €1,600 | €968 | €2,382 | €3,911 | €3,219 | ▼ 17.7% |
| Profit (loss) for the period before taxes9903 | €5,546 | €359 | €9,506 | €1,220 | -€4,354 | ▼ 457% |
| Income taxes67/77 | €188 | €965 | €4,012 | €1,256 | €1,109 | ▼ 11.7% |
| Profit (loss) for the period9904 | €5,359 | -€606 | €5,494 | -€36 | -€5,464 | ▼ 15,269% |
| Profit (loss) for the period to be appropriated9905 | €5,359 | -€606 | €5,494 | -€36 | -€5,464 | ▼ 15,269% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59,655 | €70,810 | €60,077 | €96,065 | €93,433 | ▼ 2.7% |
| Fixed assets21/28 | - | €4,163 | €595 | €40,076 | €23,998 | ▼ 40.1% |
| Tangible fixed assets22/27 | - | €4,163 | €595 | €31,416 | €23,998 | ▼ 23.6% |
| Furniture and vehicles24 | - | €4,163 | €595 | €31,416 | €23,998 | ▼ 23.6% |
| Financial fixed assets28 | - | - | - | €8,660 | - | - |
| Current assets29/58 | €59,655 | €66,647 | €59,482 | €55,989 | €69,435 | ▲ 24.0% |
| Stocks and contracts in progress3 | €35,501 | €40,606 | €38,201 | €39,161 | €41,930 | ▲ 7.1% |
| Stocks30/36 | €35,501 | €40,606 | €38,201 | €39,161 | €41,930 | ▲ 7.1% |
| Amounts receivable within one year40/41 | - | €3,429 | €1,090 | €0 | €7,014 | - |
| Trade receivables40 | - | €3,429 | €1,090 | €0 | - | - |
| Other amounts receivable41 | - | - | - | - | €7,014 | - |
| Cash at bank and in hand54/58 | €24,155 | €22,612 | €17,926 | €15,629 | €17,745 | ▲ 13.5% |
| Deferred charges and accrued income490/1 | - | - | €2,266 | €1,199 | €2,746 | ▲ 129% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59,655 | €70,810 | €60,077 | €96,065 | €93,433 | ▼ 2.7% |
| Equity10/15 | €45,243 | €44,638 | €50,132 | €50,097 | €44,633 | ▼ 10.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €26,643 | €26,038 | €31,532 | €31,497 | €26,033 | ▼ 17.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Distributable reserves133 | €24,783 | €24,178 | €29,672 | €29,637 | €26,033 | ▼ 12.2% |
| Amounts payable17/49 | €14,412 | €26,173 | €9,944 | €45,968 | €48,799 | ▲ 6.2% |
| Amounts payable after more than one year17 | - | - | - | €19,795 | €14,362 | ▼ 27.4% |
| Financial debts170/4 | - | - | - | €19,795 | €14,362 | ▼ 27.4% |
| Amounts payable within one year42/48 | €14,412 | €26,173 | €8,872 | €26,174 | €34,438 | ▲ 31.6% |
| Current portion of amounts payable after more than one year42 | €922 | - | - | €6,129 | €5,916 | ▼ 3.5% |
| Financial debts43 | €54 | €3,000 | - | - | - | - |
| Credit institutions430/8 | €54 | - | - | - | - | - |
| Other loans439 | - | €3,000 | - | - | - | - |
| Trade debts44 | €6,931 | €18,462 | €1,977 | €11,074 | €19,719 | ▲ 78.1% |
| Suppliers440/4 | €6,931 | €18,462 | €1,977 | €11,074 | €19,719 | ▲ 78.1% |
| Taxes, remuneration and social security45 | €6,504 | €4,245 | €6,895 | €8,970 | €1,941 | ▼ 78.4% |
| Taxes450/3 | €2,504 | €4,245 | €6,895 | €8,970 | €1,941 | ▼ 78.4% |
| Remuneration and social security454/9 | €4,000 | - | - | - | - | - |
| Other amounts payable47/48 | - | €465 | - | - | €6,862 | - |
| Accrued charges and deferred income492/3 | - | - | €1,073 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,359 | -€606 | €5,494 | -€36 | -€5,464 | ▼ 15,269% |
| + Depreciation and write-downs630 | €2,767 | €2,974 | €3,568 | €5,675 | €7,418 | ▲ 30.7% |
| Operating cash flow (approximation) | €8,126 | €2,368 | €9,063 | €5,640 | €1,955 | ▼ 65.3% |
| Investment in fixed assets (approximation) | - | - | €0 | -€45,157 | €8,660 | ▲ 119% |
| Change in cash | - | -€1,542 | -€4,687 | -€2,297 | €2,116 | ▲ 192% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
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MARIUTA
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Liège · Eq €44,571
Vitapharma.be
BE 0883.997.424
Temse · Eq €44,707
U FOOD MANAGEMENT
BE 0791.208.016
Liège · Eq €44,509
Sella Group
BE 0672.981.347
Buggenhout · Eq €44,508
Of 2,477 companies in this sector we hold annual accounts for 949. 785 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
15 eventsLatest 31-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€5,464
Net result drops to -€5,464, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5,494
Net result €5,494 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 6.70
Current ratio from 2.55 to 6.70; short-term debt falls from €26,173 to €8,872.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1,355
Net result €1,355 after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 6.01
Current ratio from 1.98 to 6.01; short-term debt falls from €34,777 to €7,242.
Show earlier events
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionFASFC 3 sites
FASFC
3
authorised sites
Recognitions · licences · registrations
Food safety, FASFC
3 sitesDilsen-Stokkemunit no. 2.134.626.540
Hasseltunit no. 2.164.038.326
Hasseltunit no. 2.361.970.487
Company details
Private limited company · founded 17-12-2003Year ends 31-12Peppol reachable3 sites
Register details
Identification
Legal formPrivate limited company
Founded17-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47279Other retail sale of food
E-invoicing
Reachable via Peppol
Peppol ID
0208:0862241215
Also
9925:BE0862241215
Registered
21-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 3 establishment units since 2004
Ground area
1,540 m²
Building footprint
674 m²
Volume, LiDAR
3,660 m³
3 parcels, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
A & A VOEDING
since 2004unit no. 2.134.626.540
GORA SHOP
since 2007unit no. 2.164.038.326
Vijversstraat 24, 3500 Hasselt
since 2024unit no. 2.361.970.487
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0050/00H005 | Flanders | 733 m² | 1 · 302 m² | 9.9 m · 2 fl. |
| 72005B1010/00H000 | Flanders | 706 m² | 1 · 294 m² | 10.6 m · 1 fl. |
| 71022H1349/00M000 | Flanders | 101 m² | 1 · 77 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
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