F.A.B.
ActiveF.A.B. has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €606k and a net result of €-44k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency64▼-19
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.89 in 2024), but 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
15 d early
2023
9 d early
2022
30 d late
2021
59 d early
2020
27 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-44k
2024 · €298k
2018: €119k
2019: €97k
2020: €143k
2021: €488k
2022: €218k
2023: €155k
2024: €298k
2018 → 2025
Working capital
€1.21M▲ 77.7%
2024 · €681k
2018: €211k
2019: €307k
2020: €641k
2021: €944k
2022: €908k
2023: €886k
2024: €681k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€815k-€815k=€792k▼ 2.8%€650k▼ 18.0%€606k▼ 6.7%
Operating result€722k-€307k▼ 57.5%€239k▼ 22.1%€425k▲ 77.7%€-33k
Net result€488k-€218k▼ 55.3%€155k▼ 29.2%€298k▲ 93.0%€-44k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €33k after €425k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.22M
Fixed assets
€125k▼ 0.7%
Current assets
€2.09M▲ 44.2%
Equity and liabilities €2.22M
Equity
€606k▼ 6.7%
Debt
€1.61M▲ 73.9%
The debt ratio rises from 58.8% to 72.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€21k▼
2024 · €467k
Cash flow
€11k▼
2024 · €340k
Solvency
27.3%▼
2024 · 41.2%
Current ratio
2.37▲
2024 · 1.89
Quick ratio
0.48▲
2024 · 0.33
Debt / equity
2.66▲
2024 · 1.43
ROE
-7.2%▼
2024 · 45.9%
ROA
-2.0%▼
2024 · 18.9%
Interest coverage
2.07▼
2024 · 44.13
Debt
€1.61M▲
2024 · €926k
Debt ≤ 1 year
€881k▲
2024 · €769k
Debt > 1 year
€729k▲
2024 · €157k
Income taxes
€453▼
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.58M€2.22M▲
Fixed assets21/28€126k€125k▼
Intangible fixed assets21-€40k
Tangible fixed assets22/27€126k€85k▼
Furniture and vehicles24€24k€12k▼
Other tangible fixed assets26€102k€73k▼
Current assets29/58€1.45M€2.09M▲
Stocks and contracts in progress3€1.20M€1.67M▲
Stocks30/36€1.20M€1.67M▲
Amounts receivable within one year40/41€75k€311k▲
Trade receivables40€22k€203k▲
Other amounts receivable41€53k€108k▲
Cash at bank and in hand54/58€104k€31k▼
Deferred charges and accrued income490/1€73k€77k▲
Equity and liabilities
Total equity and liabilities10/49€1.58M€2.22M▲
Equity10/15€650k€606k▼
Contributions10/11€19k€19k=
Reserves13€631k€588k▼
Distributable reserves133€631k€588k▼
Amounts payable17/49€926k€1.61M▲
Amounts payable after more than one year17€157k€729k▲
Financial debts170/4€157k€729k▲
Amounts payable within one year42/48€769k€881k▲
Financial debts43€43k€25k▼
Credit institutions430/8€43k€25k▼
Trade debts44€54k€490k▲
Suppliers440/4€54k€490k▲
Taxes, remuneration and social security45€72k€66k▼
Taxes450/3€72k€66k▼
Other amounts payable47/48€600k€300k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€54k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€469k€25k▼
Operating profit (loss)9901€425k€-33k▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€415k€-43k▼
Income taxes67/77€116k€453▼
Profit (loss) for the period9904€298k€-44k▼
Profit (loss) for the period to be appropriated9905€298k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€298k€-44k▼
Transfer from equity791/2€143k€44k▼
Transfer to equity691/2€279-
To other reserves6921€279-
Profit to be distributed694/7€441k-
Return on contributions (dividend)694€441k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-44k ▼115%
Net result drops to €-44k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €488k ▲241%
Operating result €722k, net result €488k, both a record.
31-12
Financial
Equity above €500kEq €815k ▲79.5%
4 profitable years in a row build equity to €815k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Comte de la MOUSSAYE Octave
CurrentDirector · since 18-12-2023
SAUVAGE de BRANTES Marie-Josèphe
CurrentDirector · since 18-12-2023
18-12-2023
Comte de la MOUSSAYE Octave: Appointed as Director
18-12-2023
SAUVAGE de BRANTES Marie-Josèphe: Appointed as Director
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dalstraat 401050 ElseneGround area
162 m²
Building footprint
92 m²
Volume, LiDAR
1,642 m³
Parcel 21444B0061/00Y003, Brussels · tallest building 22.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Dalstraat 40, 1050 Elsene
since 19942.069.094.033
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21444B0061/00Y003 | Brussels | 162 m² | 1 · 92 m² | 22.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
RINPA
BE 0877.002.734
Vorst · Eq €606k
Paard van Troje
BE 0861.645.753
Gent · Eq €597k
VINTIQUES
BE 0746.503.387
Balen · Eq €633k
TRIBAL ART CLASSICS
BE 0889.790.896
Ukkel · Eq €640k
DE ROOS
BE 0428.127.910
Grimbergen · Eq €574k
Of 1,431 companies in sector 47791 we hold annual accounts for 453. 279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-1994
Fiscal year end31-12
Activities, NACEBEL
47791Retail sale of antiques
47690Retail sale of other cultural and recreation goods
47787Retail trade
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.