EXPORT UNIVERS

Active

Private limited companyfounded 2017active for 8 yearsOude Vijversstraat 40, 1190 Vorst, Belgium227 active companies are registered at this addressKBO/BCE: BE 0685.439.414

Summary

The computed 12-month bankruptcy probability of EXPORT UNIVERS is 2.4% (moderate). The 2024 annual accounts show equity of €988,380 and a net result of €325,325. Equity is growing by about 45% per year across the filed financial years. Its solvency ranks better than 42% of 6,064 sector peers (NACE 46, financial year 2024). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

EXPORT UNIVERSActiveChecked score 54/100

Risk analysis Report Compare

Activity

Agents specialised in the wholesale of other particular products

NACE 46180

1 site

Size

€2.8mtotal assets 2024

Staff: 1 FTE
Equity: €988,380
Profit: €325,325

Financial health

54 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 2.4%

Structure

2025 accounts not filed, 87 days past the deadline2 deeds in the Belgian Official Gazette

Why 54raises riskFigures for financial year 2024 (filed 02-09-2025)Founded in 20171 financial year not filed after the legal deadline; last filed accounts filed 29 days latelowers riskLiquidity: current ratio 1.03, cash €766,521Show the evidence

Checked score

Score 2024

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 66% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 60+8

equity 35.2% of total assets

Liquidity 52-2

short-term debt 62.2% · cash 27.3%

Profitability 83+4

return on assets 11.6%

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,883 companies, NACE 46, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.2 percentage points vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.5 percentage points vs 07-2025 09-2025: 1.1%▲ +0.1 percentage points vs 08-2025 10-2025: 0.2%▼ -0.9 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.4 percentage points vs 07-2026 09-2026: 1.1%▲ +0.3 percentage points vs 08-2026 10-2026: 2.4%▲ +1.3 percentage points vs 09-2026highest value

Credit of up to €50,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity tight (current ratio 1.03, compared with 0.84 in 2023, below the usual 1.5; short-term debt: 62.2% and cash: 27.3% of total assets), and 64.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 45% on solvency, 56% on liquidity, 77% on profitability and 87% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 02-09-2025)

NBB · annual accounts

Founded in 2017

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

1 financial year not filed after the legal deadline; last filed accounts filed 29 days late

NBB · filings

Liquidity: current ratio 1.03, cash €766,521

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.

NBB · 7 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline26-10-2026 today

2024 accounts filed 29 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 7 filings

Deviation from the deadline

2025

not filed

2024

29 days late

2023

1 day early

2022

on the day

2021

17 days late

2020

23 days late

2019

26 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 16 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-08-2025 Annual accounts filedfinancial year 2024 · full…
31-12-2024 Highest result from 2018 to 2024net €325,325 ▲67.4%
30-07-2024 Annual accounts filedfinancial year 2023 · full…

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
Positive: Result rose in 2024from €194,384 to €325,325 ▲ 67.4% View
Positive: 7 profitable years in a rowprofit 2024: €325,325 7 years View

By topic

Financials

Financial year: 2024
Total assets: €2.8m
Profit: €325,325
Solvency: 35.2%

Go to Financials

Timeline

Events: 12
Since: 2019

31-12-2023Equity above €500,000
31-07-2023Annual accounts filed
17-08-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Agents specialised in the wholesale of other particular…NACE 46180
Founded: 28-11-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about EXPORT UNIVERS

What is the company number of EXPORT UNIVERS?: 0685.439.414. In Belgium the VAT number is the company number with BE in front: BE 0685.439.414.
Where is EXPORT UNIVERS based?: The registered office is at Oude Vijversstraat 40, 1190 Vorst.Company details
What does EXPORT UNIVERS do?: According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of EXPORT UNIVERS?: Private limited company (BV).
When was EXPORT UNIVERS founded?: On 28-11-2017.
Is EXPORT UNIVERS still active?: Yes, EXPORT UNIVERS is an active enterprise in the KBO register.
How many employees does EXPORT UNIVERS have?: On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of EXPORT UNIVERS?: €1.6m in financial year 2018, according to the filed annual accounts.
Is EXPORT UNIVERS profitable?: In financial year 2024, EXPORT UNIVERS made a profit of €325,325.
Where can I find the annual accounts of EXPORT UNIVERS?: EXPORT UNIVERS filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2024.