HEEDHIT
ActiveSummary
HEEDHIT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.0m and a net result of €15,910. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 91% of 15862 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▲+2
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 21.16 against 21.35 in 2023; short-term debt: 2.9% and cash: 1.2% of total assets), and 9.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.6%
Return on assets
1.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
42 d early
2022
46 d early
2021
13 d early
2020
25 d early
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€1.0m▲ 1.6%
2023 · €996,629
Total assets
€1.1m▲ 1.7%
2023 · €1.1m
Net result
€15,910
2023 · -€1,138
Working capital
€645,592▲ 4.2%
2023 · €619,348
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€2,492▼ 86.4%€10,618▲ 326%€280,734▲ 2,544%-€2,339€3,931
Net result€2,215within the sector's middle half▼ 87.7%€7,639within the sector's middle half▲ 245%€209,866above the sector's middle half▲ 2,647%-€1,138within the sector's middle half€15,910within the sector's middle half
Equity€780,262above the sector's middle half▲ 0.3%€787,901above the sector's middle half▲ 1.0%€997,767above the sector's middle half▲ 26.6%€996,629above the sector's middle half▼ 0.1%€1.0mabove the sector's middle half▲ 1.6%
Total assets€809,884above the sector's middle half▼ 3.8%€822,295above the sector's middle half▲ 1.5%€1.1mabove the sector's middle half▲ 33.3%€1.1mabove the sector's middle half▲ 0.2%€1.1mabove the sector's middle half▲ 1.7%
Debt€22,961▼ 57.9%€29,962▲ 30.5%€27,153▼ 9.4%€33,029▲ 21.6%€36,031▲ 9.1%
Working capital€254,074▲ 0.6%€274,148▲ 7.9%€608,240▲ 122%€619,348▲ 1.8%€645,592▲ 4.2%
Solvency96.3%above the sector's middle half▲ 4.0pp95.8%above the sector's middle half▼ 0.5pp91.0%above the sector's middle half▼ 4.8pp90.7%above the sector's middle half▼ 0.3pp90.6%above the sector's middle half▼ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3,931 after a loss of €2,339 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.1m
Fixed assets
€439,839 ▼ 2.0%
Current assets
€677,619 ▲ 4.3%
Equity and liabilities €1.1m
Equity
€1.0m ▲ 1.6%
Provisions
€68,889 =
Debt
€36,031 ▲ 9.1%
Debt's share of the balance-sheet total rises from 3.0% to 3.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12,856▼
2023 · €13,791
Cash flow
€24,835▲
2023 · €14,992
Current ratio
21.16▼
2023 · 21.35
Debt to equity
0.04▲
2023 · 0.03
ROE
1.6%▲
2023 · -0.1%
ROA
1.4%▲
2023 · -0.1%
Interest coverage
10.31▼
2023 · 15.42
Debt ≤ 1 year
€32,027▲
2023 · €30,435
Income taxes
€5,102▲
2023 · €1,720
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €275,554 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,117 | €16,263 | €16,375 | €16,131 | €8,925 | ▼ 44.7% |
| Other operating charges640/8 | - | €6,642 | €6,592 | €5,432 | €6,252 | ▲ 15.1% |
| Gross operating margin9900 | €27,271 | €33,524 | €303,701 | €19,223 | €19,108 | ▼ 0.6% |
| Operating profit (loss)9901 | €2,492 | €10,618 | €280,734 | -€2,339 | €3,931 | ▲ 268% |
| Financial income75/76B | - | €25 | €3 | €1,600 | €18,327 | ▲ 1,046% |
| Recurring financial income75 | €99 | €25 | €3 | €1,600 | €18,327 | ▲ 1,046% |
| Financial charges65/66B | - | €394 | €642 | €894 | €1,247 | ▲ 39.4% |
| Recurring financial charges65 | €154 | €394 | €642 | €894 | €1,247 | ▲ 39.4% |
| Profit (loss) for the period before taxes9903 | €2,438 | €10,249 | €280,094 | -€1,634 | €21,012 | ▲ 1,386% |
| Transfer from deferred taxes780 | - | €2,230 | €2,216 | €2,216 | - | - |
| Transfer to deferred taxes680 | - | - | €68,889 | - | - | - |
| Income taxes67/77 | €3,142 | €4,840 | €3,555 | €1,720 | €5,102 | ▲ 197% |
| Profit (loss) for the period9904 | €2,215 | €7,639 | €209,866 | -€1,138 | €15,910 | ▲ 1,498% |
| Transfer from tax-exempt reserves789 | - | €4,329 | €4,301 | €4,301 | - | - |
| Transfer to tax-exempt reserves689 | - | - | €206,666 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €7,881 | €11,968 | €7,502 | €3,163 | €15,910 | ▲ 403% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €809,884 | €822,295 | €1.1m | €1.1m | €1.1m | ▲ 1.7% |
| Fixed assets21/28 | €536,753 | €524,651 | €464,894 | €448,764 | €439,839 | ▼ 2.0% |
| Tangible fixed assets22/27 | €536,753 | €524,651 | €464,894 | €448,764 | €439,839 | ▼ 2.0% |
| Land and buildings22 | - | €524,651 | €464,894 | €448,764 | €439,839 | ▼ 2.0% |
| Furniture and vehicles24 | - | €0 | €0 | €0 | €0 | = |
| Current assets29/58 | €273,132 | €297,644 | €631,130 | €649,783 | €677,619 | ▲ 4.3% |
| Amounts receivable within one year40/41 | €25,284 | €17,412 | €17,233 | €24,241 | €18,536 | ▼ 23.5% |
| Trade receivables40 | - | €17,252 | €15,628 | €23,984 | €18,167 | ▼ 24.3% |
| Other amounts receivable41 | - | €160 | €1,605 | €257 | €369 | ▲ 43.7% |
| Current investments50/53 | - | - | - | €500,000 | €645,500 | ▲ 29.1% |
| Cash at bank and in hand54/58 | €247,847 | €280,232 | €613,897 | €125,542 | €13,583 | ▼ 89.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €809,884 | €822,295 | €1.1m | €1.1m | €1.1m | ▲ 1.7% |
| Equity10/15 | €780,262 | €787,901 | €997,767 | €996,629 | €1.0m | ▲ 1.6% |
| Contributions10/11 | €185,920 | €185,920 | €185,920 | €185,920 | €185,920 | = |
| Capital10 | - | €185,920 | €185,920 | €185,920 | €185,920 | = |
| Issued capital100 | - | €185,920 | €185,920 | €185,920 | €185,920 | = |
| Reserves13 | €561,523 | €557,194 | €759,559 | €755,258 | €755,258 | = |
| Non-distributable reserves130/1 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Legal reserve130 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Tax-exempt reserves132 | - | €8,602 | €210,967 | €206,666 | €206,666 | = |
| Distributable reserves133 | - | €530,000 | €530,000 | €530,000 | €530,000 | = |
| Profit (loss) carried forward14 | €32,818 | €44,786 | €52,288 | €55,451 | €71,361 | ▲ 28.7% |
| Provisions and deferred taxes16 | €6,662 | €4,431 | €71,104 | €68,889 | €68,889 | = |
| Deferred taxes168 | - | €4,431 | €71,104 | €68,889 | €68,889 | = |
| Amounts payable17/49 | €22,961 | €29,962 | €27,153 | €33,029 | €36,031 | ▲ 9.1% |
| Amounts payable within one year42/48 | €19,058 | €23,495 | €22,890 | €30,435 | €32,027 | ▲ 5.2% |
| Trade debts44 | €9,862 | €5,648 | €9,084 | €10,168 | €15,798 | ▲ 55.4% |
| Suppliers440/4 | - | €5,648 | €9,084 | €10,168 | €15,798 | ▲ 55.4% |
| Taxes, remuneration and social security45 | - | €846 | €1,602 | €2,446 | €3,602 | ▲ 47.2% |
| Taxes450/3 | - | €846 | €1,602 | €2,446 | €3,602 | ▲ 47.2% |
| Other amounts payable47/48 | - | €17,002 | €12,204 | €17,820 | €12,627 | ▼ 29.1% |
| Accrued charges and deferred income492/3 | - | €6,467 | €4,263 | €2,594 | €4,004 | ▲ 54.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,215 | €7,639 | €209,866 | -€1,138 | €15,910 | ▲ 1,498% |
| + Depreciation and write-downs630 | €18,117 | €16,263 | €16,375 | €16,131 | €8,925 | ▼ 44.7% |
| Operating cash flow (approximation) | €20,332 | €23,903 | €226,242 | €14,992 | €24,835 | ▲ 65.7% |
| Investment in fixed assets (approximation) | - | -€4,162 | €43,381 | €0 | €0 | - |
| Change in cash | - | €32,384 | €333,665 | -€488,355 | -€111,959 | ▲ 77.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15,910
Net result €15,910 after one loss-making year.
31-12
Financial
Equity above €1mEq €1.0m ▲1.6%
Equity rises from €996,629 to €1.0m.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€1,138
Net result drops to -€1,138, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €209,866 ▲2,647%
Operating result €280,734, net result €209,866, both a record.
31-12
Financial
Liquidity doublescurrent ratio 27.57
Current ratio from 12.67 to 27.57; short-term debt falls from €23,495 to €22,890.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 1991
Ground area
684 m²
Building footprint
156 m²
Volume, LiDAR
817 m³
Parcel 44076H0454/00K000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rechtstraat 106, 9080 Lochristi
since 19912.055.302.019
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44076H0454/00K000 | Flanders | 684 m² | 1 · 156 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,414 companies in sector 46180 we hold annual accounts for 1,887. 930 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded21-11-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
52250Logistics services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0445790620
Also
9925:BE0445790620
Registered
04-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.