Equity
EXPLIK paid out €70,588 in dividends. That is 127% of the 2025 profit.
EXPLIK paid out €70,588 in dividends. That is 127% of the 2025 profit.
The micro format states no turnover.
Debts rose by €72,937 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Short-term debts rose from €28,451 to €101,215.
The last four annual accounts were filed 4 to 30 days before the end of the period.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 46% of them on solvency, 61% on liquidity, 82% on profitability and 30% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as EXPLIK has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of EXPLIK itself is lower: < 0.1% within 12 months. It rests on far more data about EXPLIK than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for EXPLIK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.13 (5.5 in 2024), above the usual 1.5. Short-term debt is 46.3% and cash 83% of total assets. 46.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 4 accounts on average 14 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| EXPLIK Rumst | €218,766 | €76,808 | 53.7% | - |
| RNAG Services Rumst | €243,256 | €71,860 | 70.4% | - |
| SAN Services Duffel | €203,348 | €74,430 | 19.6% | - |
| LS Data Media Mechelen | €207,087 | €72,164 | 17.7% | - |
| Astraverse Zoersel | €239,887 | €75,491 | 90.0% | - |
| ITmized Ranst | €225,016 | €84,461 | 93.7% | - |
| HF IT-CONSULTING Oud-Turnhout | €224,497 | €84,438 | 67.6% | - |
These companies have the same main activity as EXPLIK: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €203,000 and €243,000, founded between 2021 and 2022.
EXPLIK files the micro format. That format states no turnover. The gross margin rose from €51,653 in 2022 to €76,808 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €130,000 and €190,000.
Higher than 44% of 21,208 companies in 2025.
Higher than 45% of 20,571 companies in 2025.
Higher than 61% of 20,746 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
218,766 | 160,794 | 126,100 | 67,900 | |
21/28 |
2,677 | 4,282 | 7,384 | 2,251 | |
22/27 |
2,677 | 4,282 | 7,384 | 2,251 | |
23 |
1,208 | 1,623 | 2,038 | - | |
24 |
1,469 | 2,659 | 5,345 | 2,251 | |
29/58 |
216,089 | 156,512 | 118,717 | 65,649 | |
40/41 |
31,642 | 29,116 | 31,306 | 25,410 | |
40 |
31,642 | 29,116 | 31,306 | 25,410 | |
54/58 |
181,677 | 125,311 | 86,431 | 38,306 | |
490/1 |
2,770 | 2,085 | 980 | 1,934 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
218,766 | 160,794 | 126,100 | 67,900 | |
10/15 |
117,378 | 132,343 | 86,625 | 42,881 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | |
14 |
112,378 | 127,343 | 81,625 | 37,881 | |
17/49 |
101,388 | 28,451 | 39,476 | 25,020 | |
42/48 |
101,215 | 28,451 | 39,304 | 24,402 | |
44 |
6,508 | 6,161 | 5,313 | 6,081 | |
440/4 |
6,508 | 6,161 | 5,313 | 6,081 | |
45 |
24,010 | 20,872 | 32,122 | 17,991 | |
450/3 |
24,010 | 20,872 | 32,122 | 17,991 | |
47/48 |
70,698 | 1,419 | 1,869 | 331 | |
492/3 |
173 | 0 | 172 | 617 | |
| Income statement | |||||
9900 |
76,808 | 66,816 | 63,781 | 51,653 | |
630 |
2,978 | 3,101 | 2,189 | 613 | |
640/8 |
975 | 875 | 1,302 | 649 | |
9901 |
72,855 | 62,840 | 60,290 | 50,391 | |
75/76B |
110 | 0 | 0 | - | |
75 |
110 | 0 | 0 | - | |
65/66B |
1,700 | 1,947 | 1,832 | 684 | |
65 |
1,700 | 1,947 | 1,832 | 684 | |
9903 |
71,265 | 60,893 | 58,459 | 49,707 | |
67/77 |
15,641 | 13,457 | 13,048 | 11,826 | |
9904 |
55,623 | 47,436 | 45,410 | 37,881 | |
9905 |
55,623 | 47,436 | 45,410 | 37,881 | |
| Appropriation of the result | |||||
9906 |
182,966 | 129,061 | 83,291 | 37,881 | |
14P |
127,343 | 81,625 | 37,881 | - | |
694/7 |
70,588 | 1,718 | 1,666 | - | |
694 |
70,588 | 1,718 | 1,666 | - | |
| Document | |||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 01-07-2026.
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 75,833 | 65,941 | 62,479 | 51,004 | ||
| 58,601 | 50,537 | 47,599 | 38,493 | ||
| 1,372 | 0 | 7,322 | 2,864 | ||
| 56,366 | 38,880 | 48,125 | - | ||
| 114,874 | 128,061 | 79,413 | 41,247 | ||
| 53.7% | 82.3% | 68.7% | 63.2% | ||
| 2.13 | 5.50 | 3.02 | 2.69 | ||
| 0.86 | 0.21 | 0.46 | 0.58 | ||
| 47.4% | 35.8% | 52.4% | 88.3% | ||
| 25.4% | 29.5% | 36.0% | 55.8% | ||
| 44.61 | 33.87 | 34.10 | 74.59 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €1,372 | - | €7,322 | €2,864 |
| €2,978 | €3,101 | €2,189 | €613 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 16% higher than in 2024 and the highest since 2022. It is the third rise in a row.
Debt's share of the balance-sheet total rises from 17.7% to 46.3%. Equity is lower and debt is higher.
EXPLIK has no parent and no holdings in its annual accounts. EXPLIK shares no director with another company.
| COR-STRUYF
registered office since 25-07-1984 · founded in 1984 |
total assets €50,774 (2025) 0426.019.545 |
| Callebaut, Vicky (sole trader)
establishment since 05-07-1993 |
founded in 1993 0790.004.919 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Tuinwijk 80 registered office 2840 Rumst | ||
| Tuinwijk 80A 2840 Rumst | 07-12-2021 | 2.325.037.540 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11037D0313/00D014 | 626 m² | 1 · 146 m² | 11.3 m · 2 |
| 11037D0313/00C014 | 311 m² | 1 · 129 m² | 10.3 m · 2 |
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