COR-STRUYF
ActiveCOR-STRUYF has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €3k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 22% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-54
Solvency45▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.15 in 2024; short-term debt: 80% and cash: 32.5% of total assets), and 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 27559 sector peers (2025).
NBB · sector comparisonPosition among 27559 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
8 d early
2023
26 d early
2022
29 d late
2021
6 d early
2020
27 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▲ 40.3%
2024 · €7k
2018: €-41k
2019: €-40k
2020: €-40k
2021: €-27k
2022: €-27k
2023: €-11k
2024: €7k
2018 → 2025
Total assets
€51k▲ 10.6%
2024 · €46k
2018: €29k
2019: €25k
2020: €11k
2021: €8k
2022: €15k
2023: €21k
2024: €46k
2018 → 2025
Net result
€3k▼ 83.7%
2024 · €18k
2018: €-27k
2019: €644
2020: €337
2021: €13k
2022: €228
2023: €16k
2024: €18k
2018 → 2025
Working capital
€9k▲ 59.1%
2024 · €6k
2018: €-49k
2019: €-42k
2020: €-41k
2021: €-28k
2022: €-30k
2023: €-13k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-27k-€-27k▲ 0.8%€-11k▲ 60.1%€7k€10k▲ 40.3%
Operating result€17k-€3k▼ 80.7%€18k▲ 459%€21k▲ 14.8%€5k▼ 73.8%
Net result€13k-€228▼ 98.2%€16k▲ 6,976%€18k▲ 11.3%€3k▼ 83.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€679▼ 47.1%
Current assets
€50k▲ 12.3%
Equity and liabilities €51k
Equity
€10k▲ 40.3%
Debt
€41k▲ 5.0%
The debt ratio falls from 84.2% to 80.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €21k
Cash flow
€4k▼
2024 · €19k
Solvency
20.0%▲
2024 · 15.8%
Current ratio
1.23▲
2024 · 1.15
Quick ratio
1.23▲
2024 · 1.15
Debt / equity
3.99▼
2024 · 5.34
ROE
28.7%▼
2024 · 247.3%
ROA
5.8%▼
2024 · 39.0%
Interest coverage
2.40▼
2024 · 7.58
Debt
€41k▲
2024 · €39k
Debt ≤ 1 year
€41k▲
2024 · €39k
Staff costs
€66k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€51k▲
Fixed assets21/28€1k€679▼
Tangible fixed assets22/27€1k€679▼
Furniture and vehicles24€1k€679▼
Current assets29/58€45k€50k▲
Amounts receivable within one year40/41€12k€30k▲
Trade receivables40€10k€29k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€30k€17k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€46k€51k▲
Equity10/15€7k€10k▲
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-16k€-14k▲
Amounts payable17/49€39k€41k▲
Amounts payable within one year42/48€39k€41k▲
Financial debts43€3k€6k▲
Credit institutions430/8€3k€6k▲
Trade debts44€15k€8k▼
Suppliers440/4€15k€8k▼
Taxes, remuneration and social security45-€5k
Taxes450/3-€548
Remuneration and social security454/9-€5k
Other amounts payable47/48€21k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€61k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€602€604▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€84k€74k▼
Operating profit (loss)9901€21k€5k▼
Financial income75/76B€2€4▲
Recurring financial income75€2€4▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€18k€3k▼
Profit (loss) for the period9904€18k€3k▼
Profit (loss) for the period to be appropriated9905€18k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-14k▲
Profit (loss) brought forward from the previous period14P€-34k€-16k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €18k ▲11.3%
Operating result €21k, net result €18k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €644
Net result €644 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tuinwijk 802840 RumstGround area
626 m²
Building footprint
146 m²
Volume, LiDAR
918 m³
Parcel 11037D0313/00D014, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tuinwijk 80, 2840 Rumst
since 19842.025.057.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037D0313/00D014 | Flanders | 626 m² | 1 · 146 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUKA RENOVATION
BE 0788.419.364
Dinant · Eq €10k
RENOVECO
BE 0783.282.819
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ConvArt
BE 0795.206.691
Sint-Truiden · Eq €10k
CLALA IMMO
BE 0841.596.744
Sint-Jans-Molenbeek · Eq €10k
GERARD CONSTRUCT
BE 1010.604.693
Bassenge · Eq €10k
Of 15,541 companies in sector 43990 we hold annual accounts for 7,422. 4,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-1984
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.