Turnover
≈ €39,000 estimated
The micro format states no turnover.
EXPL'OSE
Overview
Lifetime
2 annual accounts with figures on one time axispeak €8,336 (2025)
€8,336▲ 179%
peak €4,009 (2025)
€4,009▲ 193%
peak €10,380 (2025)
€10,380▲ 62.9%
€14,028▲ 28.4%
Board1 name since 2024
1 directorTHYS Vanessa
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €2,987 to €8,336Result from €1,370 to €4,009Equity from €6,370 to €10,380Debts from €10,929 to €14,028
Key points
from the 2025 annual accountsLiquidity
2.36 was 1.71 in 2024
Short-term debts rose from €10,093 to €10,323.
Position in the sector
€10,380
Less equity than 82% of companies in head offices and management consultancy. Sector median €78,216 · 39,396 companies.
Checked score
95
Excellent
Financially stronger than 60% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 0.4%
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.4 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: 0.1%▲ +0.1 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.36, cash €11,144
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 40% of them on solvency, 71% on liquidity, 45% on profitability and 83% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as EXPL'OSE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of EXPL'OSE itself is lower: < 0.1% within 12 months. It rests on far more data about EXPL'OSE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for EXPL'OSE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.36 (1.71 in 2024), above the usual 1.5. Short-term debt is 42.3% and cash 45.7% of total assets. However, 57.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 days early
2024
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 23 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1006435574
Incorporation
Founding capital of €5,000, 50 shares · Founder: THYS Vanessa · Appointment: THYS Vanessa (director) · published on 28-02-2024 · Gazette deed
First establishment
Rue de Fernelmont 215, Namur
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EXPL'OSE Namur | €24,408 | €8,336 | 42.5% | - |
| ANDY ASSELMAN CONSULTING Andenne | €24,772 | €8,871 | 52.7% | - |
| HF Immo Jemeppe-sur-Sambre | €28,480 | €9,336 | 52.9% | - |
| HIREMIND Antwerp | €26,291 | €9,088 | 47.3% | - |
| Growthways Ghent | €24,601 | €9,446 | 21.9% | - |
| WIG Studio Waterloo | €24,815 | €7,928 | 13.9% | - |
| CoreConnection Group Kontich | €25,759 | €7,583 | 37.1% | - |
These companies have the same main activity as EXPL'OSE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €24,600 and €28,500, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 26-02-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Establishment unit
- 2.356.454.7515020 Namur, since 26-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 02-01-2026
Annual accounts 2025
- €8,336▲ 179%
- €4,009▲ 193%
- €10,380▲ 62.9%
- €24,408▲ 41.1%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on EXPL'OSE
EXPL'OSE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,380 and a net result of €4,009.
Its solvency ranks better than 39% of 39,364 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-06-2026, 32 days before the deadline€8,336
▲ 179%
€7,603
▲ 261%
€4,009
▲ 193%
€14,029
▲ 96.2%
42.5%
▲ 5.7 percentage points
2.36
▲ 0.65
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €39,000. Estimated: probably between €19,000 and €77,000.
Balance sheet
balance sheet total €24,408 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
42.5%
Higher than 39% of 39,364 companies in 2025.
2.36
Higher than 54% of 38,048 companies in 2025.
16.4%
Higher than 53% of 38,520 companies in 2025.
EXPL'OSE
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
24,408 | 17,299 | |
21/28 |
56 | 56 | |
28 |
56 | 56 | |
29/58 |
24,352 | 17,244 | |
40/41 |
13,208 | 7,838 | |
40 |
9,279 | 7,824 | |
41 |
3,930 | 14 | |
54/58 |
11,144 | 9,406 | |
| Balance sheet: equity and liabilities | |||
10/49 |
24,408 | 17,299 | |
10/15 |
10,380 | 6,370 | |
10/11 |
5,000 | 5,000 | |
13 |
5,380 | 1,370 | |
133 |
5,380 | 1,370 | |
17/49 |
14,028 | 10,929 | |
42/48 |
10,323 | 10,093 | |
44 |
3,614 | 2,659 | |
440/4 |
3,614 | 2,659 | |
45 |
6,709 | 4,122 | |
450/3 |
6,709 | 4,122 | |
47/48 |
- | 3,311 | |
492/3 |
3,705 | 836 | |
| Income statement | |||
9900 |
8,336 | 2,987 | |
60/61 |
69,091 | 66,759 | |
640/8 |
733 | 878 | |
9901 |
7,603 | 2,109 | |
75/76B |
1 | 0 | |
75 |
1 | 0 | |
65/66B |
1,606 | 53 | |
65 |
1,606 | 53 | |
9903 |
5,998 | 2,056 | |
67/77 |
1,988 | 686 | |
9904 |
4,009 | 1,370 | |
9905 |
4,009 | 1,370 | |
| Appropriation of the result | |||
9906 |
4,009 | 1,370 | |
691/2 |
4,009 | 1,370 | |
6921 |
4,009 | 1,370 | |
| Document | |||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| - | 56 | ||
| 1,738 | - | ||
| 14,029 | 7,151 | ||
| 42.5% | 36.8% | ||
| 2.36 | 1.71 | ||
| 1.35 | 1.72 | ||
| 38.6% | 21.5% | ||
| 16.4% | 7.9% | ||
| 19 days | 15 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Financial fixed assets | - | €56 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on EXPL'OSE
The operating result for 2025 is 3.6 times that of 2024.
Debt's share of the balance-sheet total falls from 63.2% to 57.5%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 28-02-2024
term without a fixed end
Mandates through the years
1 name, the dashed line is todayTHYS Vanessa
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- THYS Vanessa
- Director (not named in the articles), appointed by deed of 28-02-2024, still in office
Control
Capital
- Contribution
- €5,000
- Shares
- 50
- Contribution per share
- €100
- Equity per share
- €208 in 2025
- Source
- deed of 28-02-2024
Articles of association
deed of 28-02-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00
Shareholders
At incorporation
deed of 28-02-2024 ↗
- THYS Vanessa 50 shares (100%) · €5,000 in cash
Network & group
No group
EXPL'OSE has no parent and no holdings in its annual accounts. THYS Vanessa is the only director. EXPL'OSE shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 32 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1006435574
2025
Annual accounts 2024 filed PDFmicro format · 14 days before the deadline
2024
IncorporationFounding capital of €5,000, 50 shares · Founder: THYS Vanessa · Appointment: THYS Vanessa (director) · published on 28-02-20246 points ▸
- Founder, THYS Vanessa
- Founding capital, €5,000, 50 shares
- 50 shares
- Registered office clause, rue de Fernelmont 215, 5020 Champion (Namur)
- Director appointment, THYS Vanessa (director (not named in the articles))
- Board rule, 1
- The deed holds 7 more points.
First establishment Rue de Fernelmont 215, Namur
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
EXPL'OSE was incorporated on 26 February 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 THYS Vanessa is director of the company, appointed by deed of 28-02-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1006.435.574
- VAT number
- BE 1006.435.574
- Peppol ID
- 0208:1006435574
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-02-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00deed of 28-02-2024 (in French)
- Peppol
- Reachable since 02-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- EXPL'OSE in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 28-02-2024 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
96999
Other personal services
Codes under NACEBEL 2008
70220
Business consulting main activity
82110
Office administrative, office support and other business support activities
82990
Other business support services
88999
Other social work without accommodation
96099
Personal service activities
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de Fernelmont 215 registered office 5020 Namur | 26-02-2024 | 2.356.454.751 |
Buildings and parcels at the address
- Ground area
- 1,085 m²
- Buildings
- 144 m²
- Volume, LiDAR
- 867 m³
- Tallest building
- 7.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 92024D0271/00G003 | 1,085 m² | 1 · 144 m² | 7.6 m · 2 |
Contact
E-mail
vanessathys@outlook.com
Phone
+32 496 65 68 62