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EXPL'OSE

Active
Rue de Fernelmont(CH) 215 ·5020 Namur, Belgium
KBO/BCE: BE 1006.435.574
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Age2 yrs
Real estate1 parcel · 1,085 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of EXPL'OSE is 0.6% (low). The 2024 annual accounts show equity of €6k and a net result of €1k. Its solvency ranks better than 29% of 12464 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 17-07-2025 14 d early 2025-00287199

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€1k
Working capital€7k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 36.8% 60.6%
better than 29% of 12464 sector peers
Net result €1k €31k
better than 17% of 12466 sector peers
Equity €6k €63k
better than 13% of 12472 sector peers
Gross operating margin €3k €52k
better than 12% of 12452 sector peers
Total assets €17k €124k
better than 6% of 12465 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€1k
Cash flow-
Staff costs-
Income taxes€686
Dividends-
Total assets€17k
Equity€6k
Debt€11k
of which ≤ 1y€10k
of which > 1y-
Working capital€7k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.71
Quick ratio1.71
Working capital ratio41.3%
Solvency36.8%
Debt / equity1.72
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA7.9%
ROE21.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding15d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€17k
Fixed assets 21/28€56
Financial fixed assets 28€56
Current assets 29/58€17k
Amounts receivable within one year 40/41€8k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€17k
Equity 10/15€6k
Contributions / capital 10/11€5k
Reserves 13€1k
Amounts payable 17/49€11k
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€3k
Operating result 9901€2k
Financial income 75€0
Financial charges 65€53
Result before taxes 9903€2k
Income taxes 67/77€686
Net result for the period 9904€1k
Result to be appropriated 9905€1k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
EXPL'OSE
Rue de Fernelmont(CH) 215, 5020 NamurOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20242.356.454.751
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,085 m²
Buildings1
Building footprint144 m²
Volume (LiDAR)867 m³
Tallest building7.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92024D0271/00G003 Wallonia 1,085 m² 1 · 144 m² 7.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency73Growth-Stability67
80 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 73
Growth -
Stability 67

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Andere vormen van maatschappelijke dienstverlening zonder huisvesting, n.e.g.88999Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999Overige persoonlijke diensten96099Overige persoonlijke diensten96999
Primary activity highlighted.
Names & trade names
Legal nameFR EXPL'OSE
Registered office
Rue de Fernelmont(CH) 215
5020 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.