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Complete company report
Generated 31-08-2026
Active BE 0805.214.321Private limited company

Expertum Group

Evenbroekveld 8 ·9420 Erpe-Mere, Belgium· 3 yrs active
Sector: Activiteiten van holdings (64210)
Conclusion Checked

Expertum Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €41.43M and a net result of €3.21M. Its solvency ranks better than 76% of 681 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €41.43M
Net result €3.21M
Better than sector 76%
Active 3 yrs
Financial profile 3 of 5 axes measured · computed by Checked
Health-Profitability80Solvency100Growth-Stability79
86 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 80
Solvency 100
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview1 NBB filings
Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 77.9% 44.8%
better than 76% of 681 sector peers
Net result €3.21M €47k
better than 90% of 680 sector peers
Equity €41.43M €1.35M
better than 85% of 681 sector peers
Total assets €53.19M €5.52M
better than 82% of 681 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositvolledig
Revenuen/a
EBITDAn/a
Net profit€3.21M
Cash flown/a
Staff costs-
Income taxes€68k
Dividends-
Total assets€53.19M
Equity€41.43M
Debt€11.76M
of which ≤ 1y€1.48M
of which > 1y€10.08M
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency77.9%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA6.0%
ROE7.7%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€53.19M
Fixed assets 21/28€39.44M
Formation expenses 20€215k
Intangible fixed assets 21€254k
Financial fixed assets 28€39.19M
Current assets 29/58€13.53M
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€1.67M
Cash & bank 54/58€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€53.19M
Equity 10/15€41.43M
Contributions / capital 10/11€38.22M
Reserves 13€3.21M
Amounts payable 17/49€11.76M
Amounts payable after one year 17€10.08M
Amounts payable within one year 42/48€1.48M
Trade debts payable within one year 44€409k
Income statement
Turnover 70€3.21M
Operating result 9901€909k
Financial income 75€3.29M
Financial charges 65€924k
Result before taxes 9903€3.27M
Income taxes 67/77€68k
Net result for the period 9904€3.21M
Result to be appropriated 9905€3.21M
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Sjoerd Van Middelkoop
    Director
    State Gazette act 26353369 (17-08-2026)
    Former
    - → 17-08-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation29-08-2023
StatusActive
Postal code9420
Establishment units 1 location
Expertum Group
Evenbroekveld 8, 9420 Erpe-MereHoldings
since 20232.348.887.266
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41016D0941/00G000 Flanders 9,851 m² 1 · 3,461 m² 12.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
17-08-2026
State Gazette act Resignations & appointments
General meeting · Director resignation
2025
11-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
Belgian State Gazette reading coverage 1 of 8 acts read

Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 6 acts
Capital history · 3
18-07-2025
Capital change
25-09-2024
Capital change
14-09-2023
Capital change
Address history · 1
29-09-2023
Registered-office move
All acts · 6 updated 14 days ago
2026
17-08-2026 Act object · General meeting · Officer resignation · Filing representative Open-capture extraction
  • Act object: ONTSLAGEN, BENOEMINGEN · Expertum Group
  • Publication: 2026-08-17 · Expertum Group
  • Filing: 2026-08-13 · Expertum Group
  • General meeting: 2026-06-30 · Expertum Group
  • Officer resignation: role: bestuurder, end_date: 2026-06-30 · Sjoerd Van Middelkoop
  • Filing representative: lasthebber · Gabriel Sofia
Summary: Act object · General meeting · Officer resignation · Filing representative
Technical details 
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2025
18-07-2025 Capital increase of €1,845,000 to €1,845,000 Capital & shares·Peter VAN MELKEBEKE
  • €0 → €1.845.000
  • Inbreng in geld · Apport en numéraire
  • 2 kapitaalbewegingen in deze akte
Notary: Peter VAN MELKEBEKE · BrusselFirm: BERQUIN NOTARISSEN
Technical details 
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2024
25-09-2024 Capital increase of €2,605,000 Capital & shares·Peter VAN MELKEBEKE
  • Inbreng in geld · Apport en numéraire
  • 3 kapitaalbewegingen in deze akte
Notary: Peter VAN MELKEBEKE · BrusselFirm: BERQUIN NOTARISSEN
Technical details 
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24-06-2024 Discharge granted to the board Director changes·Peter VAN MELKEBEKE
Notary: Peter VAN MELKEBEKE · BrusselFirm: BERQUIN NOTARISSEN
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2023
29-09-2023 Registered office moved to Erpe-Mere Registered-office change
  • Evenbroekveld 8, bus 3, 9420 Erpe-Mere, België
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14-09-2023 Capital increase of €17,409,999 Capital & shares·Peter VAN MELKEBEKE
  • Inbreng in geld · Apport en numéraire
  • 2 kapitaalbewegingen in deze akte
Notary: Peter VAN MELKEBEKE · BrusselFirm: BERQUIN NOTARISSEN
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL Expertum Group
Registered office
Evenbroekveld 8 bus 3
9420 Erpe-Mere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative