Expertum Group
Expertum Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €41.43M and a net result of €3.21M. Its solvency ranks better than 76% of 672 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €41.43M |
| Net result | €3.21M |
| Better than sector | 76% |
| Active | 2 yrs |
Mixed profile: strong on solvency, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 77.9% | 44.8% | |
| Net result | €3.21M | €51k | |
| Equity | €41.43M | €1.33M | |
| Total assets | €53.19M | €5.58M |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €3.21M |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €68k |
| Dividends | - |
| Total assets | €53.19M |
| Equity | €41.43M |
| Debt | €11.76M |
| of which ≤ 1y | €1.48M |
| of which > 1y | €10.08M |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 77.9% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 6.0% |
| ROE | 7.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €53.19M |
| Fixed assets | 21/28 | €39.44M |
| Formation expenses | 20 | €215k |
| Intangible fixed assets | 21 | €254k |
| Financial fixed assets | 28 | €39.19M |
| Current assets | 29/58 | €13.53M |
| Stocks & contracts in progress | 3 | €0 |
| Amounts receivable within one year | 40/41 | €1.67M |
| Cash & bank | 54/58 | €31k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €53.19M |
| Equity | 10/15 | €41.43M |
| Contributions / capital | 10/11 | €38.22M |
| Reserves | 13 | €3.21M |
| Amounts payable | 17/49 | €11.76M |
| Amounts payable after one year | 17 | €10.08M |
| Amounts payable within one year | 42/48 | €1.48M |
| Trade debts payable within one year | 44 | €409k |
| Income statement | ||
| Turnover | 70 | €3.21M |
| Operating result | 9901 | €909k |
| Financial income | 75 | €3.29M |
| Financial charges | 65 | €924k |
| Result before taxes | 9903 | €3.27M |
| Income taxes | 67/77 | €68k |
| Net result for the period | 9904 | €3.21M |
| Result to be appropriated | 9905 | €3.21M |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 29-08-2023 |
| Status | Active |
| Postal code | 9420 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41016D0941/00G000 | Flanders | 9,851 m² | 1 · 3,461 m² | 12.9 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
18-07-2025 Articles of association amended, translation of the articles, coordination of the articles and amendment of specific articles
Technical details
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}25-09-2024 Articles of association amended, translation of the articles, coordination of the articles and amendment of specific articles
Technical details
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}24-06-2024 Capital increase of €4,757,000
- 2 kapitaalbewegingen in deze akte
Technical details
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}29-09-2023 Registered office moved to Erpe-Mere
- Evenbroekveld 8, bus 3, 9420 Erpe-Mere, België
Technical details
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}14-09-2023 Capital increase of €17,409,999
- Inbreng in geld · Apport en numéraire
- 2 kapitaalbewegingen in deze akte
Technical details
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],
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},
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},
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},
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"uitgifte van het proces-verbaal",
"elf volmachten",
"het verslag van het bestuursorgaan",
"het verslag van de bedrijfsrevisor",
"de geco\u00F6rdineerde tekst van de statuten"
],
"shareholders_after": [],
"share_classes_after": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Expertum Group |