Checked.be
Active
BE 0730.794.436Private limited company
Expertiseburo FH
Koningin Astridlaan 11 ·8400 Oostende, Belgium· 7 yrs active
Sector: Real estate agency activities
(68310)
Conclusion
Expertiseburo FH has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €16k. Its solvency ranks better than 48% of 547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €61k |
| Net result | €16k |
| Better than sector | 48% |
| Active | 7 yrs |
Financial profile
61
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
43
Profitability
100
Solvency
10
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
43
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 24-01-2026 with the NBB · fiscal year 2025 · abbreviated schema
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.0% | 16.2% | |
| Net result | €16k | €6k | |
| Equity | €61k | €167k | |
| Gross operating margin | €89k | €77k | |
| Total assets | €404k | €1.39M |
€59k
-18.7%
24-25
€16k
-50.5%
24-25
€36k
-31.7%
24-25
€404k
+3.1%
24-25
€61k
+36.7%
24-25
€-130k
+19.4%
24-25
€7k
-45.2%
24-25
€30k
-
24-25
€344k
-1.1%
24-25
€250k
+22.9%
24-25
€94k
-35.0%
24-25
0.48
+129.7%
24-25
0.48
+129.7%
24-25
15.0%
+32.5%
24-25
5.65
-27.7%
24-25
26.9%
-63.8%
24-25
4.0%
-52.1%
24-25
3.64
-62.9%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €59k |
| Net profit | €16k |
| Cash flow | €36k |
| Staff costs | - |
| Income taxes | €7k |
| Dividends | - |
| Total assets | €404k |
| Equity | €61k |
| Debt | €344k |
| of which ≤ 1y | €250k |
| of which > 1y | €94k |
| Working capital | €-130k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.48 |
| Quick ratio | 0.48 |
| Working capital ratio | -32.0% |
| Solvency | 15.0% |
| Debt / equity | 5.65 |
| Long-term debt ratio | 1.54 |
| Interest coverage | 3.64 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.0% |
| ROE | 26.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €404k |
| Fixed assets | 21/28 | €284k |
| Intangible fixed assets | 21 | €39k |
| Tangible fixed assets | 22/27 | €245k |
| Current assets | 29/58 | €120k |
| Amounts receivable within one year | 40/41 | €62k |
| Cash & bank | 54/58 | €58k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €404k |
| Equity | 10/15 | €61k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €56k |
| Amounts payable | 17/49 | €344k |
| Amounts payable after one year | 17 | €94k |
| Amounts payable within one year | 42/48 | €250k |
| Trade debts payable within one year | 44 | €69k |
| Income statement | ||
| Gross operating margin | 9900 | €89k |
| Operating result | 9901 | €39k |
| Financial income | 75 | €50 |
| Financial charges | 65 | €16k |
| Result before taxes | 9903 | €23k |
| Income taxes | 67/77 | €7k |
| Net result for the period | 9904 | €16k |
| Result to be appropriated | 9905 | €16k |
Legal Structure
| NACE primary | Real estate agency activities(68310) |
| Legal form | Private limited company(610) |
| Incorporation | 17-07-2019 |
| Status | Active |
| Postal code | 8400 |
Establishment units
Expertiseburo FH
since 20192.291.262.635
Van Busleydenstraat 5, 2800 Mechelen
since 20242.358.777.803
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35384A0089/00V034 | Flanders | 4,079 m² | 1 · 359 m² | 34.4 m · 10 fl. |
| 12025B0894/00C000 | Flanders | 148 m² | - | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
03-03-2026 State Gazette act Registered-office change
No further detail in the source.
24-01-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
16-12-2024 NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
18-12-2023 NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
23-12-2022 State Gazette act Registered-office change
v3.2
15-12-2022 NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
28-11-2022 State Gazette act Registered-office change
v3.2
2021
31-12-2021 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2019
19-07-2019 State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 3
03-03-2026
Registered-office move
23-12-2022
v3.2
28-11-2022
v3.2
All acts · 4
updated 6 months ago
2026
03-03-2026 Registered office moved to Oostende
- Koningin Astridlaan 11 bus 09.08 te 8400 Oostende
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Koningin Astridlaan 11 bus 09.08 te 8400 Oostende",
"city": "Oostende",
"region": "vlaams_gewest",
"street": "Koningin Astridlaan",
"country": "BE",
"postcode": "8400",
"box_number": "09.08",
"street_number": "11",
"locality_suffix": null
},
"old_address": null,
"effective_date": "2026-01-01",
"evidence_quote": "De bijzondere algemene vergadering dd. 02/01/2026 beslist de maatschappelijke zetel te verplaatsen naar Koningin Astridlaan 11 bus 09.08 te 8400 Oostende vanaf 01/01/2026.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "inferred",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2026-03-03",
"filing_date": null,
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2026-01-02",
"unanimous": null
},
"subject_company": {
"kbo": "0730.794.436",
"name_full": "Expertiseburo FH",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Frank Hellemond",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}2022
23-12-2022 Registered office moved from Mechelen to Oostende
- Milsenstraat 7, 2800 Mechelen → Koningin Astridlaan 11, 8400 Oostende
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Oostende",
"region": null,
"street": "Koningin Astridlaan",
"country": "BE",
"postcode": "8400",
"box_number": "8.15",
"street_number": "11"
},
"old_address": {
"city": "Mechelen",
"region": null,
"street": "Milsenstraat",
"country": "BE",
"postcode": "2800",
"box_number": null,
"street_number": "7"
},
"effective_date": "2022-11-10",
"evidence_quote": "De bijzondere algemene vergadering dd. 10/11/2022 beslist de maatschappelijke zetel te verplaatsen naar Koningin Astridlaan 11 bus 8.15 te 8400 Oostende vanaf 10/11/2022."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0730.794.436",
"name_full": "EXPERTISEBURO FH",
"legal_form": "BV"
}
}28-11-2022 Registered office moved from Mechelen to Oostende
- Milsenstraat 7, 2800 Mechelen → Koningin Astridlaan 11, 8400 Oostende
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Oostende",
"region": null,
"street": "Koningin Astridlaan",
"country": "BE",
"postcode": "8400",
"box_number": "19",
"street_number": "11"
},
"old_address": {
"city": "Mechelen",
"region": null,
"street": "Milsenstraat",
"country": "BE",
"postcode": "2800",
"box_number": null,
"street_number": "7"
},
"effective_date": "2022-11-10",
"evidence_quote": "De bijzondere algemene vergadering dd. 10/11/2022 beslist de maatschappelijke zetel te verplaatsen naar Koningin Astridlaan 11 bus 19 te 8400 Oostende vanaf 10/11/2022."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0730.794.436",
"name_full": "EXPERTISEBURO FH",
"legal_form": "BV"
}
}2019
19-07-2019 Incorporation of a new BV
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "Milsenstraat 7, 2800 Mechelen",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "unknown",
"name": "Hellemond Frank Koen Karel Julia",
"niss": null,
"address": "Parklaan 77, 9150 Kruibeke"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 4000,
"holder_person_name": "Hellemond Frank Koen Karel Julia",
"is_subscriber_only": false,
"n_shares_subscribed": 8,
"amount_subscribed_eur": 4000,
"is_anonymous_silent_partner": false
},
{
"org": {
"kbo": null,
"name": "Expertiseburo EVDP"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": "Expertiseburo EVDP",
"contribution_type": "cash",
"amount_paid_in_eur": 1000,
"holder_person_name": null,
"is_subscriber_only": false,
"n_shares_subscribed": 2,
"amount_subscribed_eur": 1000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0730.794.436",
"name_full": "Expertiseburo FH",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2019-07-10",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Real estate agency activities68310Real estate activities68311Real estate activities68312Property management for co-owned buildings (syndics)68321Real estate appraisal on a fee or contract basis68322Other legal services69109
Names & trade names
| Legal nameNL | Expertiseburo FH |
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