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Generated 14-08-2026
Active BE 0673.797.830Private limited company

EXPERT TOIT

Rue Mathieu de Lexhy 240 ·4460 Grâce-Hollogne, Belgium· 9 yrs active
Sector: Dakwerkzaamheden (43410)
Conclusion Checked

The computed 12-month bankruptcy probability of EXPERT TOIT is 1.7% (moderate). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 9 yrs
Board 1
Locations 2
Publications 6
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Multiple establishment units +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview7 NBB filings
Financials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 01-07-2025 2025-00210971
31-12-2023 micro 27-06-2024 2024-00189307
31-12-2022 micro 29-06-2023 2023-00192047
31-12-2021 micro 30-06-2022 2022-20130980
31-12-2020 micro 11-08-2021 2021-47900292
31-12-2019 micro 20-07-2020 2020-31900396
31-12-2018 micro 28-06-2019 2019-25800550
Directors & mandates 2 directors
Current directors & mandates
  • Sandrine RENARD
    Director
    State Gazette act 25137821 (30-10-2025)
    Current
    01-08-2025 → present
Former directors (1)
  • Jean HAYEN
    Managing director
    State Gazette act 20065910 (11-06-2020)
    Former
    - → 19-05-2020
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Dakwerkzaamheden(43410)
Legal form Private limited company(610)
Incorporation03-04-2017
StatusActive
Postal code4460
Establishment units 2 locations
EXPERT TOIT
Rue Mathieu de Lexhy 240, 4460 Grâce-HollogneMetselwerk
since 20202.307.425.013
Expert Toit
Rue Saint-Martin-en-Ile 3, 4000 LiègeDakwerkzaamheden
since 20262.384.267.621
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62046A0101/00Z000 Wallonia 1,036 m² 1 · 175 m² 12.4 m · 4 fl.
62063A0957/00F000 Wallonia 544 m² 1 · 129 m² 14.7 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-10-2025
State Gazette act Director changes
v3.2
01-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
23-06-2025
State Gazette act Registered-office change
v3.2
2024
27-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
29-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
27-12-2022
State Gazette act Director changes
v3.2
30-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
11-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
20-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
11-06-2020
State Gazette act Director changes
v3.2
2019
28-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
20-07-2018
State Gazette act Statutes amendment
v3.2
2017
05-04-2017
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 6 acts
Address history · 1
23-06-2025
v3.2
All acts · 6 updated 9 months ago
2025
30-10-2025 Sandrine RENARD appointed as director Director changes
  • Sandrine RENARD, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sandrine RENARD",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-01",
      "evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale nomme Madame Sandrine RENARD, Administratrice ainsi que D\u00E9l\u00E9gu\u00E9e \u00E0 la gestion journali\u00E8re de la soci\u00E9t\u00E9 \u00E0 partir du 1er ao\u00FBt 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0673.797.830",
    "name_full": "EXPERT TOIT",
    "legal_form": "SRL"
  }
}
23-06-2025 Registered office moved from Seraing to Grace-Hollogne Registered-office change
  • Boulevard des Arts 84, 4102 Seraing → Rue Mathieu de Lexhy 240, 4460 Grace-Hollogne
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Grace-Hollogne",
        "region": null,
        "street": "Rue Mathieu de Lexhy",
        "country": "BE",
        "postcode": "4460",
        "box_number": null,
        "street_number": "240"
      },
      "old_address": {
        "city": "Seraing",
        "region": null,
        "street": "Boulevard des Arts",
        "country": "BE",
        "postcode": "4102",
        "box_number": null,
        "street_number": "84"
      },
      "effective_date": "2025-04-01",
      "evidence_quote": "A l\u0027unanimit\u00E9, l\u0027assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge social \u00E0 l\u0027adresse suivante: Rue Mathieu de Lexhy, 240 \u00E0 4460 Grace-Hollogne et ce, \u00E0 dater du 01 avril 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0673.797.830",
    "name_full": "EXPERT TOIT",
    "legal_form": "SRL"
  }
}
2022
27-12-2022 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0673.797.830",
    "name_full": "EXPERT TOIT",
    "legal_form": "SPRL"
  }
}
2020
11-06-2020 Jean HAYEN resigns as managing director Director changes
  • Jean HAYEN, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean HAYEN",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-05-19",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide d\u0027accepter la d\u00E9mission de Jean HAYEN (NN 480705-065-66) en sa qualit\u00E9 de directeur technique \u00E0 dater de ce jour. [...] L\u0027assembl\u00E9e donne d\u00E9charge \u00E0 Jean HAYEN pour l\u0027exercice de son mandat jusqu\u0027\u00E0 ce jour.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0673.797.830",
    "name_full": "EXPERT TOIT",
    "legal_form": "SPRL"
  }
}
2018
20-07-2018 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": true,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2018-06-29",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0673.797.830",
    "name_full": "ABEX",
    "legal_form": "SPRL"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2017
05-04-2017 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "4102 Ougr\u00E9e (Seraing), Boulevard des Arts 84",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "BONI Fabrice",
        "niss": null,
        "address": "4140 Sprimont, Rue Cochetay 2/0011"
      },
      "share_class": "ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 18600,
      "holder_person_name": "BONI Fabrice",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 18600,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0673.797.830",
    "name_full": "ABEX",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2017-04-03",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Dakwerkzaamheden43410Dakwerkzaamheden43910Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR EXPERT TOIT
Registered office
Rue Mathieu de Lexhy 240
4460 Grâce-Hollogne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative