EXPERIENTIALLEARNING
ActiveEXPERIENTIALLEARNING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €35k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 28% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46▼-54
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 4.8 in 2024), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.9%
Return on assets
17.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
22 d early
2023
20 d late
2022
30 d late
2021
29 d late
2020
122 d early
2019
168 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 56.2%
2024 · €123k
2018: €95k
2019: €73k
2020: €84k
2021: €92k
2022: €94k
2023: €72k
2024: €123k
2018 → 2025
Total assets
€200k▲ 28.6%
2024 · €155k
2018: €99k
2019: €286k
2020: €195k
2021: €165k
2022: €98k
2023: €75k
2024: €155k
2018 → 2025
Net result
€35k▼ 30.6%
2024 · €51k
2018: €-36k
2019: €-23k
2020: €11k
2021: €8k
2022: €2k
2023: €-22k
2024: €51k
2018 → 2025
Working capital
€33k▼ 73.1%
2024 · €123k
2018: €84k
2019: €213k
2020: €84k
2021: €92k
2022: €94k
2023: €72k
2024: €123k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€94k▲ 1.8%€72k▼ 23.0%€123k▲ 70.2%€54k▼ 56.2%
Operating result€8k-€-834€-21k▼ 2,469%€51k€43k▼ 15.5%
Net result€8k-€2k▼ 80.0%€-22k€51k€35k▼ 30.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€21k
Current assets
€179k
Equity and liabilities €200k
Equity
€54k▼ 56.2%
Debt
€146k▲ 351%
The debt ratio rises from 20.9% to 73.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€43k
Cash flow
€35k
Solvency
26.9%▼
2024 · 79.1%
Current ratio
1.23▼
2024 · 4.80
Quick ratio
1.23▼
2024 · 4.80
Debt / equity
2.71▲
2024 · 0.26
ROE
65.4%▲
2024 · 41.2%
ROA
17.6%▼
2024 · 32.6%
Interest coverage
364.73
Debt
€146k▲
2024 · €32k
Debt ≤ 1 year
€146k▲
2024 · €32k
Income taxes
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€200k▲
Fixed assets21/28-€21k
Tangible fixed assets22/27-€21k
Furniture and vehicles24-€21k
Current assets29/58€155k€179k▲
Amounts receivable within one year40/41€91k€51k▼
Trade receivables40€54k€45k▼
Other amounts receivable41€38k€5k▼
Cash at bank and in hand54/58€64k€128k▲
Deferred charges and accrued income490/1-€238
Equity and liabilities
Total equity and liabilities10/49€155k€200k▲
Equity10/15€123k€54k▼
Contributions10/11€19k€19k=
Reserves13€75k€35k▼
Distributable reserves133€75k€35k▼
Profit (loss) carried forward14€29k-
Amounts payable17/49€32k€146k▲
Amounts payable within one year42/48€32k€146k▲
Trade debts44€32k€23k▼
Suppliers440/4€32k€23k▼
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Other amounts payable47/48€151€114k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€19
Other operating charges640/8€387€400▲
Gross operating margin9900€51k€43k▼
Operating profit (loss)9901€51k€43k▼
Financial income75/76B€5€2k▲
Recurring financial income75€5€2k▲
Financial charges65/66B€133€118▼
Recurring financial charges65€133€118▼
Profit (loss) for the period before taxes9903€51k€44k▼
Income taxes67/77-€9k
Profit (loss) for the period9904€51k€35k▼
Profit (loss) for the period to be appropriated9905€51k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€64k▲
Profit (loss) brought forward from the previous period14P€-22k€29k▲
Transfer from equity791/2-€75k
Transfer to equity691/2-€35k
To other reserves6921-€35k
Profit to be distributed694/7-€104k
Return on contributions (dividend)694-€104k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
31-12
Financial
Equity above €100kEq €123k ▲70.2%
Equity rises from €72k to €123k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Liquidity times 11current ratio 24.83
Current ratio from 2.27 to 24.83; short-term debt falls from €72k to €4k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-01-2026
4PURPOSE: Resigned as Director
22-01-2026
IN2MEANING: Resigned as Director
01-01-2020
Rein Sevensterni: Resigned as Director
03-10-2016
DE RIDDER Nadia: Resigned as Manager
03-04-2015
VAN DER PLANCKE Nathalie: Resigned as Manager
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
J.G. Van Goolenlaan 481200 Sint-Lambrechts-WoluweGround area
1,415 m²
Building footprint
280 m²
Volume, LiDAR
1,749 m³
2 parcels, Brussels, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Experientiallearning
since 20142.233.031.258
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0011/00B000 | Flanders | 1,230 m² | 1 · 210 m² | 8.6 m · 2 fl. |
| 21674C0312/00M006 | Brussels | 185 m² | 1 · 70 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ETO SHARING
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 38,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.