ExpectIT
ActiveExpectIT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €73k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+10
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 17.92 against 20.03 in 2024), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
16.5%
Age of the figures
14 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €429k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
43 d early
2023
50 d early
2022
43 d early
2021
28 d early
2020
44 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€429k▲ 7.3%
2024 · €399k
2019: €360k
2020: €408k
2021: €407k
2022: €369k
2023: €380k
2024: €399k
2019 → 2025
Total assets
€444k▲ 8.4%
2024 · €410k
2019: €374k
2020: €429k
2021: €417k
2022: €388k
2023: €391k
2024: €410k
2019 → 2025
Net result
€73k▲ 20.6%
2024 · €61k
2019: €45k
2020: €50k
2021: €47k
2022: €48k
2023: €47k
2024: €61k
2019 → 2025
Working capital
€245k▲ 21.5%
2024 · €201k
2019: €83k
2020: €155k
2021: €165k
2022: €141k
2023: €163k
2024: €201k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€407k-€369k▼ 9.2%€380k▲ 3.0%€399k▲ 5.0%€429k▲ 7.3%
Operating result€72k-€79k▲ 9.4%€61k▼ 22.8%€84k▲ 37.0%€98k▲ 16.4%
Net result€47k-€48k▲ 2.8%€47k▼ 2.2%€61k▲ 29.0%€73k▲ 20.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444k
Fixed assets
€185k▼ 6.5%
Current assets
€259k▲ 22.2%
Equity and liabilities €444k
Equity
€429k▲ 7.3%
Debt
€16k▲ 46.0%
The debt ratio rises from 2.6% to 3.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€110k▲
2024 · €103k
Cash flow
€86k▲
2024 · €80k
Solvency
96.4%▼
2024 · 97.4%
Current ratio
17.92▼
2024 · 20.03
Quick ratio
17.92▼
2024 · 20.03
Debt / equity
0.04▲
2024 · 0.03
ROE
17.1%▲
2024 · 15.2%
ROA
16.5%▲
2024 · 14.8%
Interest coverage
68.67▼
2024 · 182.69
Debt
€16k▲
2024 · €11k
Debt ≤ 1 year
€14k▲
2024 · €11k
Income taxes
€28k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€410k€444k▲
Fixed assets21/28€198k€185k▼
Tangible fixed assets22/27€198k€185k▼
Land and buildings22€193k€182k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€212k€259k▲
Amounts receivable within one year40/41€58k€41k▼
Trade receivables40€49k€36k▼
Other amounts receivable41€9k€5k▼
Current investments50/53€94k€104k▲
Cash at bank and in hand54/58€57k€113k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€410k€444k▲
Equity10/15€399k€429k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Reserves13€379k€408k▲
Distributable reserves133€379k€408k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€11k€16k▲
Amounts payable within one year42/48€11k€14k▲
Trade debts44€233€821▲
Suppliers440/4€233€821▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€2k€2k=
Accrued charges and deferred income492/3€238€1k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€13k▼
Other operating charges640/8€1k€5k▲
Gross operating margin9900€104k€115k▲
Operating profit (loss)9901€84k€98k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€562€2k▲
Recurring financial charges65€562€2k▲
Profit (loss) for the period before taxes9903€85k€101k▲
Income taxes67/77€24k€28k▲
Profit (loss) for the period9904€61k€73k▲
Profit (loss) for the period to be appropriated9905€61k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€75k▲
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer from equity791/2€40k€42k▲
Transfer to equity691/2€59k€72k▲
To other reserves6921€59k€72k▲
Profit to be distributed694/7€42k€44k▲
Return on contributions (dividend)694€42k€44k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €73k ▲20.6%
Operating result €98k, net result €73k, both a record.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
16-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
LAMBERT Katleen
CurrentDirector · since 23-02-2024
VAN HOUTTE Sem
CurrentDirector · since 23-02-2024
23-02-2024
LAMBERT Katleen: Appointed as Director
23-02-2024
VAN HOUTTE Sem: Resigned as Manager
23-02-2024
VAN HOUTTE Sem: Appointed as Director
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeeweg 388490 JabbekeGround area
2,593 m²
Building footprint
416 m²
Volume, LiDAR
49 m³
2 parcels, Flanders · tallest building 7.6 m. Linked by address, not a title deed.
1 establishment unit
ExpectIT
since 20052.145.289.117
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31442C0598/00Z000 | Flanders | 1,305 m² | 1 · 230 m² | 2.2 m |
| 31442C0598/00B002 | Flanders | 1,288 m² | 1 · 186 m² | 7.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INDEFF
BE 0550.916.646
Antwerpen · Eq €428k
We Are Digital
BE 0544.440.214
Leuven · Eq €429k
RONEDA
BE 0890.997.656
Beveren-Kruibeke-Zwijndrecht · Eq €429k
Vialtis
BE 1006.364.706
Erpe-Mere · Eq €429k
VARGA CONSULTING
BE 0544.668.361
Schaarbeek · Eq €428k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 12,558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2005
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
72400
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sem.van.houtte@expectit.be
Phone:0473561210