EXPECT ME
ActiveSummary
EXPECT ME has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€333,276) and a net result of -€34,834. Equity is shrinking by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 2729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability10▲+10
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 641.6% and cash: 2% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-640.2%
Return on assets
-66.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€333,276
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
25 d early
2024
13 d early
2023
30 d late
2022
3 d early
2021
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
-€333,276▼ 11.7%
2024 · -€298,442
Total assets
€52,055▼ 34.1%
2024 · €78,950
Net result
-€34,834▲ 60.1%
2024 · -€87,279
Working capital
-€329,975▲ 8.3%
2024 · -€359,932
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€52,651--€182,382▼ 246%-€82,164▲ 54.9%-€66,445▲ 19.1%-€10,975▲ 83.5%
Net result-€54,048below the sector's middle half--€192,046below the sector's middle half▼ 255%-€98,059below the sector's middle half▲ 48.9%-€87,279below the sector's middle half▲ 11.0%-€34,834below the sector's middle half▲ 60.1%
Equity€35,942below the sector's middle half--€156,104below the sector's middle half-€254,163below the sector's middle half▼ 62.8%-€298,442below the sector's middle half▼ 17.4%-€333,276below the sector's middle half▼ 11.7%
Total assets€153,163below the sector's middle half-€185,864within the sector's middle half▲ 21.4%€131,657within the sector's middle half▼ 29.2%€78,950below the sector's middle half▼ 40.0%€52,055below the sector's middle half▼ 34.1%
Debt€117,221-€341,968▲ 192%€385,819▲ 12.8%€377,392▼ 2.2%€385,331▲ 2.1%
Working capital-€49,437below the sector's middle half--€92,902below the sector's middle half▼ 87.9%-€126,814below the sector's middle half▼ 36.5%-€359,932below the sector's middle half▼ 184%-€329,975below the sector's middle half▲ 8.3%
Solvency23.5%within the sector's middle half--84.0%below the sector's middle half▼ 107.5pp-193.0%below the sector's middle half▼ 109.1pp-378.0%below the sector's middle half▼ 185.0pp-640.2%below the sector's middle half▼ 262.2pp
Current ratio0.40below the sector's middle half-0.14below the sector's middle half▼ 0.260.11below the sector's middle half▼ 0.030.01below the sector's middle half▼ 0.100.01below the sector's middle half=
Return on assets (ROA)-35.3%below the sector's middle half--103.3%below the sector's middle half▼ 68.0pp-74.5%below the sector's middle half▲ 28.8pp-110.5%below the sector's middle half▼ 36.1pp-66.9%below the sector's middle half▲ 43.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2022 Net result -255% on 2021. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10,975 in 2025 against €66,445 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52,055
Fixed assets
€48,019 ▼ 37.1%
Current assets
€4,037 ▲ 54.5%
Key figures and ratios
EBITDA
€29,678▲
2024 · -€26,039
Cash flow
€5,819▲
2024 · -€46,873
Debt to equity
-1.16▲
2024 · -1.26
Interest coverage
1.24▲
2024 · -1.21
Debt ≤ 1 year
€334,011▼
2024 · €362,545
Debt > 1 year
€38,797▲
2024 · €11,590
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.3%
went bankrupt
8.2%
stopped otherwise
82%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,670 | €35,949 | €43,850 | €40,406 | €40,653 | ▲ 0.6% |
| Other operating charges640/8 | €101 | €352 | €568 | €505 | €920 | ▲ 82.0% |
| Gross operating margin9900 | -€45,881 | -€146,081 | -€37,746 | -€25,534 | €30,598 | ▲ 220% |
| Operating profit (loss)9901 | -€52,651 | -€182,382 | -€82,164 | -€66,445 | -€10,975 | ▲ 83.5% |
| Financial income75/76B | - | €236 | €19 | €773 | €156 | ▼ 79.8% |
| Recurring financial income75 | - | €236 | €19 | €773 | €156 | ▼ 79.8% |
| Financial charges65/66B | €1,397 | €9,900 | €15,914 | €21,517 | €24,015 | ▲ 11.6% |
| Recurring financial charges65 | €1,397 | €9,900 | €15,914 | €21,517 | €24,015 | ▲ 11.6% |
| Profit (loss) for the period before taxes9903 | -€54,048 | -€192,046 | -€98,059 | -€87,190 | -€34,834 | ▲ 60.0% |
| Income taxes67/77 | - | - | - | €90 | - | - |
| Profit (loss) for the period9904 | -€54,048 | -€192,046 | -€98,059 | -€87,279 | -€34,834 | ▲ 60.1% |
| Profit (loss) for the period to be appropriated9905 | -€54,048 | -€192,046 | -€98,059 | -€87,279 | -€34,834 | ▲ 60.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €153,163 | €185,864 | €131,657 | €78,950 | €52,055 | ▼ 34.1% |
| Fixed assets21/28 | €120,244 | €170,211 | €115,640 | €76,337 | €48,019 | ▼ 37.1% |
| Intangible fixed assets21 | €116,902 | €166,339 | €113,453 | €74,249 | €46,713 | ▼ 37.1% |
| Tangible fixed assets22/27 | €3,342 | €3,872 | €2,136 | €2,038 | €1,256 | ▼ 38.4% |
| Plant, machinery and equipment23 | €3,342 | €0 | - | - | - | - |
| Furniture and vehicles24 | - | €3,872 | €2,136 | €2,038 | €1,256 | ▼ 38.4% |
| Financial fixed assets28 | - | - | €50 | €50 | €50 | = |
| Current assets29/58 | €32,920 | €15,653 | €16,017 | €2,613 | €4,037 | ▲ 54.5% |
| Amounts receivable within one year40/41 | €19,351 | €15,626 | €15,558 | €2,483 | €2,888 | ▲ 16.3% |
| Trade receivables40 | - | €4,958 | €15,184 | €0 | €1,000 | - |
| Other amounts receivable41 | €19,351 | €10,668 | €374 | €2,483 | €1,888 | ▼ 24.0% |
| Cash at bank and in hand54/58 | €13,569 | €0 | - | - | €1,026 | - |
| Deferred charges and accrued income490/1 | - | €27 | €459 | €130 | €123 | ▼ 5.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €153,163 | €185,864 | €131,657 | €78,950 | €52,055 | ▼ 34.1% |
| Equity10/15 | €35,942 | -€156,104 | -€254,163 | -€298,442 | -€333,276 | ▼ 11.7% |
| Contributions10/11 | €89,990 | €89,990 | €89,990 | €132,990 | €132,990 | = |
| Profit (loss) carried forward14 | -€54,048 | -€246,094 | -€344,153 | -€431,432 | -€466,266 | ▼ 8.1% |
| Amounts payable17/49 | €117,221 | €341,968 | €385,819 | €377,392 | €385,331 | ▲ 2.1% |
| Amounts payable after more than one year17 | €33,775 | €233,413 | €242,988 | €11,590 | €38,797 | ▲ 235% |
| Financial debts170/4 | €33,775 | €233,413 | €242,988 | €11,590 | €38,797 | ▲ 235% |
| Amounts payable within one year42/48 | €82,356 | €108,555 | €142,831 | €362,545 | €334,011 | ▼ 7.9% |
| Current portion of amounts payable after more than one year42 | €7,475 | €7,747 | €14,016 | €250,243 | €278,352 | ▲ 11.2% |
| Financial debts43 | €215 | €8,031 | €2,698 | €46,219 | €1,729 | ▼ 96.3% |
| Credit institutions430/8 | €215 | €8,031 | €2,698 | €46,219 | €1,729 | ▼ 96.3% |
| Trade debts44 | €74,637 | €92,777 | €104,945 | €61,082 | €32,931 | ▼ 46.1% |
| Suppliers440/4 | €74,637 | €92,777 | €104,945 | €61,082 | €32,931 | ▼ 46.1% |
| Taxes, remuneration and social security45 | - | - | €1,172 | €0 | - | - |
| Taxes450/3 | - | - | €1,172 | €0 | - | - |
| Other amounts payable47/48 | €30 | €0 | €20,000 | €5,000 | €21,000 | ▲ 320% |
| Accrued charges and deferred income492/3 | €1,090 | €0 | - | €3,257 | €12,523 | ▲ 284% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€54,048 | -€192,046 | -€98,059 | -€87,279 | -€34,834 | ▲ 60.1% |
| + Depreciation and write-downs630 | €6,670 | €35,949 | €43,850 | €40,406 | €40,653 | ▲ 0.6% |
| Operating cash flow (approximation) | -€47,378 | -€156,097 | -€54,209 | -€46,873 | €5,819 | ▲ 112% |
| Investment in fixed assets (approximation) | - | -€85,916 | €10,722 | -€1,104 | -€12,334 | ▼ 1,017% |
| Change in cash | - | -€13,569 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€192,046
Net result drops to -€192,046, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
1,528 m²
Building footprint
1,528 m²
Volume, LiDAR
51,372 m³
Parcel 11002A1949/03A000, Flanders · tallest building 40.4 m, ±12 floors. Linked by address, not a title deed.
65
companies at this address
See who is registered here
1 establishment unit
EXPECT ME
since 20202.311.659.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1949/03A000 | Flanders | 1,528 m² | 1 · 1,528 m² | 40.4 m · 12 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 19,340 EUR awarded · 19,340 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | -25,000 EUR | 0 EUR |
| 2024 | 1 | 0 EUR | 10,000 EUR |
| 2023 | 2 | 36,725 EUR | 1,725 EUR |
| 2022 | 2 | 7,615 EUR | 7,615 EUR |
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Of 16,915 companies in sector 62100 we hold annual accounts for 8,786. 6,565 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758797643
Also
9925:BE0758797643
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.