CALYORA
ActiveSummary
CALYORA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,113 and a net result of €21,065. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
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Signals
This company filed its last 5 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €331 | €200 | €200 | €200 | €200 | = |
| Gross operating margin9900 | €582 | €7,799 | €29,628 | €28,684 | €29,551 | ▲ 3.0% |
| Operating profit (loss)9901 | €252 | €7,599 | €29,428 | €28,484 | €29,351 | ▲ 3.0% |
| Financial income75/76B | - | - | €0 | - | - | - |
| Recurring financial income75 | - | - | €0 | - | - | - |
| Financial charges65/66B | €47 | €47 | €47 | €331 | €1,192 | ▲ 260% |
| Recurring financial charges65 | €47 | €47 | €47 | €331 | €1,192 | ▲ 260% |
| Profit (loss) for the period before taxes9903 | €205 | €7,552 | €29,381 | €28,153 | €28,158 | = |
| Income taxes67/77 | €41 | €1,535 | €5,951 | €5,716 | €7,093 | ▲ 24.1% |
| Profit (loss) for the period9904 | €164 | €6,017 | €23,430 | €22,437 | €21,065 | ▼ 6.1% |
| Profit (loss) for the period to be appropriated9905 | €164 | €6,017 | €23,430 | €22,437 | €21,065 | ▼ 6.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,354 | €14,592 | €39,006 | €59,415 | €46,838 | ▼ 21.2% |
| Current assets29/58 | €6,354 | €14,592 | €39,006 | €59,415 | €46,838 | ▼ 21.2% |
| Amounts receivable within one year40/41 | €2,927 | €2,946 | €4,014 | €811 | €1,570 | ▲ 93.6% |
| Trade receivables40 | €2,927 | €2,946 | €4,014 | €527 | €878 | ▲ 66.8% |
| Other amounts receivable41 | - | - | - | €284 | €692 | ▲ 143% |
| Cash at bank and in hand54/58 | €3,419 | €11,617 | €34,992 | €58,604 | €45,192 | ▼ 22.9% |
| Deferred charges and accrued income490/1 | €8 | €29 | - | - | €76 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,354 | €14,592 | €39,006 | €59,415 | €46,838 | ▼ 21.2% |
| Equity10/15 | €6,164 | €12,181 | €35,611 | €8,048 | €6,113 | ▼ 24.0% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | €164 | €6,181 | €29,611 | €2,048 | €113 | ▼ 94.5% |
| Amounts payable17/49 | €190 | €2,411 | €3,395 | €51,367 | €40,725 | ▼ 20.7% |
| Amounts payable within one year42/48 | €190 | €2,411 | €3,395 | €51,367 | €40,725 | ▼ 20.7% |
| Trade debts44 | - | - | €113 | €29 | €400 | ▲ 1,289% |
| Suppliers440/4 | - | - | €113 | €29 | €400 | ▲ 1,289% |
| Taxes, remuneration and social security45 | €190 | €2,411 | €3,282 | €10,143 | €4,571 | ▼ 54.9% |
| Taxes450/3 | €190 | €2,411 | €3,282 | €10,143 | €4,571 | ▼ 54.9% |
| Other amounts payable47/48 | - | - | - | €41,196 | €35,754 | ▼ 13.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €164 | €6,017 | €23,430 | €22,437 | €21,065 | ▼ 6.1% |
| Operating cash flow (approximation) | €164 | €6,017 | €23,430 | €22,437 | €21,065 | ▼ 6.1% |
| Change in cash | - | €8,198 | €23,376 | €23,612 | -€13,412 | ▼ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62109A0309/00E000 | Wallonia | 495 m² | 1 · 79 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.