EXOP
ActiveSummary
EXOP has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,000 and a net result of €52,134. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency29=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.3%
Return on assets
112.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 17213 sector peers (2025).
NBB · sector comparisonPosition among 17213 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
87 d early
2024
140 d early
2023
55 d early
2022
68 d early
2021
46 d early
2020
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 66 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€2,000=
2024 · €2,000
Total assets
€46,315▼ 5.5%
2024 · €49,020
Net result
€52,134▲ 38.7%
2024 · €37,589
Working capital
-€1,148▼ 3,035%
2024 · -€37
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€53,663▲ 154%€56,983▲ 6.2%€43,490▼ 23.7%€48,783▲ 12.2%€68,109▲ 39.6%
Net result€41,195within the sector's middle half▲ 165%€43,825within the sector's middle half▲ 6.4%€32,762within the sector's middle half▼ 25.2%€37,589within the sector's middle half▲ 14.7%€52,134within the sector's middle half▲ 38.7%
Equity€58,741within the sector's middle half▲ 235%€102,566within the sector's middle half▲ 74.6%€35,328within the sector's middle half▼ 65.6%€2,000below the sector's middle half▼ 94.3%€2,000below the sector's middle half=
Total assets€114,068within the sector's middle half▲ 152%€145,005within the sector's middle half▲ 27.1%€162,434within the sector's middle half▲ 12.0%€49,020below the sector's middle half▼ 69.8%€46,315below the sector's middle half▼ 5.5%
Debt€55,327▲ 100%€42,440▼ 23.3%€127,106▲ 199%€47,020▼ 63.0%€44,315▼ 5.8%
Working capital€57,843within the sector's middle half▲ 230%€101,868within the sector's middle half▲ 76.1%€32,366within the sector's middle half▼ 68.2%-€37below the sector's middle half-€1,148below the sector's middle half▼ 3,035%
Solvency51.5%within the sector's middle half▲ 12.7pp70.7%within the sector's middle half▲ 19.2pp21.7%below the sector's middle half▼ 49.0pp4.1%below the sector's middle half▼ 17.7pp4.3%below the sector's middle half▲ 0.2pp
Current ratio2.05within the sector's middle half▲ 0.413.40within the sector's middle half▲ 1.351.25below the sector's middle half▼ 2.151.00below the sector's middle half▼ 0.260.97below the sector's middle half▼ 0.03
Return on assets (ROA)36.1%above the sector's middle half▲ 1.7pp30.2%above the sector's middle half▼ 5.9pp20.2%within the sector's middle half▼ 10.1pp76.7%above the sector's middle half▲ 56.5pp112.6%above the sector's middle half▲ 35.9pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46,315
Fixed assets
€3,151 ▲ 54.7%
Current assets
€43,164 ▼ 8.1%
Equity and liabilities €46,315
Equity
€2,000 =
Debt
€44,315 ▼ 5.8%
Debt's share of the balance-sheet total falls from 95.9% to 95.7%. Debt is lower.
Key figures and ratios
EBITDA
€69,158▲
2024 · €49,708
Cash flow
€53,183▲
2024 · €38,514
Debt to equity
22.16▼
2024 · 23.51
Interest coverage
30.37▼
2024 · 35.65
Debt ≤ 1 year
€44,312▼
2024 · €47,020
Income taxes
€13,706▲
2024 · €9,872
A ratio outside any meaningful range has been withheld (balance sheet total €46,315, equity €2,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,151 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €86 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €105 | €201 | €697 | €925 | €1,048 | ▲ 13.3% |
| Other operating charges640/8 | €503 | €682 | €1,056 | €845 | €520 | ▼ 38.5% |
| Gross operating margin9900 | €54,271 | €57,865 | €45,244 | €50,639 | €69,677 | ▲ 37.6% |
| Operating profit (loss)9901 | €53,663 | €56,983 | €43,490 | €48,783 | €68,109 | ▲ 39.6% |
| Financial income75/76B | - | - | €292 | €72 | €9 | ▼ 87.8% |
| Recurring financial income75 | - | - | €292 | €72 | €9 | ▼ 87.8% |
| Financial charges65/66B | €577 | €442 | €307 | €1,394 | €2,277 | ▲ 63.4% |
| Recurring financial charges65 | €577 | €442 | €307 | €1,394 | €2,277 | ▲ 63.4% |
| Profit (loss) for the period before taxes9903 | €53,086 | €56,542 | €43,475 | €47,461 | €65,841 | ▲ 38.7% |
| Income taxes67/77 | €11,891 | €12,717 | €10,712 | €9,872 | €13,706 | ▲ 38.8% |
| Profit (loss) for the period9904 | €41,195 | €43,825 | €32,762 | €37,589 | €52,134 | ▲ 38.7% |
| Profit (loss) for the period to be appropriated9905 | €41,195 | €43,825 | €32,762 | €37,589 | €52,134 | ▲ 38.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €114,068 | €145,005 | €162,434 | €49,020 | €46,315 | ▼ 5.5% |
| Fixed assets21/28 | €899 | €698 | €2,962 | €2,037 | €3,151 | ▲ 54.7% |
| Tangible fixed assets22/27 | €899 | €698 | €2,962 | €2,037 | €3,151 | ▲ 54.7% |
| Plant, machinery and equipment23 | - | - | €2,464 | €1,740 | €1,016 | ▼ 41.6% |
| Furniture and vehicles24 | €899 | €698 | €497 | €297 | €96 | ▼ 67.7% |
| Other tangible fixed assets26 | - | - | - | - | €2,040 | - |
| Current assets29/58 | €113,169 | €144,307 | €159,472 | €46,983 | €43,164 | ▼ 8.1% |
| Amounts receivable within one year40/41 | €8,768 | €10,882 | €12,795 | €15,144 | €28,209 | ▲ 86.3% |
| Trade receivables40 | €8,768 | €10,882 | €9,420 | €11,640 | €28,209 | ▲ 142% |
| Other amounts receivable41 | - | - | €3,375 | €3,504 | - | - |
| Cash at bank and in hand54/58 | €101,461 | €129,927 | €143,470 | €28,918 | €12,300 | ▼ 57.5% |
| Deferred charges and accrued income490/1 | €2,940 | €3,499 | €3,207 | €2,921 | €2,656 | ▼ 9.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €114,068 | €145,005 | €162,434 | €49,020 | €46,315 | ▼ 5.5% |
| Equity10/15 | €58,741 | €102,566 | €35,328 | €2,000 | €2,000 | = |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €56,741 | €100,566 | €33,328 | - | - | - |
| Distributable reserves133 | €56,741 | €100,566 | €33,328 | - | - | - |
| Amounts payable17/49 | €55,327 | €42,440 | €127,106 | €47,020 | €44,315 | ▼ 5.8% |
| Amounts payable within one year42/48 | €55,327 | €42,440 | €127,106 | €47,020 | €44,312 | ▼ 5.8% |
| Trade debts44 | €1,223 | €1,297 | €1,495 | €1,179 | €979 | ▼ 17.0% |
| Suppliers440/4 | €1,223 | €1,297 | €1,495 | €1,179 | €979 | ▼ 17.0% |
| Taxes, remuneration and social security45 | €27,467 | €35,495 | €24,760 | €7,913 | €11,957 | ▲ 51.1% |
| Taxes450/3 | €25,688 | €35,495 | €24,760 | €7,913 | €11,957 | ▲ 51.1% |
| Remuneration and social security454/9 | €1,779 | - | - | - | - | - |
| Other amounts payable47/48 | €26,637 | €5,648 | €100,851 | €37,927 | €31,376 | ▼ 17.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | €3 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,195 | €43,825 | €32,762 | €37,589 | €52,134 | ▲ 38.7% |
| + Depreciation and write-downs630 | €105 | €201 | €697 | €925 | €1,048 | ▲ 13.3% |
| Operating cash flow (approximation) | €41,299 | €44,025 | €33,460 | €38,514 | €53,183 | ▲ 38.1% |
| Investment in fixed assets (approximation) | - | €0 | -€2,961 | €0 | -€2,163 | - |
| Change in cash | - | €28,465 | €13,544 | -€114,552 | -€16,618 | ▲ 85.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €52,134 ▲38.7%
Operating result €68,109, net result €52,134, both a record.
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €102,566 ▲74.6%
3 profitable years in a row build equity to €102,566.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2020
Ground area
2,290 m²
Building footprint
152 m²
Volume, LiDAR
916 m³
Parcel 13004E0001/00Z048, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EXOP
since 20202.305.171.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004E0001/00Z048 | Flanders | 2,290 m² | 1 · 152 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 3,106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
61100Wired, wireless and satellite telecommunications
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
85599Other education
Contact
Website
exop.io
E-invoicing
Reachable via Peppol
Peppol ID
0208:0750693391
Also
9925:BE0750693391
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.