Summary
EXECOZ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €36,509 and a net result of -€604. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 49% of 2992 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Risk and damage evaluation
NACE 66210
1 site
Size
€73,118total assets 2025
- Equity
- €36,509
- Loss
- -€604
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Accounts 85 d early0 of 2 deeds read
SignalsLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
85 d early
2024
84 d early
2023
86 d early
2022
83 d early
2021
83 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 84 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€604
- Annual accounts filedfiscal year 2024 · micro…
Financials · fiscal year 2025, micro schema
Equity
€36,509▼ 1.6%
2024 · €37,114
Net result
-€604
2024 · €18,522
Total assets
€73,118▲ 11.1%
2024 · €65,819
Solvency
49.9%▼ 6.5pp
2024 · 56.4%
Trend over the years
2021 to 2025, 5 fiscal years
The operating result falls in 2025; 2025 is 95% below 2024.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
Turnover€95,561
2022
Operating result€1,288
2025
Net result-€604
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€73,118
2025
Equity€36,509
2025
Debt€36,608
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€18,640
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-0.8%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency49.9%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.78
2025
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€131,993-€95,561▼ 27.6%
Operating result€51,718-€23,920▼ 53.7%€801▼ 96.7%€25,164▲ 3,041%€1,288▼ 94.9%
Net result€34,611within the sector's middle half-€19,154within the sector's middle half▼ 44.7%-€174below the sector's middle half€18,522within the sector's middle half-€604below the sector's middle half
Equity€36,611within the sector's middle half-€45,765within the sector's middle half▲ 25.0%€36,591below the sector's middle half▼ 20.0%€37,114within the sector's middle half▲ 1.4%€36,509within the sector's middle half▼ 1.6%
Total assets€68,640below the sector's middle half-€86,560below the sector's middle half▲ 26.1%€50,985below the sector's middle half▼ 41.1%€65,819below the sector's middle half▲ 29.1%€73,118below the sector's middle half▲ 11.1%
Debt€32,030-€40,795▲ 27.4%€14,394▼ 64.7%€28,706▲ 99.4%€36,608▲ 27.5%
Working capital€26,636within the sector's middle half-€41,312within the sector's middle half▲ 55.1%€33,188within the sector's middle half▼ 19.7%€30,354within the sector's middle half▼ 8.5%€18,640within the sector's middle half▼ 38.6%
Solvency53.3%within the sector's middle half-52.9%within the sector's middle half▼ 0.5pp71.8%within the sector's middle half▲ 18.9pp56.4%within the sector's middle half▼ 15.4pp49.9%within the sector's middle half▼ 6.5pp
Current ratio1.83within the sector's middle half-2.01within the sector's middle half▲ 0.183.31within the sector's middle half▲ 1.292.06within the sector's middle half▼ 1.251.78within the sector's middle half▼ 0.27
Return on assets (ROA)50.4%above the sector's middle half-22.1%above the sector's middle half▼ 28.3pp-0.3%below the sector's middle half▼ 22.5pp28.1%above the sector's middle half▲ 28.5pp-0.8%below the sector's middle half▼ 29.0pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,118
Fixed assets
€30,692 ▲ 354%
Current assets
€42,426 ▼ 28.2%
Equity and liabilities €73,118
Equity
€36,509 ▼ 1.6%
Debt
€36,608 ▲ 27.5%
Debt's share of the balance-sheet total rises from 43.6% to 50.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-1.7%▼
2024 · 49.9%
Debt ≤ 1 year
€23,786▼
2024 · €28,706
Debt > 1 year
€12,823
Income taxes
€1,258▼
2024 · €6,667
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €131,993 | €95,561 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €72,969 | €68,814 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,910 | €6,162 | €3,769 | €1,513 | €5,433 | ▲ 259% |
| Other operating charges640/8 | €2,958 | €1,325 | €995 | €1,268 | €1,216 | ▼ 4.1% |
| Gross operating margin9900 | €62,586 | €31,407 | €5,565 | €27,946 | €7,937 | ▼ 71.6% |
| Operating profit (loss)9901 | €51,718 | €23,920 | €801 | €25,164 | €1,288 | ▼ 94.9% |
| Financial income75/76B | - | €1 | €122 | €165 | €2 | ▼ 98.6% |
| Recurring financial income75 | - | €1 | €122 | €165 | €2 | ▼ 98.6% |
| Financial charges65/66B | €60 | €58 | €135 | €140 | €636 | ▲ 355% |
| Recurring financial charges65 | €60 | €58 | €135 | €140 | €636 | ▲ 355% |
| Profit (loss) for the period before taxes9903 | €51,658 | €23,863 | €787 | €25,189 | €654 | ▼ 97.4% |
| Income taxes67/77 | €17,047 | €4,709 | €961 | €6,667 | €1,258 | ▼ 81.1% |
| Profit (loss) for the period9904 | €34,611 | €19,154 | -€174 | €18,522 | -€604 | ▼ 103% |
| Profit (loss) for the period to be appropriated9905 | €34,611 | €19,154 | -€174 | €18,522 | -€604 | ▼ 103% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €68,640 | €86,560 | €50,985 | €65,819 | €73,118 | ▲ 11.1% |
| Fixed assets21/28 | €9,974 | €4,453 | €3,403 | €6,759 | €30,692 | ▲ 354% |
| Tangible fixed assets22/27 | €9,904 | €4,383 | €3,333 | €6,689 | €30,622 | ▲ 358% |
| Plant, machinery and equipment23 | €289 | €561 | €666 | €373 | €1,691 | ▲ 353% |
| Furniture and vehicles24 | €9,615 | €3,822 | €1,620 | €5,383 | €25,477 | ▲ 373% |
| Other tangible fixed assets26 | - | - | €1,047 | €933 | €3,453 | ▲ 270% |
| Assets under construction and advance payments27 | - | - | - | - | €0 | - |
| Financial fixed assets28 | €70 | €70 | €70 | €70 | €70 | = |
| Current assets29/58 | €58,666 | €82,107 | €47,582 | €59,060 | €42,426 | ▼ 28.2% |
| Amounts receivable within one year40/41 | €2,357 | €31,913 | €13,773 | €24,543 | €10,364 | ▼ 57.8% |
| Trade receivables40 | €2,357 | €31,913 | €9,149 | €23,675 | €6,598 | ▼ 72.1% |
| Other amounts receivable41 | €0 | €0 | €4,624 | €868 | €3,767 | ▲ 334% |
| Cash at bank and in hand54/58 | €56,309 | €50,194 | €30,870 | €33,390 | €30,365 | ▼ 9.1% |
| Deferred charges and accrued income490/1 | €0 | - | €2,940 | €1,127 | €1,696 | ▲ 50.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €68,640 | €86,560 | €50,985 | €65,819 | €73,118 | ▲ 11.1% |
| Equity10/15 | €36,611 | €45,765 | €36,591 | €37,114 | €36,509 | ▼ 1.6% |
| Contributions10/11 | €8,000 | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Reserves13 | €28,000 | €28,000 | €28,000 | €28,000 | €28,000 | = |
| Distributable reserves133 | €28,000 | €28,000 | €28,000 | €28,000 | €28,000 | = |
| Profit (loss) carried forward14 | €611 | €9,765 | €591 | €1,114 | €509 | ▼ 54.3% |
| Amounts payable17/49 | €32,030 | €40,795 | €14,394 | €28,706 | €36,608 | ▲ 27.5% |
| Amounts payable after more than one year17 | - | - | - | - | €12,823 | - |
| Financial debts170/4 | - | - | - | - | €12,823 | - |
| Amounts payable within one year42/48 | €32,030 | €40,795 | €14,394 | €28,706 | €23,786 | ▼ 17.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €4,826 | - |
| Trade debts44 | €291 | €863 | €574 | €255 | €357 | ▲ 40.2% |
| Suppliers440/4 | €291 | €863 | €574 | €255 | €357 | ▲ 40.2% |
| Taxes, remuneration and social security45 | €20,899 | €27,041 | €4,820 | €10,451 | €9,275 | ▼ 11.3% |
| Taxes450/3 | €20,899 | €27,041 | €4,820 | €10,451 | €9,275 | ▼ 11.3% |
| Other amounts payable47/48 | €10,839 | €12,891 | €9,000 | €18,000 | €9,328 | ▼ 48.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,611 | €19,154 | -€174 | €18,522 | -€604 | ▼ 103% |
| + Depreciation and write-downs630 | €7,910 | €6,162 | €3,769 | €1,513 | €5,433 | ▲ 259% |
| Operating cash flow (approximation) | €42,521 | €25,316 | €3,595 | €20,036 | €4,829 | ▼ 75.9% |
| Investment in fixed assets (approximation) | - | -€641 | -€2,719 | -€4,869 | -€29,366 | ▼ 503% |
| Change in cash | - | -€6,116 | -€19,324 | €2,520 | -€3,025 | ▼ 220% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 854 companies in this sector we hold annual accounts for 524. 386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Directors
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€604
Net result drops to -€604, the lowest in the series.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €18,522
Net result €18,522 after one loss-making year.
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded29-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
33120Repair and maintenance of machinery
43240Other construction installation
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0746592370
Also
9925:BE0746592370
Registered
07-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 3 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2020
Ground area
2,299 m²
Building footprint
309 m²
Volume, LiDAR
1,959 m³
2 parcels, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Aulnes 14, 4800 Verviers
since 2020unit no. 2.302.653.997
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079E0008/00C002 | Wallonia | 1,304 m² | 1 · 181 m² | 8.0 m · 2 fl. |
| 63022B0005/00W002 | Wallonia | 995 m² | 1 · 129 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.