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Complete company report
Generated 19-08-2026
Active BE 1007.642.334Private limited company

EXCLUSIVE CAR PROTECTIONS

Rue Saint-Valentin 18 ·6061 Charleroi, Belgium· 2 yrs active
Sector: Onderhoud en reparatie van motorvoertuigen, neg (95319)
Conclusion Checked

The computed 12-month bankruptcy probability of EXCLUSIVE CAR PROTECTIONS is 1.5% (low). The 2024 annual accounts show equity of €9k and a net result of €5k. Its solvency ranks better than 31% of 926 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €9k
Net result €5k
Better than sector 31%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health56Profitability72Solvency7Growth-Stability67
50 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 56
Profitability 72
Solvency 7
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.5% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 5.9% 24.6%
better than 31% of 926 sector peers
Net result €5k €5k
better than 49% of 922 sector peers
Equity €9k €17k
better than 40% of 927 sector peers
Gross operating margin €27k €27k
better than 50% of 921 sector peers
Total assets €151k €81k
better than 68% of 926 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue€175k
EBITDA€27k
Net profit€5k
Cash flow€22k
Staff costs-
Income taxes€1k
Dividends-
Total assets€151k
Equity€9k
Debt€142k
of which ≤ 1y€69k
of which > 1y€73k
Working capital€-25k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.63
Quick ratio0.63
Working capital ratio-16.8%
Solvency5.9%
Debt / equity15.92
Long-term debt ratio8.15
Interest coverage6.73
Gross margin15.6%
Net margin2.8%
ROA3.3%
ROE55.2%
EBITDA margin15.6%
Days sales outstanding73d
Days payable outstanding37d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€151k
Fixed assets 21/28€107k
Tangible fixed assets 22/27€107k
Current assets 29/58€44k
Amounts receivable within one year 40/41€35k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€151k
Equity 10/15€9k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€5k
Amounts payable 17/49€142k
Amounts payable after one year 17€73k
Amounts payable within one year 42/48€69k
Trade debts payable within one year 44€15k
Income statement
Turnover 70€175k
Gross operating margin 9900€27k
Operating result 9901€10k
Financial income 75€10
Financial charges 65€4k
Result before taxes 9903€6k
Income taxes 67/77€1k
Net result for the period 9904€5k
Result to be appropriated 9905€5k
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Sébastien GILLET
    Director
    State Gazette act 26009237 (20-01-2026)
    Former
    - → 18-11-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Onderhoud en reparatie van motorvoertuigen, neg(95319)
Legal form Private limited company(610)
Incorporation27-03-2024
StatusActive
Postal code6061
Establishment units 1 location
Route de Genval 15, 1380 Lasne
Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen
since 20242.357.909.652
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25076C0033/00D000 Wallonia 2,331 m² 1 · 415 m² -
52049C0171/00R000 Wallonia 187 m² 1 · 48 m² 10.0 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
20-01-2026
State Gazette act Director changes
v3.2
2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-03-2024
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 7 months ago
2026
20-01-2026 Sébastien GILLET resigns as director Director changes
  • Sébastien GILLET, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "S\u00E9bastien GILLET",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-11-18",
      "evidence_quote": "Il est d\u00E9cid\u00E9 \u00E0 l\u0027unanimit\u00E9 d\u0027accepter la d\u00E9mission de Monsieur S\u00E9bastien GILLET de son poste d\u0027administrateur de la soci\u00E9t\u00E9 et ce avec effet au 18/11/2025"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1007.642.334",
    "name_full": "EXCLUSIVE CAR PROTECTIONS",
    "legal_form": "SRL"
  }
}
2024
29-03-2024 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "7850 Enghien, Rue Brigade Piron 29",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1983-04-07",
        "name": "PARTON Vincent",
        "niss": null,
        "address": "1501 Halle (Buizingen), Kamerijkdelle 19"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "PARTON Vincent",
      "is_subscriber_only": true,
      "n_shares_subscribed": 200,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1987-05-28",
        "name": "GILLET S\u00E9bastien Julien L\u00E9on Charles",
        "niss": null,
        "address": "7850 Enghien, Rue Brigade Piron 29"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "GILLET S\u00E9bastien Julien L\u00E9on Charles",
      "is_subscriber_only": true,
      "n_shares_subscribed": 200,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 4000,
  "subject_company": {
    "kbo": "1007.642.334",
    "name_full": "EXCLUSIVE CAR PROTECTIONS",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2024-03-26",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Onderhoud en reparatie van motorvoertuigen, neg95319Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen74111
Primary activity highlighted.
Names & trade names
Legal nameFR EXCLUSIVE CAR PROTECTIONS
Registered office
Rue Saint-Valentin 18
6061 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative