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EXCEL-CASH

Active
Public limited company·Detailhandel in tweedehandskleding· 23 yrs active
Rue Jules Destrée 421 ·7390 Quaregnon, Belgium
KBO/BCE: BE 0478.408.552
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age23 yrs
Board2
Connections4
Real estate4 parcels · 8,553 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of EXCEL-CASH is 0.9% (low). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 27-05-2026 65 d early 2026-00122247
31-12-2024 31-07-2025 31-08-2025 31 d late 2025-00481885
31-12-2023 31-07-2024 30-07-2024 1 d early 2024-00302371
31-12-2022 31-07-2023 01-09-2023 32 d late 2023-00408343
31-12-2021 31-07-2022 23-08-2022 23 d late 2022-20306007
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-65600247
31-12-2019 31-07-2020 30-10-2020 91 d late 2020-66100561
31-12-2018 31-07-2019 30-07-2019 1 d early 2019-41200210
31-12-2017 31-07-2018 29-06-2018 32 d early 2018-26900465
31-12-2016 31-07-2017 31-08-2017 31 d late 2017-56400261

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 2002, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Multiple establishment units +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 volledig 27-05-2026 2026-00122247
31-12-2024 volledig 31-08-2025 2025-00481885
31-12-2023 volledig 30-07-2024 2024-00302371
31-12-2022 volledig 01-09-2023 2023-00408343
31-12-2021 volledig 23-08-2022 2022-20306007
31-12-2020 volledig 31-08-2021 2021-65600247
31-12-2019 volledig 30-10-2020 2020-66100561
31-12-2018 volledig 30-07-2019 2019-41200210
31-12-2017 volledig 29-06-2018 2018-26900465
31-12-2016 volledig 31-08-2017 2017-56400261

Directors

Directors & mandates

6 directors
Current directors & mandates
  • CHAMARLegal entity
    Director· perm. rep.: BACHELY Nicolas
    State Gazette act 25370740 (20-11-2025)
    Current
    20-11-2025 → present
    3 events
    • 20-11-2025 Resigned· Director
    • 20-11-2025 Appointed· Director
    • 20-11-2025 Appointed· Managing director
  • LORNALegal entity
    Director· perm. rep.: MARTHOZ Christophe
    State Gazette act 25370740 (20-11-2025)
    Current
    20-11-2025 → present
    3 events
    • 20-11-2025 Resigned· Director
    • 20-11-2025 Appointed· Director
    • 20-11-2025 Appointed· Managing director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • CHAMARLegal entity
    Director· perm. rep.: Nicolas BACHELY
    State Gazette act 18136525 (11-09-2018)
    Not recently confirmed
    last confirmed in an act from 2018
  • LORNALegal entity
    Director· perm. rep.: Christophe MARTHOZ
    State Gazette act 18136525 (11-09-2018)
    Not recently confirmed
    last confirmed in an act from 2018
    2 events
    • 11-09-2018 Mandate renewed· Director
    • 30-05-2013 Appointed· Director
Former directors (2)
  • Bernard DESSY
    Director
    State Gazette act 13081578 (30-05-2013)
    Former
    - → 30-05-2013
  • MARTHOZ Christophe
    Director
    State Gazette act 13081578 (30-05-2013)
    Former
    - → 30-05-2013
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Detailhandel in tweedehandskleding(47792)
Legal form Public limited company(014)
Incorporation25-09-2002
StatusActive
Postal code7390

Structure & network

Connections & network

4 connected companies
CHAMAR, Sits on the board CCHAMARLORNA, Sits on the board LLORNACASH CHARLEROI, Shared corporate director CCCASH CHARLEROICASH-CASH, Shared corporate director CCASH-CASHEXCEL-CASH EXCEL-CASH0478.408.552
Group structureShared directors
Group structure
CHAMAR
Sits on the board · 3 subsidiaries · 1 location
Control→
LORNA
Sits on the board · 3 subsidiaries · 1 location
Control→
Network connections
CASH CHARLEROI
Shared corporate director
→
CASH-CASH
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

2 parties
Control over this companysits on this company's board2
CHAMAR
3 subsidiaries · 1 location
LORNA
3 subsidiaries · 1 location
controls
EXCEL-CASHBE 0478.408.552

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
approximate (street level) On OpenStreetMap

Establishment units

3 locations
CASH CONVERTERS
Rue de la Taverne de Maire(FRY) 21, 7503 TournaiDetailhandel in tweedehandsgoederen
since 20022.114.148.256
CASH CONVERTERS
Liessestraat 96, 7700 Mouscronde kleinhandel in tweedehandsboeken
since 20022.114.148.355
Cash Converters
Rue d'Havré 67, 7000 MonsDetailhandel in tweedehandskleding
since 20102.191.851.095
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels4
Ground area8,553 m²
Buildings2
Building footprint750 m²
Volume (LiDAR)1,316 m³
Tallest building12.7 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54007B0696/00F000 Wallonia 6,500 m² 1 · 624 m² -
57031C0020/00T000 Wallonia 1,367 m² - -
53403G0495/00K000 Wallonia 487 m² 1 · 126 m² 12.7 m · 4 fl.
53065B0732/00H000indicative Wallonia 200 m² - -
Methodology
via registered seat: 1 · via establishment units: 3
3 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
All acts · 3 updated 8 months ago
2025
20-11-2025 4 directors appointed, 2 resigning Director changes
  • MARTHOZ Christophe, Bestuurder
  • BACHELY Nicolas, Bestuurder
  • MARTHOZ Christophe, Gedelegeerd bestuurder
  • BACHELY Nicolas, Gedelegeerd bestuurder
  • LORNA, Bestuurder
  • CHAMAR, Bestuurder
Summary: v3.2
2018
11-09-2018 1 director appointed, 1 resigning, 1 reappointed Director changes
  • Nicolas BACHELY, Bestuurder
  • Bernard DESSY, Bestuurder
  • Christophe MARTHOZ, Bestuurder
Summary: v3.2
2013
30-05-2013 2 directors appointed, 2 resigning Director changes
  • DESSY Bernard, Bestuurder
  • MARTHOZ Christophe, Bestuurder
  • DESSY Bernard, Bestuurder
  • MARTHOZ Christophe, Bestuurder
Summary: v3.2

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 30 of the 940 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in tweedehandskleding in winkels47792Detailhandel in tweedehandskleding47792Detailhandel in tweedehandsgoederen52502Niet-gespecialiseerde groothandel46900Niet-gespecialiseerde groothandel46900Overige groothandel51900
Primary activity highlighted.
Names & trade names
Legal nameFR EXCEL-CASH
Registered office
Rue Jules Destrée 421
7390 Quaregnon, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.